MAC COFFEE
ActiveSummary
The computed 12-month bankruptcy probability of MAC COFFEE is 6.4% (elevated). For MAC COFFEE, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €19,504 and a net result of €9,658. Equity is growing by ~51.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 16689 sector peers (fiscal year 2022). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Cafés and bars
NACE 56301
1 site
How big
€84,017turnover 2022
- Equity
- €19,504
- Profit
- €9,658
Financially healthy?
- Bankruptcy chance 12 m
- 6.4%
2022 figures too old to score
Who decides
Accounts 792 d overdue0 of 2 deeds read
Signals- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Limited track record- Two or more financial years not filedFiled after the deadlineShow the evidence
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability91▲+25
Solvency97▼-3
Growth85▲+20
Track record100
Bankruptcy probability, 12 months
6.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
71.7%
Return on assets
35.5%
Age of the figures
45 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline01-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 01-09-2023, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
32 d late
2021
8 d early
2020
140 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 55 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2022 · micro…
- Highest result since 2020net €9,658 ▲1,692%
- Annual accounts filedfiscal year 2021 · micro…
Financials
Fiscal year 2022Turnover €84,017Profit €9,658Solvency 71.7%Liquidity 3.38
Turnover
€84,017▲ 101%
2020 - 2022
Net result
€9,658▲ 1,692%
2020 - 2022
Equity
€19,504▲ 98.1%
2020 - 2022
Solvency
71.7%▼ 4.1pp
2020 - 2022
Financials · fiscal year 2022, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202020212022
Turnover€35,866-€41,826▲ 16.6%€84,017▲ 101%
Operating result€5,686-€1,523▼ 73.2%€9,818▲ 545%
Net result€5,563within the sector's middle half-€539within the sector's middle half▼ 90.3%€9,658within the sector's middle half▲ 1,692%
EBIT margin15.9%-3.6%▼ 12.2pp11.7%▲ 8.0pp
Equity€9,306within the sector's middle half-€9,845within the sector's middle half▲ 5.8%€19,504within the sector's middle half▲ 98.1%
Total assets€11,280below the sector's middle half-€12,977below the sector's middle half▲ 15.0%€27,184below the sector's middle half▲ 109%
Debt€1,973-€3,132▲ 58.7%€7,680▲ 145%
Working capital€5,079within the sector's middle half-€7,102within the sector's middle half▲ 39.8%€18,244within the sector's middle half▲ 157%
Solvency82.5%above the sector's middle half-75.9%above the sector's middle half▼ 6.6pp71.7%above the sector's middle half▼ 4.1pp
Current ratio3.57above the sector's middle half-3.27above the sector's middle half▼ 0.313.38above the sector's middle half▲ 0.11
Return on assets (ROA)49.3%above the sector's middle half-4.2%within the sector's middle half▼ 45.2pp35.5%above the sector's middle half▲ 31.4pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2022; 2022 is 545% above 2021 and is the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €27,184
Fixed assets
€1,260 ▼ 54.1%
Current assets
€25,924 ▲ 153%
Equity and liabilities €27,184
Equity
€19,504 ▲ 98.1%
Debt
€7,680 ▲ 145%
Debt's share of the balance-sheet total rises from 24.1% to 28.3%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€11,301▲
2021 · €3,007
Cash flow
€11,142▲
2021 · €2,023
Quick ratio
3.13▲
2021 · 2.37
Debt to equity
0.39▲
2021 · 0.32
ROE
49.5%▲
2021 · 5.5%
Interest coverage
67.34▲
2021 · 41.34
Debt ≤ 1 year
€7,680▲
2021 · €3,132
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|
| Turnover70 | €35,866 | €41,826 | €84,017 | ▲ 101% |
| Goods, raw materials, services and sundry goods60/61 | - | €38,062 | €69,625 | ▲ 82.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €896 | €1,484 | €1,484 | = |
| Other operating charges640/8 | - | €758 | €3,090 | ▲ 308% |
| Gross operating margin9900 | €6,782 | €3,765 | €14,392 | ▲ 282% |
| Operating profit (loss)9901 | €5,686 | €1,523 | €9,818 | ▲ 545% |
| Financial income75/76B | - | - | €9 | - |
