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StevigDak

Active
Private limited companyfounded 2022active for 4 yearsKlein-Antwerpenstraat 21, 9280 Lebbeke, BelgiumKBO/BCE: BE 0782.664.591
Summary

The computed 12-month bankruptcy probability of StevigDak is 5.0% (elevated). The 2024 annual accounts show equity of €8,224 and a net result of €10,836. Equity is growing by about 73% per year across the filed financial years. Its solvency ranks better than 62% of 35,972 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 30 October 2026.

Turnover
≈ €170,000
Estimated: probably between €97,000 and €270,000
Total assets
€14,444▲ 690%
2023 · €1,828
Net result
€10,836
2023 · -€5,963
Working capital
€8,828
2023 · -€1,048
Trend over the years

2022 to 2024, 3 financial years

The operating result returns to profit in 2024: €13,898 after a loss of €5,680 in 2023, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€13,898 2024 Net result€10,836 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202220232024
Operating result-€114--€5,680▼ 4,862%€13,898
Net result-€149below the sector's middle half--€5,963below the sector's middle half▼ 3,905%€10,836within the sector's middle half
Equity€3,351below the sector's middle half--€2,611below the sector's middle half€8,224below the sector's middle half
Total assets€11,472below the sector's middle half-€1,828below the sector's middle half▼ 84.1%€14,444below the sector's middle half▲ 690%
Debt€8,121-€4,440▼ 45.3%€6,219▲ 40.1%
Working capital€4,915within the sector's middle half--€1,048below the sector's middle half€8,828within the sector's middle half
Solvency29.2%within the sector's middle half-56.9%within the sector's middle half
Current ratio1.75within the sector's middle half-2.90within the sector's middle half
Return on assets (ROA)-1.3%below the sector's middle half-75.0%above the sector's middle half
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €14,444
Fixed assets €962
Current assets €13,482
Equity and liabilities €14,444
Equity €8,224
Debt €6,219
Debt finances 43.1% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
EBITDA
€13,901
Cash flow
€10,839
Debt to equity
0.76
ROE
131.8%
Interest coverage
10.27
Debt ≤ 1 year
€4,654▲
2023 · €2,876
Income taxes
€1,792
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a higher bankruptcy probability: 5.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€1,828€14,444▲
Fixed assets21/28-€962
Tangible fixed assets22/27-€962
Furniture and vehicles24-€962
Current assets29/58€1,828€13,482▲
Amounts receivable within one year40/41€1,818€7,748▲
Trade receivables40€34€5,504▲
Other amounts receivable41€1,784€2,244▲
Cash at bank and in hand54/58€10€5,734▲
Equity and liabilities
Total equity and liabilities10/49€1,828€14,444▲
Equity10/15-€2,611€8,224▲
Contributions10/11€3,500€3,500=
Reserves13-€4,724
Distributable reserves133-€4,724
Profit (loss) carried forward14-€6,111€0▲
Amounts payable17/49€4,440€6,219▲
Amounts payable within one year42/48€2,876€4,654▲
Trade debts44€2,876€2,862▼
Suppliers440/4€2,876€2,862▼
Taxes, remuneration and social security45€0€1,792▲
Taxes450/3€0€1,792▲
Accrued charges and deferred income492/3€1,564€1,566▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€560€0▼
Other operating charges640/8€348€884▲
Gross operating margin9900-€4,772€14,786▲
Operating profit (loss)9901-€5,680€13,898▲
Financial income75/76B€52€83▲
Recurring financial income75€52€83▲
Financial charges65/66B€335€1,353▲
Recurring financial charges65€335€1,353▲
Profit (loss) for the period before taxes9903-€5,963€12,628▲
Income taxes67/77-€1,792
Profit (loss) for the period9904-€5,963€10,836▲
Profit (loss) for the period to be appropriated9905-€5,963€10,836▲
Appropriation of the result
Profit (loss) to be appropriated9906-€6,111€4,724▲
Profit (loss) brought forward from the previous period14P-€149-€6,111▼
Transfer to equity691/2-€4,724
To other reserves6921-€4,724

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€3-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€560€0▼ 100%
Other operating charges640/8-€348€884▲ 155%
Gross operating margin9900-€114-€4,772€14,786-
Operating profit (loss)9901-€114-€5,680€13,898-
Financial income75/76B€22€52€83▲ 59.5%
Recurring financial income75€22€52€83▲ 59.5%
Financial charges65/66B€57€335€1,353▲ 305%
Recurring financial charges65€57€335€1,353▲ 305%
Profit (loss) for the period before taxes9903-€149-€5,963€12,628-
Income taxes67/77--€1,792-
Profit (loss) for the period9904-€149-€5,963€10,836-
Profit (loss) for the period to be appropriated9905-€149-€5,963€10,836-
Line202220232024Change
Assets
Total assets20/58€11,472€1,828€14,444▲ 690%
Fixed assets21/28--€962-
Tangible fixed assets22/27--€962-
Furniture and vehicles24--€962-
Current assets29/58€11,472€1,828€13,482▲ 637%
Amounts receivable within one year40/41€6,120€1,818€7,748▲ 326%
Trade receivables40€4,092€34€5,504▲ 164×
Other amounts receivable41€2,028€1,784€2,244▲ 25.8%
Cash at bank and in hand54/58€5,352€10€5,734▲ 561×
Equity and liabilities
Total equity and liabilities10/49€11,472€1,828€14,444▲ 690%
Equity10/15€3,351-€2,611€8,224-
Contributions10/11€3,500€3,500€3,500=
Reserves13--€4,724-
Distributable reserves133--€4,724-
Profit (loss) carried forward14-€149-€6,111€0-
Amounts payable17/49€8,121€4,440€6,219▲ 40.1%
Amounts payable within one year42/48€6,557€2,876€4,654▲ 61.8%
Trade debts44€3,470€2,876€2,862▼ 0.5%
Suppliers440/4€3,470€2,876€2,862▼ 0.5%
Taxes, remuneration and social security45€3,087€0€1,792-
Taxes450/3€3,087€0€1,792-
Accrued charges and deferred income492/3€1,564€1,564€1,566▲ 0.1%
Line202220232024Change
Profit (loss) for the period9904-€149-€5,963€10,836-
+ Depreciation and write-downs630--€3-
Operating cash flow (approximation)-€149-€5,963€10,839-
Change in cash--€5,342€5,724-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2024 micro format 16-09-2025 2025-00493735
31-12-2023 micro format 31-08-2024 2024-00457464
31-12-2022 micro format 31-07-2023 2023-00318972

Similar companies · same sector, comparable size

Of the 8,472 active companies whose main activity is roofing work (NACE 43410), figures are known for 4,467. 2,134 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.