STEEMANS
ActiveSummary
STEEMANS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42=
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 47.92 against 75.46 in 2024; short-term debt: 2.1% and cash: 3% of total assets), and 2.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
38 d early
2023
40 d early
2022
31 d early
2021
31 d late
2020
523 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 1.5%
2024 · €172k
2018: €172k
2019: €170k▼ -1.6% vs 2018lowest in 8 years
2020: €172k▲ +1.5% vs 2019
2021: €173k▲ +0.4% vs 2020
2022: €172k▼ -0.6% vs 2021
2023: €170k▼ -1.0% vs 2022
2024: €172k▲ +1.2% vs 2023
2025: €175k▲ +1.5% vs 2024highest in 8 years
2018 → 2025
Total assets
€178k▲ 2.2%
2024 · €175k
2018: €198khighest in 8 years
2019: €191k▼ -3.1% vs 2018
2020: €191k● -0.0% vs 2019
2021: €189k▼ -1.2% vs 2020
2022: €178k▼ -5.9% vs 2021
2023: €176k▼ -1.2% vs 2022
2024: €175k▼ -0.7% vs 2023lowest in 8 years
2025: €178k▲ +2.2% vs 2024
2018 → 2025
Net result
€3k▲ 17.8%
2024 · €3k
2018: €5khighest in 8 years
2019: €-3k▼ -151% vs 2018lowest in 8 years
2020: €3k▲ +192% vs 2019
2021: €759▼ -69.7% vs 2020
2022: €-1k▼ -240% vs 2021
2023: €2k▲ +320% vs 2022
2024: €3k▲ +19.6% vs 2023
2025: €3k▲ +17.8% vs 2024
2018 → 2025
Working capital
€175k▲ 1.5%
2024 · €172k
2018: €173k
2019: €169k▼ -2.0% vs 2018lowest in 8 years
2020: €172k▲ +1.5% vs 2019
2021: €173k▲ +0.4% vs 2020
2022: €172k▼ -0.6% vs 2021
2023: €170k▼ -0.8% vs 2022
2024: €172k▲ +1.2% vs 2023
2025: €175k▲ +1.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€172k▼ 0.6%€170k▼ 1.0%€172k▲ 1.2%€175k▲ 1.5%
2021: €173k
2022: €172k▼ -0.6% vs 2021
2023: €170k▼ -1.0% vs 2022lowest in 5 years
2024: €172k▲ +1.2% vs 2023
2025: €175k▲ +1.5% vs 2024highest in 5 years
Operating result€3k-€-3k€145€3k▲ 1,805%€4k▲ 31.2%
2021: €3k
2022: €-3k▼ -198% vs 2021lowest in 5 years
2023: €145▲ +104% vs 2022
2024: €3k▲ +1805% vs 2023
2025: €4k▲ +31.2% vs 2024highest in 5 years
Net result€759-€-1k€2k€3k▲ 19.6%€3k▲ 17.8%
2021: €759
2022: €-1k▼ -240% vs 2021lowest in 5 years
2023: €2k▲ +320% vs 2022
2024: €3k▲ +19.6% vs 2023
2025: €3k▲ +17.8% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €178k
Equity
€175k ▲ 1.5%
Debt
€4k ▲ 61.0%
Debt's share of the balance-sheet total rises from 1.3% to 2.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
47.92▼
2024 · 75.46
Debt to equity
0.02▲
2024 · 0.01
ROE
1.9%▲
2024 · 1.6%
ROA
1.8%▲
2024 · 1.6%
Debt ≤ 1 year
€4k▲
2024 · €2k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€175k€178k▲
Current assets29/58€175k€178k▲
Amounts receivable after more than one year29€151k€151k=
Other amounts receivable291€151k€151k=
Amounts receivable within one year40/41€18k€22k▲
Other amounts receivable41€18k€22k▲
Cash at bank and in hand54/58€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€175k€178k▲
Equity10/15€172k€175k▲
Contributions10/11€9k€9k=
Reserves13€37k€37k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€127k€129k▲
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Financial debts43€833€2k▲
Credit institutions430/8€833€2k▲
Trade debts44-€400
Suppliers440/4-€400
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Income statement
Code20242025
Other operating charges640/8€2k€3k▲
Gross operating margin9900€4k€7k▲
Operating profit (loss)9901€3k€4k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Non-recurring financial income76B€4k-
Financial charges65/66B€378€368▼
Recurring financial charges65€378€368▼
Non-recurring financial charges66B€378-
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€3k€3k▲
Profit (loss) for the period to be appropriated9905€3k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€130k▲
Profit (loss) brought forward from the previous period14P€125k€127k▲
Profit to be distributed694/7€800€800=
Return on contributions (dividend)694€800€800=
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1k | €964 | €1k | €2k | €3k | ▲ 102% |
