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STERN

Active Public limited companyfounded 1989active for 36 yearsOostrozebekestraat 54, 8770 IngelmunsterKBO/BCE: BE 0442.358.107 #3 oldest company in Ingelmunster, Professional and technical services sector

Lifetime

18 annual accounts with figures on one time axis, 33 filings since 1991
peak €211,083 (2018)
€2,934▼ 80.5%
lowest -€91,053 (2020)
€2,143▼ 85.1%
peak €172,579 (2017)
€43,542▲ 5.2%
€6,920▼ 60.0%
Board4 names since 2021
3 directors and 2 others
Documentsfilings and deeds
26-02-202626 days late
2025micro format
Gross margin from €15,046 to €2,934Result from €14,411 to €2,143Debts from €17,283 to €6,920Cash from €3,323 to €7,445

Key points

from the 2025 annual accounts

Equity

€43,542 from €172,579 in 2017

Equity fell by 75% in 8 years.

Turnover

≈ €13,000 estimated

The micro format states no turnover.

Liquidity

36.33 was 27.45 in 2024

Short-term debts fell from €2,138 to €1,389.

Filings

33 annual accounts since 1991
deadline200020102020

Four of the last ten came late. The 2020 accounts came latest: 248 days after the end of the period.

Position in the sector

86.3%

Higher solvency than 84% of companies in head offices and management consultancy. Sector median 55.5% · 41,211 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,035 companies had the same profile as STERN has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,035 companies, not a prediction for STERN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Chair
Director
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0442358107
2 directors appointed, 1 resignation, 2 reappointments Reappointments: and · Appointments: and (chair of the board) · Resignation: · General meeting of 13-08-2021 · Gazette deed
First establishment Oostrozebekestraat 54, Ingelmunster
All 46 events

Comparable companies

same main activity, similar in size and age
Company
STERN Ingelmunster €50,462 €2,934 86.3% -
ED TRAVEL & TRADE Ostend €38,799 €3,293 49.4% -
BEMAKO Poperinge €75,987 €2,843 -3.7% -
VERSCHOOR CONSULTING Antwerp €53,013 €2,753 14.3% -
VERBO BEHEER Antwerp €60,231 €2,333 76.5% -
BOFISC Schilde €50,255 €2,220 39.9% -
RECOVER Sprimont €40,436 €3,424 32.1% -

These companies have the same main activity as STERN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €38,800 and €76,000, founded between 1991 and 1996.

Official details

Source: KBO
Status
Active since 20-12-1989Normal situation
Registered office
25 active companies are registered at this addressSource: KBO register, as of 12 November 2026.
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.051.969.9698770 Ingelmunster, since 20-03-1991
Financial year end
30 June
Peppol
Reachable since 05-01-2026
Company details

Annual accounts to 30-06-2025

€50,462▼ 14.0%
Filing
Filed on 26-02-2026
Financials

Insights on STERN

STERN files the micro format. That format states no turnover. The gross margin rose from -€3,352 in 2008 to €2,934 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STERN

What is the company number of STERN?
The company number of STERN is 0442.358.107. The VAT number is the same number with BE in front: BE 0442.358.107.
Where is STERN based?
The registered office is at Oostrozebekestraat 54, 8770 Ingelmunster.Company details
What does STERN do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of STERN?
STERN is a public limited company (NV).
When was STERN founded?
STERN was founded on 20-12-1989.
Is STERN still active?
Yes, STERN is an active enterprise in the KBO register.
What is the turnover of STERN?
The turnover in financial year 2025 is ≈ €13,000. This figure is estimated from the gross margin of €2,934 and 206 comparable companies (NACE 70200). It probably lies between €6,400 and €27,000. It is a rough estimate.Financials
Is STERN profitable?
In financial year 2025, STERN made a profit of €2,143.
Where can I find the annual accounts of STERN?
STERN filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STERN due?
STERN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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