Debts
€25,523 75% of the balance sheet
Suppliers 35%Taxes and wages 13%Other 52%
MLC GROUP
Lifetime
2 annual accounts with figures on one time axispeak €12,848 (2025)
€12,848▲ €17,703
lowest -€5,291 (2024)
€10,626▲ €15,917
peak €8,335 (2025)
€8,335▲ €10,626
€25,523▲ 217%
Board2 names since 2024
1 directorConde Mariama Ramadan
Documentsfilings and deeds
25-09-202656 days late
2025micro format
Gross margin from -€4,855 to €12,848Back to profit: €10,626Equity from -€2,291 to €8,335Debts from €8,064 to €25,523Investments €5,090Cash from €450 to €1,079
Key points
from the 2025 annual accountsInvestments
€850 1.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.09 was 0.49 in 2024
Short-term debts rose from €8,064 to €25,523.
At the same address
313 companies
Board
1 joined · 1 left
Board changed. Latest change 30-04-2026 · 1 in office.
Position in the sector
€8,335
Less equity than 84% of companies in specialised construction. Sector median €57,703 · 35,137 companies.
2025 accounts filed 56 days after the deadline
Checked score
49
Fair
Financially stronger than 56% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 2.2%lowest value
06-2025: 2.2%● unchanged vs 05-2025
07-2025: 2.6%▲ +0.4 percentage points vs 06-2025
08-2025: 2.8%▲ +0.2 percentage points vs 07-2025
09-2025: 3.1%▲ +0.3 percentage points vs 08-2025
10-2025: 3.0%▼ -0.1 percentage points vs 09-2025
11-2025: 3.2%▲ +0.2 percentage points vs 10-2025
12-2025: 3.2%● unchanged vs 11-2025
01-2026: 3.1%▼ -0.1 percentage points vs 12-2025
02-2026: 3.1%● unchanged vs 01-2026
03-2026: 3.2%▲ +0.1 percentage points vs 02-2026
04-2026: 3.2%● unchanged vs 03-2026
05-2026: 3.3%▲ +0.1 percentage points vs 04-2026
06-2026: 3.3%● unchanged vs 05-2026
07-2026: 3.5%▲ +0.2 percentage points vs 06-2026
08-2026: 4.1%▲ +0.6 percentage points vs 07-2026
09-2026: 4.3%▲ +0.2 percentage points vs 08-2026
10-2026: 4.3%● unchanged vs 09-2026highest value
11-2026: 4.2%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 56 days late; 1 of the last 3 accounts late
Size: total assets €33,858
Sector: Specialised construction activities (NACE 43)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 26% of them on solvency, 8% on liquidity, 92% on profitability and 98% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as MLC GROUP has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MLC GROUP itself: 4.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for MLC GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is tight, with a current ratio of 1.09 (0.49 in 2024), below the usual 1.5. Short-term debt is 75.4% and cash 3.2% of total assets. 75.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
56 days late
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 43 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Géron Youdis Naomi 80 sharesdeed of 03-08-2026
- Conde Mohamed Lamine 20 sharesdeed of 03-08-2026
Recent changes
Resignation: Conde Mariama Ramadan (director)
Transfer of shares from Conde Mariama Ramadan to Géron Youdis Naomi · Appointment: Géron Youdis Naomi (director) · Géron Youdis Naomi holds 80 shares · General meeting of 30-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007894039
Incorporation
Founding capital of €3,000, 100 shares · Founders: CONDE Mariama Ramadan and CONDE Mohamed Lamine · Appointment: CONDE Mariama Ramadan (director) · published on 04-04-2024 · Gazette deed
2 establishments registered
Namur and Jemeppe-sur-Sambre
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MLC GROUP Overijse | €33,858 | €12,848 | 24.6% | - |
| Johny Kril Construct Holsbeek | €30,620 | €13,394 | 25.8% | - |
| ELECTRO-TOIT Sint-Genesius-Rode | €32,473 | €10,870 | 29.9% | - |
| DN TOITURE Schaerbeek | €32,932 | €11,640 | 52.0% | - |
| Dak, Zink & Renovatiewerken Ramon Vleteren | €35,140 | €15,208 | 15.4% | - |
| Fix-M Heusden-Zolder | €41,131 | €12,782 | 65.4% | - |
| Cool Roof Belgium Drogenbos | €40,889 | €13,384 | 52.2% | - |
These companies have the same main activity as MLC GROUP: roofing work (NACE 43410). They are comparable in size and age: total assets between €30,600 and €41,100, founded in 2024.
Official details
Source: KBO- Status
- Active since 02-04-2024Normal situation
- Registered office
- 314 active companies are registered at this address35 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Roofing workNACE 43410and 5 others
- Establishment units
- 2.358.097.2195000 Namur, since 02-04-2024
- 2.358.332.5915190 Jemeppe-sur-Sambre, since 02-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2026
Insights on MLC GROUP
The computed 12-month bankruptcy probability of MLC GROUP is 4.2% (elevated). The 2025 annual accounts show equity of €8,335 and a net result of €10,626.
Its solvency ranks better than 26% of 35,125 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MLC GROUP
- What is the company number of MLC GROUP?
- The company number of MLC GROUP is 1007.894.039. The VAT number is the same number with BE in front: BE 1007.894.039.
- Where is MLC GROUP based?
- The registered office is at Brusselsesteenweg 292, 3090 Overijse.Company details
- What does MLC GROUP do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of MLC GROUP?
- MLC GROUP is a private limited company (BV).
- When was MLC GROUP founded?
- MLC GROUP was founded on 02-04-2024.
- Is MLC GROUP still active?
- Yes, MLC GROUP is an active enterprise in the KBO register.
- What is the turnover of MLC GROUP?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €12,848 and 32 comparable companies (NACE 43410). It probably lies between €87,000 and €250,000. It is a rough estimate.Financials
- Is MLC GROUP profitable?
- In financial year 2025, MLC GROUP made a profit of €10,626.
- Where can I find the annual accounts of MLC GROUP?
- MLC GROUP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MLC GROUP due?
- MLC GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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