Equity
€37,249 ▲ 66.5%
StephY has made a profit without a break since 2021.
StephY
Lifetime
6 annual accounts with figures on one time axispeak €55,597 (2022)
€44,381▲ 72.0%
lowest -€19,260 (2020)
€14,882▲ 200%
peak €37,249 (2025)
€37,249▲ 66.5%
€17,902▼ 37.9%
peak 0.2 FTE (2020)
-not published
Board3 names since 2019
3 directors and 2 others
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €25,808 to €44,381Result from €4,955 to €14,882Equity from €22,367 to €37,249Debts from €28,850 to €17,902
Key points
from the 2025 annual accountsTurnover
≈ €190,000 estimated
The micro format states no turnover.
Staff
3 employees on 31-12-2025
In 2025, 2 people joined and nobody left.
Liquidity
2.54 was 1.42 in 2024
Short-term debts fell from €28,850 to €17,902.
Filings
6 annual accounts 1 late
The 2023 accounts came 22 days late. The other five were filed on time.
Position in the sector
67.5%
Higher solvency than 81% of companies in food and beverage service. Sector median 29.7% · 18,509 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,969 companies had the same profile as StephY has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for StephY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director, since 01-10-2022
Director, since 01-10-2022
- 100 sharesdeed of 17-06-2019
Recent changes
First establishment
Berckmansstraat 2, Sint-Gillis (bij-Brussel)
Incorporation
Founder: · 100 shares · Appointment: (director) · published on 17-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| StephY Sint-Gillis (bij-Brussel) | - | - | 67.5% | - |
| CHEZ MON EX Sint-Gillis (bij-Brussel) | - | - | 16.2% | - |
| CARSA Sint-Gillis (bij-Brussel) | - | - | 65.0% | - |
| MAC COFFEE Jette | €139,815 | 2.9% | 61.1% | - |
| BRIXH Brussels | €175,331 | -5.1% | -98.0% | - |
| CAFE RAFAEL Jette | - | - | 83.3% | - |
| CAW Namur | - | - | 24.8% | - |
These companies have the same main activity as StephY: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €48,400 and €66,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 13-06-2019Normal situation
- Activity
- Cafés and barsNACE 56301and 3 others
- Establishment unit
- 2.290.717.3561060 Sint-Gillis (bij-Brussel), since 01-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €55,151▲ 7.7%
- Employeeson 31-12-2025
- 3▲ 200%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on StephY
StephY files the micro format. That format states no turnover. The gross margin rose from €13,441 in 2020 to €44,381 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about StephY
- What is the company number of StephY?
- The company number of StephY is 0728.472.869. The VAT number is the same number with BE in front: BE 0728.472.869.
- Where is StephY based?
- The registered office is at Berckmansstraat 2, 1060 Sint-Gillis (bij-Brussel).Company details
- What does StephY do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of StephY?
- StephY is a private limited company (BV).
- When was StephY founded?
- StephY was founded on 13-06-2019.
- Is StephY still active?
- Yes, StephY is an active enterprise in the KBO register.
- How many employees does StephY have?
- StephY had an average of 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of StephY?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €44,381 and 38 comparable companies (NACE 56301). It probably lies between €120,000 and €250,000.
- Is StephY profitable?
- In financial year 2025, StephY made a profit of €14,882.
- Where can I find the annual accounts of StephY?
- StephY filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of StephY due?
- StephY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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