VJ CONSULT
ActiveSummary
VJ CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,853 and a net result of €20,699. Equity is growing by ~84.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€145,281total assets 2025
- Equity
- €34,853
- Profit
- €20,699
Turnover not published (abridged schema)
Who decides
Accounts 35 d early0 of 2 deeds read
Why 69- Limited track record+ Lower-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-8
Solvency49▼-27
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.56 in 2024; short-term debt: 32.7% and cash: 9.6% of total assets), and 76% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
35 d early
2024
30 d early
2023
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2023net €20,699 ▲235%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €145,281Profit €20,699Solvency 24.0%Liquidity 0.48
Total assets
€145,281▲ 395%
2023 - 2025
Net result
€20,699▲ 235%
2023 - 2025
Equity
€34,853▲ 133%
2023 - 2025
Solvency
24.0%▼ 27.0pp
2023 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€11,008-€4,352▼ 60.5%€28,179▲ 548%
Net result€7,472within the sector's middle half-€6,181within the sector's middle half▼ 17.3%€20,699within the sector's middle half▲ 235%
Equity€9,639below the sector's middle half-€14,987below the sector's middle half▲ 55.5%€34,853within the sector's middle half▲ 133%
Total assets€25,952below the sector's middle half-€29,372below the sector's middle half▲ 13.2%€145,281within the sector's middle half▲ 395%
Debt€16,313-€14,386▼ 11.8%€110,428▲ 668%
Working capital-€12,560below the sector's middle half--€6,355below the sector's middle half▲ 49.4%-€24,450below the sector's middle half▼ 285%
Solvency37.1%within the sector's middle half-51.0%within the sector's middle half▲ 13.9pp24.0%within the sector's middle half▼ 27.0pp
Current ratio0.23below the sector's middle half-0.56below the sector's middle half▲ 0.330.48below the sector's middle half▼ 0.07
Return on assets (ROA)28.8%within the sector's middle half-21.0%within the sector's middle half▼ 7.7pp14.2%within the sector's middle half▼ 6.8pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 548% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145,281
Fixed assets
€122,282 ▲ 473%
Current assets
€22,999 ▲ 186%
Equity and liabilities €145,281
Equity
€34,853 ▲ 133%
Debt
€110,428 ▲ 668%
Debt's share of the balance-sheet total rises from 49.0% to 76.0%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€29,036▲
2024 · €5,208
Cash flow
€21,556▲
2024 · €7,038
Debt to equity
3.17▲
2024 · 0.96
ROE
59.4%▲
2024 · 41.2%
Interest coverage
11.14▼
2024 · 119.73
Debt ≤ 1 year
€47,449▲
2024 · €14,386
Debt > 1 year
€62,979
Income taxes
€9,123▲
2024 · €2,287
Staff costs
€2,796
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €2,796 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €530 | €857 | €857 | = |
| Other operating charges640/8 | €55 | - | €466 | - |
| Gross operating margin9900 | €11,592 | €5,208 | €32,298 | ▲ 520% |
| Operating profit (loss)9901 | €11,008 | €4,352 | €28,179 | ▲ 548% |
| Financial income75/76B | - | €4,160 | €4,250 | ▲ 2.2% |
| Recurring financial income75 | - | €4,160 | €4,250 | ▲ 2.2% |
| Financial charges65/66B | €55 | €44 | €2,607 | ▲ 5,893% |
| Recurring financial charges65 | €55 | €44 | €2,607 | ▲ 5,893% |
| Profit (loss) for the period before taxes9903 | €10,952 | €8,468 | €29,822 | ▲ 252% |
| Income taxes67/77 | €3,480 | €2,287 | €9,123 | ▲ 299% |
| Profit (loss) for the period9904 | €7,472 | €6,181 | €20,699 | ▲ 235% |
| Profit (loss) for the period to be appropriated9905 | €7,472 | €6,181 | €20,699 | ▲ 235% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €25,952 | €29,372 | €145,281 | ▲ 395% |
| Fixed assets21/28 | €22,199 | €21,342 | €122,282 | ▲ 473% |
| Tangible fixed assets22/27 | €2,040 | €1,183 | €327 | ▼ 72.4% |
| Furniture and vehicles24 | €2,040 | €1,183 | €327 | ▼ 72.4% |
| Financial fixed assets28 | €20,159 | €20,159 | €121,956 | ▲ 505% |
| Current assets29/58 | €3,754 | €8,030 | €22,999 | ▲ 186% |
| Amounts receivable within one year40/41 | - | €1,200 | €9,014 | ▲ 651% |
| Trade receivables40 | - | €1,200 | €9,014 | ▲ 651% |
| Cash at bank and in hand54/58 | €3,754 | €6,830 | €13,985 | ▲ 105% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €25,952 | €29,372 | €145,281 | ▲ 395% |
| Equity10/15 | €9,639 | €14,987 | €34,853 | ▲ 133% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €6,639 | €11,987 | €31,853 | ▲ 166% |
| Distributable reserves133 | €6,639 | €11,987 | €31,853 | ▲ 166% |
| Amounts payable17/49 | €16,313 | €14,386 | €110,428 | ▲ 668% |
| Amounts payable after more than one year17 | - | - | €62,979 | - |
| Other amounts payable178/9 | - | - | €62,979 | - |
| Amounts payable within one year42/48 | €16,313 | €14,386 | €47,449 | ▲ 230% |
| Current portion of amounts payable after more than one year42 | - | - | €17,223 | - |
| Trade debts44 | - | - | €2,291 | - |
| Suppliers440/4 | - | - | €2,291 | - |
| Taxes, remuneration and social security45 | €3,480 | €1,553 | €15,377 | ▲ 890% |
| Taxes450/3 | €3,480 | €1,553 | €13,077 | ▲ 742% |
| Remuneration and social security454/9 | - | - | €2,300 | - |
| Other amounts payable47/48 | €12,833 | €12,833 | €12,558 | ▼ 2.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,472 | €6,181 | €20,699 | ▲ 235% |
| + Depreciation and write-downs630 | €530 | €857 | €857 | = |
| Operating cash flow (approximation) | €8,002 | €7,038 | €21,556 | ▲ 206% |
| Investment in fixed assets (approximation) | - | €0 | -€101,797 | - |
| Change in cash | - | €3,077 | €7,155 | ▲ 133% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
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EMC CONSEIL
BE 0449.818.791
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se7en Invest
BE 0693.807.841
Lochristi · Eq €34,849
paradox
BE 0745.971.075
Kortrijk · Eq €34,847
Of 82,601 companies in this sector we hold annual accounts for 52,629. 35,624 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
5 eventsLatest 26-06-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €20,699 ▲235%
Operating result €28,179, net result €20,699, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6,181 ▼17.3%
Net result drops to €6,181, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 04-07-2022Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded04-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0787978708
Also
9925:BE0787978708
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2022
Ground area
946 m²
Building footprint
157 m²
Volume, LiDAR
610 m³
Parcel 23006A0214/00P000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
VJ CONSULT
since 2022unit no. 2.333.388.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23006A0214/00P000 | Flanders | 946 m² | 1 · 157 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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