Skip to content

STEVA

Active
Private limited companyfounded 199927 yrs activeAvenue de Wallonie(CO) 128, 6180 Courcelles, BelgiumKBO/BCE: BE 0465.742.332
Summary

STEVA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€46,343) and a net result of €1,193. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 5% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability71▲+48
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.52 in 2023; short-term debt: 176.2% and cash: 9% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-76.2%
Return on assets
2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 37969 sector peers (2024).
NBB · sector comparison
Position among 37969 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
56 d early
2023
30 d early
2022
4 d early
2021
24 d late
2020
11 d late
2019
84 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 March 1999, STEVA was incorporated.1 Total assets went from EUR 69,962 in 2018 to EUR 60,811 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,193
2023 · -€4,006
Working capital
-€66,329▼ 17.8%
2023 · -€56,326
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€10,036▲ 143%€6,050▼ 39.7%-€527€637€5,126▲ 704%
Net result€7,578within the sector's middle half▲ 408%€3,870within the sector's middle half▼ 48.9%-€4,284below the sector's middle half-€4,006below the sector's middle half▲ 6.5%€1,193below the sector's middle half
Equity-€43,116below the sector's middle half▲ 14.9%-€39,246below the sector's middle half▲ 9.0%-€43,530below the sector's middle half▼ 10.9%-€47,536below the sector's middle half▼ 9.2%-€46,343below the sector's middle half▲ 2.5%
Total assets€60,253below the sector's middle half▼ 25.4%€51,045below the sector's middle half▼ 15.3%€34,727below the sector's middle half▼ 32.0%€69,499below the sector's middle half▲ 100%€60,811below the sector's middle half▼ 12.5%
Debt€103,369▼ 21.4%€90,291▼ 12.7%€78,257▼ 13.3%€117,035▲ 49.6%€107,154▼ 8.4%
Working capital-€59,485within the sector's middle half▲ 16.0%-€51,826within the sector's middle half▲ 12.9%-€52,320below the sector's middle half▼ 1.0%-€56,326below the sector's middle half▼ 7.7%-€66,329below the sector's middle half▼ 17.8%
Solvency-71.6%below the sector's middle half▼ 8.8pp-76.9%below the sector's middle half▼ 5.3pp-125.3%below the sector's middle half▼ 48.5pp-68.4%below the sector's middle half▲ 56.9pp-76.2%below the sector's middle half▼ 7.8pp
Current ratio0.42below the sector's middle half▼ 0.040.43below the sector's middle half=0.33below the sector's middle half▼ 0.090.52below the sector's middle half▲ 0.190.38below the sector's middle half▼ 0.14
Return on assets (ROA)12.6%above the sector's middle half▲ 10.7pp7.6%within the sector's middle half▼ 5.0pp-12.3%below the sector's middle half▼ 19.9pp-5.8%below the sector's middle half▲ 6.6pp2.0%within the sector's middle half▲ 7.7pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2020: €10,036€10,036Net result 2020: €7,578€7,578Operating result 2021: €6,050€6,050Net result 2021: €3,870€3,870Operating result 2022: -€527-€527Net result 2022: -€4,284-€4,284Operating result 2023: €637€637Net result 2023: -€4,006-€4,006Operating result 2024: €5,126€5,126Net result 2024: €1,193€1,19320202021202220232024-€5,000-€2,500€0€2,500€5,000Operating result 2022: -€527-€527Net result 2022: -€4,284-€4,280Operating result 2023: €637€637Net result 2023: -€4,006-€4,010Operating result 2024: €5,126€5,130Net result 2024: €1,193€1,190202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 704% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60,811
Fixed assets €19,987 ▲ 127%
Current assets €40,825 ▼ 32.8%
Key figures and ratios
2024 value · change against 2023
EBITDA
€9,258
Cash flow
€5,326
Debt to equity
-2.31▲
2023 · -2.46
Interest coverage
47.26
Debt ≤ 1 year
€107,154▼
2023 · €117,035
Income taxes
€3,737▼
2023 · €4,145
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,448 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit under 5% of the balance sheet
2.1% went bankrupt
4.8% stopped otherwise
92% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€69,499€60,811▼
Fixed assets21/28€8,790€19,987▲
Tangible fixed assets22/27-€11,197
Furniture and vehicles24-€11,197
Financial fixed assets28€8,790€8,790=
Current assets29/58€60,709€40,825▼
Amounts receivable within one year40/41€46,373€33,484▼
Trade receivables40€46,373€33,221▼
Other amounts receivable41-€263
Cash at bank and in hand54/58€11,378€5,497▼
Deferred charges and accrued income490/1€2,958€1,844▼
Equity and liabilities
Total equity and liabilities10/49€69,499€60,811▼
Equity10/15-€47,536-€46,343▲
Contributions10/11€18,592€18,592=
Reserves13€1,859€1,859=
Distributable reserves133€1,859€1,859=
Profit (loss) carried forward14-€67,987-€66,794▲
Amounts payable17/49€117,035€107,154▼
Amounts payable within one year42/48€117,035€107,154▼
Trade debts44€3,371€3,953▲
Suppliers440/4€3,371€3,953▲
