BOFISC
ActiveBOFISC has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €13k and a net result of €-7k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 29% of 8091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-70
Solvency56▼-3
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.41 in 2023; short-term debt: 69.2% and cash: 26.3% of total assets), and 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.8%
Return on assets
-18%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
39 d early
2022
37 d early
2021
33 d early
2020
38 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€13k▼ 36.9%
2023 · €20k
2018: €19k
2019: €17k
2020: €20k
2021: €17k
2022: €20k
2023: €20k
2018 → 2024
Total assets
€41k▼ 30.5%
2023 · €59k
2018: €46k
2019: €30k
2020: €36k
2021: €29k
2022: €25k
2023: €59k
2018 → 2024
Net result
€-7k
2023 · €449
2018: €4k
2019: €-2k
2020: €1k
2021: €-3k
2022: €7k
2023: €449
2018 → 2024
Working capital
€8k▼ 53.1%
2023 · €16k
2018: €17k
2019: €16k
2020: €17k
2021: €16k
2022: €15k
2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€17k▼ 15.7%€20k▲ 18.1%€20k▲ 2.3%€13k▼ 36.9%
Operating result€2k-€-2k€7k€1k▼ 81.5%€-6k
Net result€1k-€-3k€7k€449▼ 94.0%€-7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €1k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €41k
Fixed assets
€5k▲ 30.4%
Current assets
€36k▼ 34.8%
Equity and liabilities €41k
Equity
€13k▼ 36.9%
Debt
€28k▼ 27.2%
The debt ratio rises from 66.1% to 69.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2023 · €4k
Cash flow
€-4k▼
2023 · €3k
Solvency
30.8%▼
2023 · 33.9%
Current ratio
1.27▼
2023 · 1.41
Quick ratio
1.27▼
2023 · 1.41
Debt / equity
2.24▲
2023 · 1.95
ROE
-58.4%▼
2023 · 2.2%
ROA
-18.0%▼
2023 · 0.8%
Interest coverage
-47.19▼
2023 · 12.91
Debt
€28k▼
2023 · €39k
Debt ≤ 1 year
€28k▼
2023 · €39k
Income taxes
€825▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€59k€41k▼
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Furniture and vehicles24€4k€5k▲
Current assets29/58€55k€36k▼
Amounts receivable within one year40/41€30k€10k▼
Trade receivables40€24k€7k▼
Other amounts receivable41€6k€3k▼
Current investments50/53€14k-
Cash at bank and in hand54/58€11k€11k▼
Deferred charges and accrued income490/1-€15k
Equity and liabilities
Total equity and liabilities10/49€59k€41k▼
Equity10/15€20k€13k▼
Contributions10/11€6k€6k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€10k€3k▼
Amounts payable17/49€39k€28k▼
Amounts payable within one year42/48€39k€28k▼
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€2k▼
Remuneration and social security454/9-€5k
Other amounts payable47/48€17k€16k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€872€735▼
Gross operating margin9900€5k€-2k▼
Operating profit (loss)9901€1k€-6k▼
Financial income75/76B€733€11▼
Recurring financial income75€733€11▼
Financial charges65/66B€285€68▼
Recurring financial charges65€285€68▼
Profit (loss) for the period before taxes9903€2k€-7k▼
Income taxes67/77€1k€825▼
Profit (loss) for the period9904€449€-7k▼
Profit (loss) for the period to be appropriated9905€449€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€3k▼
Profit (loss) brought forward from the previous period14P€10k€10k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-7k ▼1743%
Net result drops to €-7k, the lowest in the series.
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 38 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 36 days late
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 292970 SchildeGround area
525 m²
Building footprint
172 m²
Volume, LiDAR
1,007 m³
Parcel 11039D0374/00G002, Flanders · tallest building 17.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Prins Boudewijnlaan 29, 2970 Schilde
since 19932.061.332.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0374/00G002 | Flanders | 525 m² | 1 · 172 m² | 17.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 24,280 EUR awarded · 24,280 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 8,137 EUR | 8,137 EUR |
| 2024 | 1 | 9,585 EUR | 9,585 EUR |
| 2023 | 1 | 2,323 EUR | 2,323 EUR |
| 2022 | 1 | 4,235 EUR | 4,235 EUR |
Schemes
Individueel Maatwerk
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 25,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-1993
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.