BFR Toiture
ActiveFrom the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of BFR Toiture is 2.4% (moderate). The 2025 annual accounts show equity of €8,173 and a net result of €42,849. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 9% of 9,883 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 05-03-2021 Normal situation
- Activity
- Insulation installation NACE 43230and 2 others
- Establishment units
- 2.315.908.652 7500 Tournai, since 05-03-2021
- 2.340.657.708 7500 Tournai, since 03-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.4%
- Gross margin
- €647,104
- ▲ 37.6%
- Turnover
- ≈ €1.7m
- estimated
- Profit
- €42,849
- ▲ 48.3%
- Equity
- €8,173
- Total assets
- €358,201
- ▼ 29.0%
- Staff
- 10.6 FTE
- ▲ 21.8%
Score breakdownraises riskLiquidity: current ratio 0.99, cash €0, halvedFounded in 2021Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €358,201Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 9% of them on solvency, 1% on liquidity, 35% on profitability and 93% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 5 accounts on average 15 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Lower solvency than 91% of companies in specialised constructionsector median 44.0% · 9,883 companies 2.3% View
Comparable companies
These companies have the same main activity as BFR Toiture: insulation installation (NACE 43230). They are comparable in size and age: total assets between €306,000 and €680,000, founded between 2019 and 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| BFR Toiture Tournai | €358,201 | €647,104 |
| IDEAL PEINTURE Charleroi | €305,578 | €321,047 |
| LUPCLIM Vilvoorde | €327,381 | €328,486 |
| ZUDERWIND Kuurne | €395,825 | €353,515 |
| DEGUELDRE ISOLATION Welkenraedt | €667,929 | €500,688 |
| BENHOTCOOL Saint-Ghislain | €654,440 | €335,393 |
| Cmconcept Belux Braine-le-Comte | €679,694 | €378,296 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 29-07-2026
- Annual accounts 2024filed on 28-08-2025
- Annual accounts 2023filed on 30-08-2024
- Annual accounts 2022filed on 24-03-2023
Acts in the Belgian Official Gazette
- Registered officeact of 28-12-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0764.718.997
Key facts about BFR Toiture
- What is the company number of BFR Toiture?
- The company number of BFR Toiture is 0764.718.997. The VAT number is the same number with BE in front: BE 0764.718.997.
- Where is BFR Toiture based?
- The registered office is at Chaussée d'Audenarde(TOU) 3/3, 7500 Tournai.Company details
- What does BFR Toiture do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of BFR Toiture?
- The legal form of BFR Toiture is Private limited company (BV).
- When was BFR Toiture founded?
- BFR Toiture was founded on 05-03-2021.
- Is BFR Toiture still active?
- Yes, BFR Toiture is an active enterprise in the KBO register.
- How many employees does BFR Toiture have?
- BFR Toiture had an average of 10.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BFR Toiture?
- The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €647,104 and 45 comparable companies (NACE 432). It probably lies between €1.4m and €2.1m.
- Is BFR Toiture profitable?
- In financial year 2025, BFR Toiture made a profit of €42,849.
- Where can I find the annual accounts of BFR Toiture?
- BFR Toiture filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of BFR Toiture due?
- BFR Toiture must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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