IMMO JKA
ActiveSummary
The annual accounts of IMMO JKA for fiscal year 2024 show a net loss of 50% of the equity at the start of that year. The 2024 annual accounts show equity of €20k and a net result of €-20k. Equity is shrinking by ~20.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-44
Solvency33▼-7
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.0 against 0.0 in 2023; short-term debt: 91.9% and cash: 0% of total assets), and 91.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.1%
Return on assets
-8.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
4 d late
2023
27 d late
2022
on the day
2021
2 d early
2020
9 d early
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2024, micro schema
Equity
€20k▼ 50.1%
2023 · €41k
2018: €97k
2019: €95k
2020: €84k
2021: €68k
2022: €55k
2023: €41k
2018 → 2024
Total assets
€252k▼ 4.7%
2023 · €264k
2018: €373k
2019: €254k
2020: €257k
2021: €241k
2022: €231k
2023: €264k
2018 → 2024
Net result
€-20k▼ 41.4%
2023 · €-14k
2018: €-17k
2019: €126k
2020: €-11k
2021: €-15k
2022: €-14k
2023: €-14k
2018 → 2024
Working capital
€-231k▼ 3.6%
2023 · €-223k
2018: €-269k
2019: €-141k
2020: €-165k
2021: €-167k
2022: €-172k
2023: €-223k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€84k-€68k▼ 18.2%€55k▼ 20.3%€41k▼ 25.5%€20k▼ 50.1%
Operating result€-11k-€-15k▼ 34.2%€-13k▲ 12.5%€-13k▼ 2.7%€-20k▼ 45.3%
Net result€-11k-€-15k▼ 36.4%€-14k▲ 9.2%€-14k▼ 3.8%€-20k▼ 41.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €13k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €252k
Fixed assets
€252k ▼ 4.7%
Current assets
€17 ▼ 26.1%
Equity and liabilities €252k
Equity
€20k ▼ 50.1%
Debt
€231k ▲ 3.6%
Debt's share of the balance-sheet total rises from 84.6% to 91.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€736▼
2023 · €6k
Cash flow
€-58▼
2023 · €5k
Current ratio
0.00▼
2023 · 0.00
Debt to equity
11.41▲
2023 · 5.50
ROE
-100.3%▼
2023 · -35.4%
ROA
-8.1%▼
2023 · -5.5%
Interest coverage
1.18▼
2023 · 7.67
Debt ≤ 1 year
€231k▲
2023 · €223k
Income taxes
€171▲
2023 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€264k€252k▼
Fixed assets21/28€264k€252k▼
Intangible fixed assets21-€2k
Tangible fixed assets22/27€264k€250k▼
Land and buildings22€190k€180k▼
Plant, machinery and equipment23€533€427▼
Leasing and similar rights25€68-
Other tangible fixed assets26€73k€69k▼
Financial fixed assets28€330€330=
Current assets29/58€23€17▼
Current investments50/53€2-
Cash at bank and in hand54/58€21€17▼
Equity and liabilities
Total equity and liabilities10/49€264k€252k▼
Equity10/15€41k€20k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€259k€259k=
Profit (loss) carried forward14€-281k€-301k▼
Amounts payable17/49€223k€231k▲
Amounts payable within one year42/48€223k€231k▲
Financial debts43€1k€3k▲
Credit institutions430/8€1k€3k▲
Taxes, remuneration and social security45€314€486▲
Taxes450/3€314€486▲
Other amounts payable47/48€222k€228k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€7k€5k▼
Operating profit (loss)9901€-13k€-20k▼
Financial charges65/66B€773€623▼
Recurring financial charges65€773€623▼
Profit (loss) for the period before taxes9903€-14k€-20k▼
Income taxes67/77€164€171▲
Profit (loss) for the period9904€-14k€-20k▼
Profit (loss) for the period to be appropriated9905€-14k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-281k€-301k▼
Profit (loss) brought forward from the previous period14P€-266k€-281k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Back to profitnet €126k
Net result €126k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Kelchtermansstraat 221070 AnderlechtGround area
1,415 m²
Building footprint
1,246 m²
Volume, LiDAR
17,523 m³
2 parcels, Brussels · tallest building 32.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kunstlaan 22 B, 1000 Brussel
since 19882.039.286.725
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0155/00B000 | Brussels | 1,265 m² | 1 · 1,169 m² | 32.2 m · 3 fl. |
| 21302A0052/00F023 | Brussels | 150 m² | 1 · 77 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,265 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-05-1988
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.