| Recurring financial income75 | - | - | €9 | - |
| Financial charges65/66B | - | €73 | €168 | ▲ 131% |
| Recurring financial charges65 | €124 | €73 | €168 | ▲ 131% |
| Profit (loss) for the period before taxes9903 | €5,563 | €1,450 | €9,658 | ▲ 566% |
| Income taxes67/77 | - | €911 | - | - |
| Profit (loss) for the period9904 | €5,563 | €539 | €9,658 | ▲ 1,692% |
| Profit (loss) for the period to be appropriated9905 | €5,563 | €539 | €9,658 | ▲ 1,692% |
| Line | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €11,280 | €12,977 | €27,184 | ▲ 109% |
| Fixed assets21/28 | €4,227 | €2,743 | €1,260 | ▼ 54.1% |
| Tangible fixed assets22/27 | €4,227 | €2,743 | €1,260 | ▼ 54.1% |
| Plant, machinery and equipment23 | - | €1,175 | - | - |
| Furniture and vehicles24 | - | €1,568 | €1,260 | ▼ 19.7% |
| Current assets29/58 | €7,053 | €10,234 | €25,924 | ▲ 153% |
| Stocks and contracts in progress3 | - | €2,800 | €1,900 | ▼ 32.1% |
| Stocks30/36 | - | €2,800 | €1,900 | ▼ 32.1% |
| Amounts receivable within one year40/41 | €6,038 | €1,698 | €12,386 | ▲ 629% |
| Other amounts receivable41 | - | €1,698 | €12,386 | ▲ 629% |
| Cash at bank and in hand54/58 | €1,014 | €5,735 | €11,638 | ▲ 103% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €11,280 | €12,977 | €27,184 | ▲ 109% |
| Equity10/15 | €9,306 | €9,845 | €19,504 | ▲ 98.1% |
| Contributions10/11 | - | €1,000 | €1,000 | = |
| Reserves13 | €686 | €686 | €686 | = |
| Non-distributable reserves130/1 | - | €686 | €686 | = |
| Reserves not available under the articles1311 | - | €686 | €686 | = |
| Profit (loss) carried forward14 | €7,620 | €8,159 | €17,818 | ▲ 118% |
| Amounts payable17/49 | €1,973 | €3,132 | €7,680 | ▲ 145% |
| Amounts payable within one year42/48 | €1,973 | €3,132 | €7,680 | ▲ 145% |
| Trade debts44 | €247 | €1,624 | €4,360 | ▲ 169% |
| Suppliers440/4 | - | €1,624 | €4,360 | ▲ 169% |
| Taxes, remuneration and social security45 | - | €1,508 | €3,320 | ▲ 120% |
| Taxes450/3 | - | €1,508 | €3,320 | ▲ 120% |
| Line | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,563 | €539 | €9,658 | ▲ 1,692% |
| + Depreciation and write-downs630 | €896 | €1,484 | €1,484 | = |
| Operating cash flow (approximation) | €6,459 | €2,023 | €11,142 | ▲ 451% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €4,721 | €5,903 | ▲ 25.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
BISTROT LES CAVES
BE 1021.193.432
Liège · Eq €19,501
BRUNCHY'S
BE 0781.781.594
Charleroi · Eq €19,500
CHAMPS 92
BE 0684.809.805
Etterbeek · Eq €19,509
Drouet&Co
BE 0695.538.696
Wavre · Eq €19,534
JACK.B
BE 0741.785.427
Schaarbeek · Eq €19,471
Of 14,006 companies in this sector we hold annual accounts for 4,898. 3,993 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
5 eventsLatest 01-09-2023
History
Acts, filings and financial milestones
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Highest result since 2020net €9,658 ▲1,692%
Operating result €9,818, net result €9,658, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €539 ▼90.3%
Net result drops to €539, the lowest in the series; recovery starts the following year.
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 140 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Support & recognitions
1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations
Food safety, FASFC
1 siteJetteunit no. 2.280.955.097
Company details
Private limited company · founded 26-09-2018Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded26-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0705859793
Also
9925:BE0705859793
Registered
08-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2018
Ground area
112 m²
Building footprint
104 m²
Volume, LiDAR
1,367 m³
Parcel 21464E0031/00G008, Brussels · tallest building 17.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MAC COFFEE
since 2018unit no. 2.280.955.097
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0031/00G008 | Brussels | 112 m² | 1 · 104 m² | 17.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.