STEP ME UP
ActiveThe computed 12-month bankruptcy probability of STEP ME UP is 1.6% (moderate). The 2025 annual accounts show equity of €3k and a net result of €13k. Equity is growing by ~60.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 7002 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency38▲+38
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7002 sector peers (2025).
NBB · sector comparisonPosition among 7002 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
85 d early
2024
69 d early
2023
97 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-11k
2023: €-623
2024: €-11k
2023 → 2025
Total assets
€21k▲ 139%
2024 · €9k
2023: €19k
2024: €9k
2023 → 2025
Net result
€13k
2024 · €-10k
2023: €-3k
2024: €-10k
2023 → 2025
Working capital
€2k
2024 · €-12k
2023: €-3k
2024: €-12k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-623-€-11k▼ 1,597%€3k
Operating result€-3k-€-10k▼ 216%€14k
Net result€-3k-€-10k▼ 219%€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €10k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€411▼ 67.0%
Current assets
€21k▲ 173%
Equity and liabilities €21k
Equity
€3k
Debt
€18k
Debt finances 86.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€15k▲
2024 · €-9k
Cash flow
€14k▲
2024 · €-9k
Solvency
13.5%▲
2024 · -118.9%
Current ratio
1.13▲
2024 · 0.39
Quick ratio
1.13▲
2024 · 0.39
Debt / equity
6.41▲
2024 · -1.84
ROE
468.2%
ROA
63.2%▲
2024 · -111.9%
Interest coverage
336.29▲
2024 · -398.67
Debt
€18k▼
2024 · €19k
Debt ≤ 1 year
€18k▼
2024 · €19k
Income taxes
€350▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€21k▲
Fixed assets21/28€1k€411▼
Tangible fixed assets22/27€1k€411▼
Furniture and vehicles24€1k€411▼
Current assets29/58€8k€21k▲
Amounts receivable within one year40/41€6k€11k▲
Trade receivables40€4k€11k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€1k€10k▲
Deferred charges and accrued income490/1€396€32▼
Equity and liabilities
Total equity and liabilities10/49€9k€21k▲
Equity10/15€-11k€3k▲
Contributions10/11€3k€3k=
Reserves13-€371
Distributable reserves133-€371
Profit (loss) carried forward14€-13k-
Amounts payable17/49€19k€18k▼
Amounts payable within one year42/48€19k€18k▼
Trade debts44€676€323▼
Suppliers440/4€676€323▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€345€2k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€17k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€833€833=
Other operating charges640/8€509€515▲
Gross operating margin9900€-8k€15k▲
Operating profit (loss)9901€-10k€14k▲
Financial income75/76B€17€19▲
Recurring financial income75€17€19▲
Financial charges65/66B€23€44▲
Recurring financial charges65€23€44▲
Profit (loss) for the period before taxes9903€-10k€14k▲
Income taxes67/77€140€350▲
Profit (loss) for the period9904€-10k€13k▲
Profit (loss) for the period to be appropriated9905€-10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€371▲
Profit (loss) brought forward from the previous period14P€-3k€-13k▼
Transfer to equity691/2-€371
To other reserves6921-€371
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.13
Current ratio from 0.39 to 1.13; short-term debt falls from €19k to €18k.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Cerisier 731490 Court-Saint-EtienneGround area
926 m²
Building footprint
108 m²
Volume, LiDAR
911 m³
Parcel 25023K0005/00X000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Step me up
since 20232.343.964.319
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023K0005/00X000 | Wallonia | 926 m² | 1 · 108 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESR CONSULTANCY
BE 1006.028.174
Lievegem · Eq €3k
Maurell
BE 0705.911.362
Zulte · Eq €3k
ALTJV
BE 0757.806.164
Schaarbeek · Eq €3k
PROUDLY PRESENTS
BE 0835.361.921
Sint-Lambrechts-Woluwe · Eq €3k
LIMS SOLUTIONS
BE 0790.139.432
Ukkel · Eq €3k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 1,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2023
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:karin.hick@stepmeup.be
Phone:+32478634527
Phone:0478/634527