GENSTERS
ActiveGENSTERS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €1k. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-15
Solvency61▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.39 in 2024; short-term debt: 64.3% and cash: 23.8% of total assets), and 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
153 d early
2023
7 d early
2022
56 d early
2021
5 d early
2020
73 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 6.4%
2024 · €23k
2018: €41k
2019: €33k
2020: €56k
2021: €74k
2022: €29k
2023: €23k
2024: €23k
2018 → 2025
Total assets
€68k▼ 3.5%
2024 · €71k
2018: €231k
2019: €181k
2020: €173k
2021: €153k
2022: €112k
2023: €132k
2024: €71k
2018 → 2025
Net result
€1k▼ 85.0%
2024 · €10k
2018: €-17k
2019: €-8k
2020: €23k
2021: €18k
2022: €63
2023: €14k
2024: €10k
2018 → 2025
Working capital
€21k▲ 15.0%
2024 · €18k
2018: €38k
2019: €31k
2020: €54k
2021: €72k
2022: €16k
2023: €15k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€29k▼ 60.9%€23k▼ 20.8%€23k=€24k▲ 6.4%
Operating result€27k-€-1k€18k€12k▼ 34.0%€1k▼ 87.7%
Net result€18k-€63▼ 99.6%€14k▲ 22,116%€10k▼ 30.5%€1k▼ 85.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€3k▼ 29.1%
Current assets
€65k▼ 1.7%
Equity and liabilities €68k
Equity
€24k▲ 6.4%
Debt
€44k▼ 8.2%
The debt ratio falls from 67.6% to 64.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €16k
Cash flow
€4k▼
2024 · €14k
Solvency
35.7%▲
2024 · 32.4%
Current ratio
1.48▲
2024 · 1.39
Quick ratio
1.48▲
2024 · 1.39
Debt / equity
1.80▼
2024 · 2.09
ROE
6.0%▼
2024 · 42.5%
ROA
2.1%▼
2024 · 13.8%
Interest coverage
70.53▼
2024 · 385.43
Debt
€44k▼
2024 · €48k
Debt ≤ 1 year
€44k▼
2024 · €48k
Income taxes
€845▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€68k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€741€958▲
Furniture and vehicles24€384€106▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€66k€65k▼
Amounts receivable within one year40/41€42k€48k▲
Trade receivables40€24k€33k▲
Other amounts receivable41€18k€15k▼
Cash at bank and in hand54/58€427€16k▲
Deferred charges and accrued income490/1€24k€873▼
Equity and liabilities
Total equity and liabilities10/49€71k€68k▼
Equity10/15€23k€24k▲
Contributions10/11€19k€19k=
Reserves13€4k€6k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€4k▲
Amounts payable17/49€48k€44k▼
Amounts payable within one year42/48€48k€44k▼
Trade debts44€32k€39k▲
Suppliers440/4€32k€39k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€738€687▼
Gross operating margin9900€17k€4k▼
Operating profit (loss)9901€12k€1k▼
Financial income75/76B€2k€873▼
Recurring financial income75€2k€873▼
Financial charges65/66B€41€54▲
Recurring financial charges65€41€54▲
Profit (loss) for the period before taxes9903€14k€2k▼
Income taxes67/77€4k€845▼
Profit (loss) for the period9904€10k€1k▼
Profit (loss) for the period to be appropriated9905€10k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€1k▼
Transfer to equity691/2€3€1k▲
To other reserves6921€3€1k▲
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rode Kruislaan 583740 Bilzen-HoeseltGround area
1,706 m²
Building footprint
123 m²
Volume, LiDAR
822 m³
Parcel 73071A0137/00B000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GENSTERS
since 19962.079.616.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73071A0137/00B000 | Flanders | 1,706 m² | 1 · 123 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 135 EUR awarded · 135 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 32,635 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-1996
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46190Agents in non-specialised wholesale trade
55204Guest rooms (bed and breakfast)
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.