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CONVERGENTE

Active
Private limited companyfounded 199729 yrs activeChaussée de Namur 92, 1300 Wavre, BelgiumKBO/BCE: BE 0460.316.666
Summary

For CONVERGENTE, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€21,083) and a net result of -€1,334. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 30367 sector peers (fiscal year 2022). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2020
Profitability62▲+14
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022
Solvency, return and age of the figures
Solvency
-91.1%
Return on assets
-5.8%
Age of the figures
45 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline01-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-12-2023, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
153 d late
2020
31 d late
2019
90 d late
2018
54 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 82 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 March 1997, CONVERGENTE was incorporated.1 Total assets went from EUR 6,783 in 2018 to EUR 23,153 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

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Financials · fiscal year 2022, micro schema

Equity
-€21,083▼ 13.1%
2020 · -€18,642
Total assets
€23,153▲ 243%
2020 · €6,756
Net result
-€1,334
2020 · €276
Working capital
-€34,569▼ 85.4%
2020 · -€18,642
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2018201920202022
Operating result-€634-€1,378€277▼ 79.9%-€1,140-
Net result-€1,139--€4,057▼ 256%€276below the sector's middle half-€1,334below the sector's middle half-
Equity-€16,409--€20,466▼ 24.7%-€18,642below the sector's middle half▲ 8.9%-€21,083below the sector's middle half-
Total assets€6,783-€6,756below the sector's middle half€23,153below the sector's middle half-
Debt€16,692-€18,466▲ 10.6%€25,398▲ 37.5%€44,236-
Working capital-€14,122--€18,642below the sector's middle half-€34,569below the sector's middle half-
Solvency-241.9%--275.9%below the sector's middle half-91.1%below the sector's middle half-
Current ratio0.15-0.27below the sector's middle half0.22below the sector's middle half-
Return on assets (ROA)-16.8%-4.1%within the sector's middle half-5.8%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0€2,000Operating result 2018: -€634-€634Net result 2018: -€1,139-€1,139Operating result 2019: €1,378€1,378Net result 2019: -€4,057-€4,057Operating result 2020: €277€277Net result 2020: €276€276Operating result 2022: -€1,140-€1,140Net result 2022: -€1,334-€1,3342018201920202022-€6,000-€4,000-€2,000€0€2,000Operating result 2019: €1,378€1,380Net result 2019: -€4,057-€4,060Operating result 2020: €277€277Net result 2020: €276€276Operating result 2022: -€1,140-€1,140Net result 2022: -€1,334-€1,330201920202022
The operating result is -€1,140 in 2022, compared with €277 in 2020. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
Assets €23,153
Fixed assets €13,486
Current assets €9,667
Equity and liabilities
Equity-€21,083
Debt€44,236
Equity is negative: debt (€44,236) exceeds the balance-sheet total (€23,153).
Key figures and ratios
2022 value · change against 2020
EBITDA
€2,231
Cash flow
€2,037
Interest coverage
11.50
Debt ≤ 1 year
€44,236▲
2020 · €25,398
Staff costs
€8,376
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2020 · 31 lines
Balance sheet Code20202022
Assets
Total assets20/58€6,756€23,153▲
Fixed assets21/28-€13,486
Tangible fixed assets22/27-€13,486
Furniture and vehicles24-€13,486
Current assets29/58€6,756€9,667▲
Amounts receivable within one year40/41€1,709€59▼
Other amounts receivable41-€59
Cash at bank and in hand54/58€47€108▲
Deferred charges and accrued income490/1-€9,500
Equity and liabilities
Total equity and liabilities10/49€6,756€23,153▲
Equity10/15-€18,642-€21,083▼
Contributions10/11€18,914€18,914=
Reserves13€1,891€1,891=
Non-distributable reserves130/1-€1,891
Reserves not available under the articles1311-€1,891
Profit (loss) carried forward14-€39,447-€41,888▼
Amounts payable17/49€25,398€44,236▲
Amounts payable within one year42/48€25,398€44,236▲
Other amounts payable47/48-€44,236
Income statement Code20202022
Remuneration, social security and pensions62-€8,376
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3,371
Other operating charges640/8-€456
Gross operating margin9900€4,724€11,063▲
Operating profit (loss)9901€277-€1,140▼
Financial charges65/66B-€194
Recurring financial charges65€1€194▲
Profit (loss) for the period before taxes9903€276-€1,334▼
Profit (loss) for the period9904€276-€1,334▼
Profit (loss) for the period to be appropriated9905€276-€1,334▼
Appropriation of the result
Profit (loss) to be appropriated9906--€41,888
Profit (loss) brought forward from the previous period14P--€40,554