| Gross operating margin9900 | €5k | €-2k | €1k | €4k | €7k | ▲ 56.5% |
| Operating profit (loss)9901 | €3k | €-3k | €145 | €3k | €4k | ▲ 31.2% |
| Financial income75/76B | €0 | €4k | €4k | €4k | €4k | ▲ 6.8% |
| Recurring financial income75 | €0 | €4k | €4k | €4k | €4k | ▲ 6.8% |
| Non-recurring financial income76B | €0 | €4k | €4k | €4k | - | - |
| Financial charges65/66B | €2k | €2k | €1k | €378 | €368 | ▼ 2.8% |
| Recurring financial charges65 | €2k | €2k | €800 | €378 | €368 | ▼ 2.8% |
| Non-recurring financial charges66B | €2k | - | €553 | €378 | - | - |
| Profit (loss) for the period before taxes9903 | €1k | €-1k | €3k | €6k | €7k | ▲ 18.3% |
| Income taxes67/77 | €696 | - | €219 | €3k | €4k | ▲ 18.7% |
| Profit (loss) for the period9904 | €759 | €-1k | €2k | €3k | €3k | ▲ 17.8% |
| Profit (loss) for the period to be appropriated9905 | €759 | €-1k | €2k | €3k | €3k | ▲ 17.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €189k | €178k | €176k | €175k | €178k | ▲ 2.2% |
| Fixed assets21/28 | €270 | €270 | - | - | - | - |
| Financial fixed assets28 | €270 | €270 | - | - | - | - |
| Current assets29/58 | €189k | €178k | €176k | €175k | €178k | ▲ 2.2% |
| Amounts receivable after more than one year29 | - | €156k | €151k | €151k | €151k | = |
| Other amounts receivable291 | - | €156k | €151k | €151k | €151k | = |
| Amounts receivable within one year40/41 | €184k | €15k | €16k | €18k | €22k | ▲ 26.5% |
| Trade receivables40 | €326 | - | - | - | - | - |
| Other amounts receivable41 | €184k | €15k | €16k | €18k | €22k | ▲ 26.5% |
| Cash at bank and in hand54/58 | €5k | €7k | €9k | €6k | €5k | ▼ 12.5% |
| Deferred charges and accrued income490/1 | - | - | €68 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €189k | €178k | €176k | €175k | €178k | ▲ 2.2% |
| Equity10/15 | €173k | €172k | €170k | €172k | €175k | ▲ 1.5% |
| Contributions10/11 | €9k | €9k | €9k | €9k | €9k | = |
| Reserves13 | €37k | €37k | €37k | €37k | €37k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €35k | €35k | €35k | €35k | €35k | = |
| Profit (loss) carried forward14 | €128k | €127k | €125k | €127k | €129k | ▲ 2.0% |
| Amounts payable17/49 | €16k | €6k | €6k | €2k | €4k | ▲ 61.0% |
| Amounts payable within one year42/48 | €16k | €6k | €6k | €2k | €4k | ▲ 61.0% |
| Financial debts43 | - | - | - | €833 | €2k | ▲ 145% |
| Credit institutions430/8 | - | - | - | €833 | €2k | ▲ 145% |
| Trade debts44 | €1k | €6k | - | - | €400 | - |
| Suppliers440/4 | €1k | €6k | - | - | €400 | - |
| Taxes, remuneration and social security45 | €2k | €92 | €2k | €1k | €1k | ▼ 13.4% |
| Taxes450/3 | €2k | €92 | €2k | €1k | €1k | ▼ 13.4% |
| Other amounts payable47/48 | €13k | - | €4k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €759 | €-1k | €2k | €3k | €3k | ▲ 17.8% |
| Operating cash flow (approximation) | €759 | €-1k | €2k | €3k | €3k | ▲ 17.8% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €3k | €1k | €-3k | €-769 | ▲ 71.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 75.46
Current ratio from 31.79 to 75.46; short-term debt falls from €6k to €2k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 523 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 29.73
Current ratio from 11.70 to 29.73; short-term debt falls from €16k to €6k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
Show earlier events
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1992
Ground area
738 m²
Building footprint
264 m²
Volume, LiDAR
2,260 m³
Parcel 11003A0361/00B007, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
steemans
since 19922.059.883.288
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0361/00B007 | Flanders | 738 m² | 1 · 263 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,511. 2,524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded16-10-1992
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.