Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of STANWICK is 0.1% (very low). The 2025 annual accounts show equity of €307k and a net result of €21k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 21% of 500 sector peers (fiscal year 2025). The company has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Signals
3 signals · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 500 sector peers (2025).
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-03-2026, 148 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 05-03-2026 | 148 d early | 2026-00049706 |
| 31-12-2024 | 31-07-2025 | 04-03-2025 | 149 d early | 2025-00042946 |
| 31-12-2023 | 31-07-2024 | 28-02-2024 | 154 d early | 2024-00038987 |
| 31-12-2022 | 31-07-2023 | 27-03-2023 | 126 d early | 2023-00049869 |
| 31-12-2021 | 31-07-2022 | 19-07-2022 | 12 d early | 2022-20204126 |
| 31-12-2020 | 31-07-2021 | 11-03-2021 | 142 d early | 2021-07600048 |
| 31-12-2019 | 31-07-2020 | 27-04-2020 | 95 d early | 2020-10400271 |
| 31-12-2018 | 31-07-2019 | 17-06-2019 | 44 d early | 2019-19800481 |
| 31-12-2017 | 31-07-2018 | 15-06-2018 | 46 d early | 2018-20400360 |
| 31-12-2016 | 31-07-2017 | 22-06-2017 | 39 d early | 2017-20000098 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1970, 56 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€21k-97.1%
Working capital€214k-26.2%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 05-03-2026 with the NBB · fiscal year 2025 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~7.4%/year over 8 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 14.8% | 44.9% | |
| Net result | €21k | €55k | |
| Equity | €307k | €214k | |
| Gross operating margin | €2.65M | €98k | |
| Staff costs | €2.44M | €139k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P21
Stable position over 2020-2025
· n=440-1396
P31
Improving position over 2020-2025
· n=441-1397
P58
Stable position over 2020-2025
· n=441-1397
P95
Stable position over 2020-2025
· n=440-1396
Describes the position versus peers, not a forecast.
€165k
-84.7%
18-25
€21k
-97.1%
18-25
€52k
-93.1%
18-25
€2.07M
-21.9%
18-25
€307k
+7.3%
18-25
€214k
-26.2%
18-25
16
-3.0%
18-25
€2.44M
+28.0%
18-25
€41k
-85.0%
18-25
€0
-100.0%
18-25
€1.76M
-25.5%
18-25
€1.74M
-23.2%
18-25
€0
-100.0%
18-25
1.12
-0.5%
18-25
1.12
-0.5%
18-25
14.8%
+37.4%
18-25
5.74
-30.5%
18-25
6.8%
-97.3%
18-25
1.0%
-96.3%
18-25
2.30
-88.4%
18-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €165k |
| Net profit | €21k |
| Cash flow | €52k |
| Staff costs | €2.44M |
| Income taxes | €41k |
| Dividends | €0 |
| Total assets | €2.07M |
| Equity | €307k |
| Debt | €1.76M |
| of which ≤ 1y | €1.74M |
| of which > 1y | - |
| Working capital | €214k |
| Employees (FTE) | 16.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.12 |
| Quick ratio | 1.12 |
| Working capital ratio | 10.4% |
| Solvency | 14.8% |
| Debt / equity | 5.74 |
| Long-term debt ratio | - |
| Interest coverage | 2.30 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.0% |
| ROE | 6.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.07M |
| Fixed assets | 21/28 | €109k |
| Intangible fixed assets | 21 | €42k |
| Tangible fixed assets | 22/27 | €67k |
| Current assets | 29/58 | €1.96M |
| Amounts receivable within one year | 40/41 | €1.43M |
| Cash & bank | 54/58 | €435k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.07M |
| Equity | 10/15 | €307k |
| Contributions / capital | 10/11 | €175k |
| Reserves | 13 | €33k |
| Accumulated profits (losses) | 14 | €99k |
| Amounts payable | 17/49 | €1.76M |
| Amounts payable within one year | 42/48 | €1.74M |
| Trade debts payable within one year | 44 | €613k |
| Income statement | ||
| Gross operating margin | 9900 | €2.65M |
| Operating result | 9901 | €134k |
| Financial income | 75 | €32 |
| Financial charges | 65 | €72k |
| Result before taxes | 9903 | €62k |
| Income taxes | 67/77 | €41k |
| Net result for the period | 9904 | €21k |
| Result to be appropriated | 9905 | €21k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed56
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
23 directorsCurrent directors & mandates
-
Current01-01-2026 → present
-
Current30-01-2015 → present
3 events
- 13-02-2025 Mandate renewed· Director
- 06-02-2015 Mandate renewed· Director
- 30-01-2015 Appointed· Director
Historic, not recently confirmed (9)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2018
2 events
