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CAFE RAFAEL
ActiveFrom the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of CAFE RAFAEL is 6.0% (elevated). The 2024 annual accounts show equity of €55,026 and a net result of €20,891. Equity is growing by about 50% per year across the filed financial years. Its solvency ranks better than 93% of 18,733 sector peers (NACE 56, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 03-07-2019 Normal situation
- Legal form
- Private limited company
- Registered office
- Philippe Werrieplein 15a, 1090 Jette
- Activity
- Cafés and bars NACE 56301
- Establishment units
- 2.299.831.002 1090 Jette, since 04-03-2020
- 2.315.609.734 1000 Brussel, since 01-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 04-02-2026
How it is doing
- Bankruptcy probabilitywithin 12 months
- 6.0%
Annual accounts 2024
- Gross margin
- €42,990
- ▲ 87.8%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €20,891
- ▲ 245%
- Equity
- €55,026
- ▲ 61.2%
- Total assets
- €66,044
- ▲ 67.9%
2025 accounts not filed, 93 days past the deadline
Filed on 30-10-2025PDF
Why 40raises risk1 financial year not filed after the legal deadline; last filed accounts filed 91 days late; 3 of the last 3 lateSize: total assets €66,044Figures for financial year 2024 (filed 30-10-2025)Sector: Food and beverage service activities (NACE 56)Show the evidence
Checked score
Score 2024
40
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 83% of its sector peers (NACE 56, micro)
Financial strength · tick = 2023
Strong
Solvency
100=
equity 83.3% of total assets
Liquidity
58-16
short-term debt 16.7% · cash 9.7%
Profitability
100+12
return on assets 31.6%
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.4%
12-2024: 2.4%● unchanged vs 11-2024
01-2025: 2.3%▼ -0.1 percentage points vs 12-2024lowest value
02-2025: 2.4%▲ +0.1 percentage points vs 01-2025
03-2025: 2.4%● unchanged vs 02-2025
04-2025: 2.5%▲ +0.1 percentage points vs 03-2025
05-2025: 2.6%▲ +0.1 percentage points vs 04-2025
06-2025: 2.6%● unchanged vs 05-2025
07-2025: 2.7%▲ +0.1 percentage points vs 06-2025
08-2025: 3.3%▲ +0.6 percentage points vs 07-2025
09-2025: 3.7%▲ +0.4 percentage points vs 08-2025
10-2025: 4.7%▲ +1.0 percentage point vs 09-2025
11-2025: 3.6%▼ -1.1 percentage points vs 10-2025
12-2025: 3.6%● unchanged vs 11-2025
01-2026: 3.5%▼ -0.1 percentage points vs 12-2025
02-2026: 3.6%▲ +0.1 percentage points vs 01-2026
03-2026: 3.6%● unchanged vs 02-2026
04-2026: 3.7%▲ +0.1 percentage points vs 03-2026
05-2026: 3.7%● unchanged vs 04-2026
06-2026: 3.7%● unchanged vs 05-2026
07-2026: 3.8%▲ +0.1 percentage points vs 06-2026
08-2026: 4.4%▲ +0.6 percentage points vs 07-2026
09-2026: 4.6%▲ +0.2 percentage points vs 08-2026
10-2026: 6.0%▲ +1.4 percentage points vs 09-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 5.99, compared with 7.48 in 2023, above the usual 1.5; short-term debt: 16.7% and cash: 9.7% of total assets), and 16.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 62% on liquidity, 93% on profitability and 84% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 5 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 91 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
91 days late
2023
69 days late
2022
71 days late
2021
78 days late
2020
87 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 79 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
Key points
- Positive: Among the best 8% on solvencysector median 29.2% · 18,733 companies 83.3% View
Documents
Annual accounts at the NBB
- Annual accounts 2024filed on 30-10-2025
- Annual accounts 2023filed on 08-10-2024
- Annual accounts 2022filed on 10-10-2023
- Annual accounts 2021filed on 17-10-2022
Acts in the Belgian Official Gazette
- Capital & shares · Resignations & appointmentsact of 18-12-2025
- Capital & shares · Resignations & appointmentsact of 21-10-2025
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about CAFE RAFAEL
- What is the company number of CAFE RAFAEL?
- 0729.735.057. In Belgium the VAT number is the company number with BE in front: BE 0729.735.057.
- Where is CAFE RAFAEL based?
- The registered office is at Philippe Werrieplein 15a, 1090 Jette.Company details
- What does CAFE RAFAEL do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of CAFE RAFAEL?
- Private limited company (BV).
- When was CAFE RAFAEL founded?
- On 03-07-2019.
- Is CAFE RAFAEL still active?
- Yes, CAFE RAFAEL is an active enterprise in the KBO register.
- What is the turnover of CAFE RAFAEL?
- ≈ €180,000 in financial year 2024. Estimated from the gross margin of €42,990: probably between €120,000 and €240,000, based on 39 comparable companies, NACE 56301.Financials
- Is CAFE RAFAEL profitable?
- In financial year 2024, CAFE RAFAEL made a profit of €20,891.
- Where can I find the annual accounts of CAFE RAFAEL?
- CAFE RAFAEL filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)
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