RECOVER
ActiveRECOVER has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €586. Equity is shrinking by ~28.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 32% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-9
Solvency57▲+11
Growth22=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.21 in 2024; short-term debt: 67.9% and cash: 8.7% of total assets), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
38 d early
2023
92 d early
2022
54 d early
2021
30 d early
2020
37 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€6k▼ 68.4%
2024 · €18k
2018: €36k
2019: €47k
2020: €18k
2021: €7k
2022: €17k
2023: €13k
2024: €18k
2018 → 2025
EBIT margin
43.2%▲ 20.5pp
2024 · 22.6%
2018: -9.5%
2019: 13.1%
2020: -39.0%
2021: -180.7%
2022: 24.6%
2023: 11.3%
2024: 22.6%
2018 → 2025
Net result
€586▼ 79.2%
2024 · €3k
2018: €4k
2019: €6k
2020: €968
2021: €-13k
2022: €3k
2023: €876
2024: €3k
2018 → 2025
Working capital
€10k▲ 7.3%
2024 · €9k
2018: €86k
2019: €70k
2020: €75k
2021: €56k
2022: €6k
2023: €10k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€7k-€17k▲ 136%€13k▼ 23.6%€18k▲ 38.3%€6k▼ 68.4%
Equity€66k-€12k▼ 81.3%€13k▲ 7.1%€12k▼ 5.9%€13k▲ 4.7%
Operating result€-13k-€4k€1k▼ 64.9%€4k▲ 176%€2k▼ 39.6%
Net result€-13k-€3k€876▼ 66.3%€3k▲ 222%€586▼ 79.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€3k▼ 3.3%
Current assets
€38k▼ 31.4%
Equity and liabilities €40k
Equity
€13k▲ 4.7%
Debt
€27k▼ 39.5%
The debt ratio falls from 78.6% to 67.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
32.1%▲
2024 · 21.4%
Current ratio
1.37▲
2024 · 1.21
Quick ratio
1.37▲
2024 · 1.21
Debt / equity
2.12▼
2024 · 3.66
ROE
4.5%▼
2024 · 22.8%
ROA
1.4%▼
2024 · 4.9%
Debt
€27k▼
2024 · €45k
Debt ≤ 1 year
€27k▼
2024 · €45k
Income taxes
€141▼
2024 · €207
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€40k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€3k€3k▼
Current assets29/58€55k€38k▼
Amounts receivable after more than one year29-€19k
Other amounts receivable291-€19k
Amounts receivable within one year40/41€54k€15k▼
Trade receivables40€26k€3k▼
Other amounts receivable41€28k€12k▼
Cash at bank and in hand54/58€776€4k▲
Equity and liabilities
Total equity and liabilities10/49€58k€40k▼
Equity10/15€12k€13k▲
Contributions10/11€9k€9k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€186€771▲
Amounts payable17/49€45k€27k▼
Amounts payable within one year42/48€45k€27k▼
Current portion of amounts payable after more than one year42€10k€0▼
Financial debts43€11k€25k▲
Credit institutions430/8€11k€25k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€2k€389▼
Taxes450/3€2k€389▼
Other amounts payable47/48€21k€0▼
Income statement
Code20242025
Turnover70€18k€6k▼
Non-recurring operating income76A-€10k
Goods, raw materials, services and sundry goods60/61€14k€16k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-800-
Other operating charges640/8€3k€1k▼
Gross operating margin9900€6k€3k▼
Operating profit (loss)9901€4k€2k▼
Financial income75/76B€432€398▼
Recurring financial income75€432€398▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€3k€727▼
Income taxes67/77€207€141▼
Profit (loss) for the period9904€3k€586▼
Profit (loss) for the period to be appropriated9905€3k€586▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€771▼
Profit (loss) brought forward from the previous period14P€963€186▼
Profit to be distributed694/7€4k-
Return on contributions (dividend)694€4k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-13k ▼1467%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €6k ▲28.3%
Operating result €6k, net result €6k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Fosses 174140 SprimontGround area
3,104 m²
Building footprint
424 m²
Volume, LiDAR
3,785 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Méry(DLX) 13, 4140 Sprimont
since 19942.068.229.545
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100C0227/00F000 | Wallonia | 2,439 m² | 1 · 265 m² | 11.3 m · 3 fl. |
| 62028B0754/00E000 | Wallonia | 665 m² | 1 · 158 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 25,843 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-1994
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.