Taxes, remuneration and social security45€3,055€1,285▼
Taxes450/3€3,055€1,285▼
Other amounts payable47/48€110,608€101,916▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4,132
Other operating charges640/8€3,301€1,879▼
Non-recurring operating charges66A€131€45▼
Gross operating margin9900€4,069€11,183▲
Operating profit (loss)9901€637€5,126▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€499€196▼
Recurring financial charges65€499€196▼
Profit (loss) for the period before taxes9903€138€4,930▲
Income taxes67/77€4,145€3,737▼
Profit (loss) for the period9904-€4,006€1,193▲
Profit (loss) for the period to be appropriated9905-€4,006€1,193▲
Appropriation of the result
Profit (loss) to be appropriated9906-€67,987-€66,794▲
Profit (loss) brought forward from the previous period14P-€63,981-€67,987▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,790€3,790€3,790-€4,132-
Other operating charges640/8-€3,460€3,500€3,301€1,879▼ 43.1%
Non-recurring operating charges66A-€582€1,583€131€45▼ 65.7%
Gross operating margin9900€18,684€13,882€8,346€4,069€11,183▲ 175%
Operating profit (loss)9901€10,036€6,050-€527€637€5,126▲ 704%
Financial income75/76B---€0--
Recurring financial income75---€0--
Financial charges65/66B-€843€661€499€196▼ 60.7%
Recurring financial charges65€1,019€843€661€499€196▼ 60.7%
Profit (loss) for the period before taxes9903€9,017€5,207-€1,188€138€4,930▲ 3,460%
Income taxes67/77€1,439€1,337€3,096€4,145€3,737▼ 9.8%
Profit (loss) for the period9904€7,578€3,870-€4,284-€4,006€1,193▲ 130%
Profit (loss) for the period to be appropriated9905€7,578€3,870-€4,284-€4,006€1,193▲ 130%
Line20202021202220232024Change
Assets
Total assets20/58€60,253€51,045€34,727€69,499€60,811▼ 12.5%
Fixed assets21/28€16,370€12,580€8,790€8,790€19,987▲ 127%
Tangible fixed assets22/27€7,580€3,790--€11,197-
Furniture and vehicles24-€3,790--€11,197-
Financial fixed assets28€8,790€8,790€8,790€8,790€8,790=
Current assets29/58€43,884€38,465€25,937€60,709€40,825▼ 32.8%
Amounts receivable within one year40/41€19,466€11,072€16,356€46,373€33,484▼ 27.8%
Trade receivables40-€10,890€16,176€46,373€33,221▼ 28.4%
Other amounts receivable41-€182€180-€263-
Cash at bank and in hand54/58€22,691€25,495€7,802€11,378€5,497▼ 51.7%
Deferred charges and accrued income490/1-€1,898€1,779€2,958€1,844▼ 37.7%
Equity and liabilities
Total equity and liabilities10/49€60,253€51,045€34,727€69,499€60,811▼ 12.5%
Equity10/15-€43,116-€39,246-€43,530-€47,536-€46,343▲ 2.5%
Contributions10/11-€18,592€18,592€18,592€18,592=
Reserves13€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1-€1,859€1,859---
Reserves not available under the articles1311-€1,859€1,859---
Distributable reserves133---€1,859€1,859=
Profit (loss) carried forward14-€63,567-€59,697-€63,981-€67,987-€66,794▲ 1.8%
Amounts payable17/49€103,369€90,291€78,257€117,035€107,154▼ 8.4%
Amounts payable within one year42/48€103,369€90,291€78,257€117,035€107,154▼ 8.4%
Trade debts44€1,821€954€806€3,371€3,953▲ 17.3%
Suppliers440/4-€954€806€3,371€3,953▲ 17.3%
Taxes, remuneration and social security45-€1,919€3,375€3,055€1,285▼ 58.0%
Taxes450/3-€1,919€3,375€3,055€1,285▼ 58.0%
Other amounts payable47/48-€87,418€74,076€110,608€101,916▼ 7.9%
Line20202021202220232024Change
Profit (loss) for the period9904€7,578€3,870-€4,284-€4,006€1,193▲ 130%
+ Depreciation and write-downs630€3,790€3,790€3,790-€4,132-
Operating cash flow (approximation)€11,368€7,660-€494-€4,006€5,326▲ 233%
Investment in fixed assets (approximation)-€0€0€0-€15,329-
Change in cash-€2,804-€17,693€3,576-€5,881▼ 264%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €1,193
Net result €1,193 after 2 loss-making years.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€4,284
Net result drops to -€4,284, the lowest in the series; recovery starts the following year.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
11-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 11 days late
2020
31-12
Financial Highest result since 2018net €7,578 ▲408%
Operating result €10,036, net result €7,578, both a record.
23-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 84 days late
2019
05-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
1,725 m²
Building footprint
241 m²
Volume, LiDAR
1,404 m³
Parcel 52322A0123/00K002, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STEVA
Avenue de Wallonie(CO) 128, 6180 CourcellesNACE 65231
since 20012.094.359.365
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52322A0123/00K002 Wallonia 1,725 m² 1 · 241 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of STEVA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-03-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68122Development of non-residential building projects
62200Computer consultancy and computer facilities management
73200Market research and public opinion polling
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0465742332
Registered 17-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.