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920202022Change
Remuneration, social security and pensions62---€8,376-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€3,371-
Other operating charges640/8---€456-
Gross operating margin9900-€634€1,725€4,724€11,063-
Operating profit (loss)9901-€634€1,378€277-€1,140-
Financial charges65/66B---€194-
Recurring financial charges65€505€102€1€194-
Profit (loss) for the period before taxes9903-€1,139€1,276€276-€1,334-
Income taxes67/77-€5,333---
Profit (loss) for the period9904-€1,139-€4,057€276-€1,334-
Profit (loss) for the period to be appropriated9905-€1,139-€4,057€276-€1,334-
Line2018201920202022Change
Assets
Total assets20/58€6,783-€6,756€23,153-
Fixed assets21/28€4,213--€13,486-
Tangible fixed assets22/27€1,610--€13,486-
Furniture and vehicles24---€13,486-
Financial fixed assets28€2,603----
Current assets29/58€2,570-€6,756€9,667-
Amounts receivable within one year40/41--€1,709€59-
Other amounts receivable41---€59-
Cash at bank and in hand54/58€2,570-€47€108-
Deferred charges and accrued income490/1---€9,500-
Equity and liabilities
Total equity and liabilities10/49€6,783€0€6,756€23,153-
Equity10/15-€16,409-€20,466-€18,642-€21,083-
Contributions10/11€18,914€18,914€18,914€18,914-
Reserves13€1,891€1,891€1,891€1,891-
Non-distributable reserves130/1---€1,891-
Reserves not available under the articles1311---€1,891-
Profit (loss) carried forward14-€37,214-€41,271-€39,447-€41,888-
Provisions and deferred taxes16€6,500€2,000---
Amounts payable17/49€16,692€18,466€25,398€44,236-
Amounts payable within one year42/48€16,692€18,466€25,398€44,236-
Other amounts payable47/48---€44,236-
Line2018201920202022Change
Profit (loss) for the period9904-€1,139-€4,057€276-€1,334-
+ Depreciation and write-downs630---€3,371-
Operating cash flow (approximation)-€1,139-€4,057€276€2,037-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2023
31-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Back to profitnet €276
Net result €276 after 2 loss-making years.
29-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial Weakest financial yearnet -€4,057
Net result drops to -€4,057, the lowest in the series; recovery starts the following year.
23-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
26-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 26 days late
2015
16-11
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 108 days late
2014
26-11
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 118 days late
2013
26-12
NBB filing Annual accounts filed
fiscal year 2012 · full schema · 148 days late
2012
30-12
NBB filing Annual accounts filed
fiscal year 2011 · full schema · 152 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1,230 m²
Building footprint
529 m²
Volume, LiDAR
4,160 m³
2 parcels, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
CONVERGENTE
Avenue Adèle 12, 1310 La HulpeNon-specialised wholesale trade
since 20202.308.892.879
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25050B0542/00T005 Wallonia 719 m² 1 · 181 m² -
25006E0102/00H000 Wallonia 511 m² 1 · 348 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,601 companies in this sector we hold annual accounts for 52,629. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded28-03-1997
Fiscal year end31-12
Abbreviation FR M.D.V
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail phrossignol2014@gmail.com
Phone +32479020828
E-invoicing
Reachable via Peppol
Peppol ID 0208:0460316666
Also 9925:BE0460316666
Registered 20-11-2025

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.