Conceptosaurus
ActiveConceptosaurus has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317k and a net result of €11k. Equity is growing by ~56.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency92▼-6
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 4.97 in 2024; short-term debt: 24.9% and cash: 11.2% of total assets), and 33.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.7%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
29 d late
2022
88 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€317k▲ 3.6%
2024 · €306k
2021: €73k
2022: €110k
2023: €188k
2024: €306k
2021 → 2025
Total assets
€476k▲ 14.0%
2024 · €417k
2021: €172k
2022: €223k
2023: €231k
2024: €417k
2021 → 2025
Net result
€11k▼ 90.5%
2024 · €118k
2021: €66k
2022: €38k
2023: €78k
2024: €118k
2021 → 2025
Working capital
€282k▼ 3.4%
2024 · €292k
2021: €67k
2022: €99k
2023: €169k
2024: €292k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€110k▲ 52.0%€188k▲ 70.5%€306k▲ 62.7%€317k▲ 3.6%
Operating result€86k-€51k▼ 40.0%€76k▲ 47.4%€33k▼ 56.8%€19k▼ 41.7%
Net result€66k-€38k▼ 43.1%€78k▲ 106%€118k▲ 51.6%€11k▼ 90.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €476k
Fixed assets
€75k▲ 44.7%
Current assets
€401k▲ 9.7%
Equity and liabilities €476k
Equity
€317k▲ 3.6%
Debt
€159k▲ 42.7%
The debt ratio rises from 26.6% to 33.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▼
2024 · €42k
Cash flow
€29k▼
2024 · €127k
Solvency
66.7%▼
2024 · 73.4%
Current ratio
3.38▼
2024 · 4.97
Quick ratio
2.54▼
2024 · 4.24
Debt / equity
0.50▲
2024 · 0.36
ROE
3.5%▼
2024 · 38.5%
ROA
2.3%▼
2024 · 28.3%
Interest coverage
9.87▼
2024 · 57.36
Debt
€159k▲
2024 · €111k
Debt ≤ 1 year
€119k▲
2024 · €73k
Debt > 1 year
€40k▲
2024 · €37k
Income taxes
€7k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€417k€476k▲
Fixed assets21/28€52k€75k▲
Tangible fixed assets22/27€52k€74k▲
Plant, machinery and equipment23€10k€20k▲
Furniture and vehicles24€14k€23k▲
Other tangible fixed assets26€28k€31k▲
Financial fixed assets28€0€1k▲
Current assets29/58€365k€401k▲
Amounts receivable after more than one year29€105k€108k▲
Other amounts receivable291€105k€108k▲
Stocks and contracts in progress3€53k€100k▲
Stocks30/36€53k€100k▲
Amounts receivable within one year40/41€109k€135k▲
Trade receivables40€90k€120k▲
Other amounts receivable41€18k€15k▼
Current investments50/53€0-
Cash at bank and in hand54/58€98k€53k▼
Deferred charges and accrued income490/1€216€4k▲
Equity and liabilities
Total equity and liabilities10/49€417k€476k▲
Equity10/15€306k€317k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€300k€311k▲
Amounts payable17/49€111k€159k▲
Amounts payable after more than one year17€37k€40k▲
Financial debts170/4€37k€40k▲
Amounts payable within one year42/48€73k€119k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Financial debts43€2k€1k▼
Credit institutions430/8€2k€1k▼
Trade debts44€54k€99k▲
Suppliers440/4€54k€99k▲
Taxes, remuneration and social security45€0€5k▲
Taxes450/3€0€5k▲
Other amounts payable47/48€5k€0▼
Accrued charges and deferred income492/3€383€383=
Income statement
Code20242025
Non-recurring operating income76A-€779
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€18k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€-6k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€50k€33k▼
Operating profit (loss)9901€33k€19k▼
Financial income75/76B€97k€3k▼
Recurring financial income75€4k€3k▼
Non-recurring financial income76B€93k€0▼
Financial charges65/66B€734€4k▲
Recurring financial charges65€734€4k▲
Profit (loss) for the period before taxes9903€129k€19k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€118k€11k▼
Profit (loss) for the period to be appropriated9905€118k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€300k€311k▲
Profit (loss) brought forward from the previous period14P€182k€300k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €11k ▼90.5%
Net result drops to €11k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2021net €118k ▲51.6%
Net result €118k, the highest in the series.
31-12
Financial
Equity above €200kEq €306k ▲62.7%
4 profitable years in a row build equity to €306k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 5.02
Current ratio from 1.89 to 5.02; short-term debt falls from €112k to €42k.
31-12
Financial
Equity above €150kEq €188k ▲70.5%
3 profitable years in a row build equity to €188k.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Equity above €100kEq €110k ▲52%
2 profitable years in a row build equity to €110k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Achteromstraat 352018 AntwerpenGround area
71 m²
Building footprint
71 m²
Volume, LiDAR
628 m³
Parcel 11810K1715/00T003, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Conceptosaurus
since 20212.312.976.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1715/00T003 | Flanders | 71 m² | 1 · 71 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 576 EUR awarded · 576 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 576 EUR | 576 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 37,796 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
01430Raising of horses and other equines
59120Post-production of films, video and television programmes
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.