- 01-01-2017 Mandate renewed· Director
- 06-02-2015 Mandate renewed· Director
Former directors (12)
-
Former01-01-2015 → 31-12-2025
3 events
- 31-12-2025 Resigned· Director
- 01-01-2017 Mandate renewed· Director
- 01-01-2015 Appointed· Director
-
Former06-02-2015 → 31-12-2025
4 events
- 31-12-2025 Resigned· Director
- 31-12-2016 Resigned· Managing director
- 06-02-2015 Mandate renewed· Director
- 06-02-2015 Mandate renewed· Managing director
-
Former30-01-2015 → 31-12-2025
3 events
- 31-12-2025 Resigned· Director
- 06-02-2015 Mandate renewed· Director
- 30-01-2015 Appointed· Director
-
Former30-01-2015 → 13-02-2025
3 events
- 13-02-2025 Resigned· Director
- 06-02-2015 Mandate renewed· Director
- 30-01-2015 Appointed· Director
-
Former12-02-2021 → 31-12-2024
2 events
- 31-12-2024 Resigned· Director
- 12-02-2021 Appointed· Director
-
Former- → 31-12-2024
-
Former01-01-2016 → 31-12-2024
4 events
- 31-12-2024 Resigned· Director
- 04-03-2020 Mandate renewed· Director
- 14-02-2020 Appointed· Director
- 01-01-2016 Appointed· Director
-
Former01-01-2014 → 30-06-2022
4 events
- 30-06-2022 Resigned· Director
- 01-01-2017 Mandate renewed· Director
- 06-02-2015 Mandate renewed· Director
- 01-01-2014 Appointed· Director
-
Former01-01-2017 → 15-11-2021
2 events
- 15-11-2021 Resigned· Director
- 01-01-2017 Appointed· Director
-
Former- → 14-02-2020
-
Former- → 14-02-2020
-
Former06-02-2015 → 14-02-2020
3 events
- 14-02-2020 Resigned· Director
- 06-02-2015 Mandate renewed· Director
- 06-02-2015 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Public limited company(014) |
| Incorporation | 06-05-1970 |
| Status | Active |
| Postal code | 9080 |
Structure & network
Connections & network
2 connected companiesGroup structure
Sits on the board · 2 subsidiaries · 1 location
Control→
Network connections
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
2 subsidiaries · 1 location
controls
STANWICKBE 0407.098.508
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beerveldse Baan 29080 LochristiEstablishment units
1 locationSTANWICK
since 20012.035.892.121
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area8,524 m²
Buildings1
Building footprint325 m²
Volume (LiDAR)2,228 m³
Tallest building9.7 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034B0724/00G000 | Flanders | 8,524 m² | 1 · 325 m² | 9.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
13 acts Address history · 1
06-01-2021
v3.2
All acts · 13
updated 6 months ago
2026
11-02-2026 1 director appointed, 7 resigning, 1 reappointed
- Lies Vanhee, Bestuurder
- Nick Vanhalst, Bestuurder
- Dirk Van Helder, Bestuurder
- Jan Provoost, Bestuurder
- Karine Roodhooft, Bestuurder
- Jeroen Van den Hove, Bestuurder
- Katia Van den Bremt, Bestuurder
- Tom Van der Straeten, Bestuurder
Summary:
v3.2
2022
28-10-2022 Stefaan Vandenberghe resigns as director
29-03-2022 Hervé Pochart resigns as director
2021
17-03-2021 Jeroen Van den Hove appointed as director
06-01-2021 Registered office moved from Merelbeke to Lochristi
- Guldensporenpark 20, 9820 Merelbeke → Beerveldse Baan 2, 9080 Lochristi
Summary:
v3.2
2020
13-05-2020 1 director appointed, 1 resigning
04-03-2020 Articles of association amended
Summary:
v3.2
2018
15-03-2018 3 reappointed
- Guy BRACKE, Bestuurder
- Stefaan VANDENBERGHE, Bestuurder
- Dirk VAN HELDER, Bestuurder
Summary:
v3.2
2017
02-05-2017 1 director appointed, 1 resigning
2016
03-03-2016 Tom VAN DER STRAETEN appointed as director
2015
07-04-2015 2 directors appointed, 8 reappointed
- Dirk VAN HELDER, Bestuurder
- Didier CAPORALI, Bestuurder
- Jan PROVOOST, Bestuurder
- Didier CAPORALI, Bestuurder
- Karine ROODHOOFT, Bestuurder
- Nick VANHALST, Bestuurder
- Jean-Paul NAUWELAERS, Bestuurder
- Guy BRACKE, Bestuurder
Summary:
v3.2
30-01-2015 3 directors appointed
- Karine ROODHOOFT, Bestuurder
- Nick VANHALST, Bestuurder
- Jean-Paul NAUWELAERS, Bestuurder
Summary:
v3.2
2014
13-08-2014 Stefaan VANDENBERGHE appointed as director
Analysis
Snowflake analysis
financial profile on 5 axes53
/ 100
Mixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Health
56
Profitability
34
Solvency
24
Growth
52
Stability
100
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We hold annual accounts for 15,322 of the 81,966 companies in this sector. 10,607 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
| Legal nameNL | STANWICK |
Registered office
Beerveldse Baan 2 bus 2
9080 Lochristi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.