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STANDING IMMO CONSTRUCT

Active Private limited companyfounded 2018active for 7 yearsRue Grande 133, 7340 ColfontaineKBO/BCE: BE 0713.555.061

Lifetime

6 annual accounts with figures on one time axis
peak €10,352 (2023)
€7,694▼ 25.7%
lowest -€10,722 (2019)
€1,255▼ 51.5%
peak €15,328 (2024)
€15,328▲ 8.9%
€15,885▲ 6.0%
Board2 names since 2018
2 directorsSIMAZ Ludovic Julien Antoine and 1 other
Documentsfilings and deeds
09-09-202540 days late
2024micro format
Gross margin from €10,352 to €7,694Result from €2,589 to €1,255Registered office moved from Quaregnon to Colfontaine ex Pâtu… 05-08Cash from €4,146 to €14,675

Key points

from the 2024 annual accounts

Turnover

≈ €93,000 estimated

The accounts state no turnover.

Liquidity

1.80 was 1.27 in 2023

Short-term debts rose from €14,980 to €15,885.

Filings

6 annual accounts 103 days past the deadline
AprilJune31 JulyOctober202020222024

2025 accounts not filed: deadline was 31-07-2026.

Checked score

53
Fair
Financially stronger than 59% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 6.8% 01-2025: 6.7%▼ -0.1 percentage points vs 12-2024 02-2025: 5.8%▼ -0.9 percentage points vs 01-2025 03-2025: 5.9%▲ +0.1 percentage points vs 02-2025 04-2025: 6.0%▲ +0.1 percentage points vs 03-2025 05-2025: 5.9%▼ -0.1 percentage points vs 04-2025 06-2025: 5.8%▼ -0.1 percentage points vs 05-2025 07-2025: 5.9%▲ +0.1 percentage points vs 06-2025 08-2025: 7.5%▲ +1.6 percentage points vs 07-2025 09-2025: 8.1%▲ +0.6 percentage points vs 08-2025highest value 10-2025: 1.8%▼ -6.3 percentage points vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.7%▼ -0.1 percentage points vs 01-2026 03-2026: 1.8%▲ +0.1 percentage points vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%▲ +0.2 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 1.9%▼ -0.2 percentage points vs 06-2026 08-2026: 2.7%▲ +0.8 percentage points vs 07-2026 09-2026: 1.4%▼ -1.3 percentage points vs 08-2026lowest value 10-2026: 2.5%▲ +1.1 percentage points vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026

Financial strength
Strong

74+1equity 49.1% of total assets
74+32short-term debt 50.9% · cash 47.0%
74-6return on assets 4.0%

Score breakdown

raises risk
Figures for financial year 2024 (filed on 09-09-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 40 days late; 1 of the last 3 accounts late
Founded in 2018
lowers risk
Liquidity: current ratio 1.80, cash €14,675
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 57% of them on solvency, 78% on liquidity, 49% on profitability and 52% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,047 companies had the same profile as STANDING IMMO CONSTRUCT has now. Each dot stands for 13 companies, two years later.

94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of STANDING IMMO CONSTRUCT itself: 2.5% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,047 companies, not a prediction for STANDING IMMO CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 1.8 (1.27 in 2023), above the usual 1.5. Short-term debt is 50.9% and cash 47% of total assets. However, 50.9% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 09-09-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.80, cash €14,675
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 40 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 6 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 40 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-09-2025, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
not filed
2024
40 days late
2023
30 days late
2022
30 days late
2021
74 days late
2020
25 days late
2019
38 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 40 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • SIMAZ Ludovic Julien Antoine 186 sharesdeed of 19-11-2018
Board & ownership

Recent changes

Registered office moved from Quaregnon to Colfontaine ex Pâturages New registered office: rue Grande 133 A, 7340 Colfontaine ex Pâturages · Previous registered office: Route de Mons 52, 7390 Quaregnon · Resignation: SIMAZ Ludovic (manager) · Gazette deed
Registered office moved from Nimy to Quaregnon New registered office: Route de Mons, 52 à 7390 Quaregnon · Previous registered office: Rue Lecat, 1/2 à 7020 Nimy · General meeting of 31-03-2023 · Gazette deed
Incorporation Founding capital of €18,600, 186 shares, €12,400 paid up · Founder: SIMAZ Ludovic Julien Antoine · Appointment: SIMAZ Ludovic Julien Antoine (manager) · published on 19-11-2018 · Gazette deed
First establishment Route de Mons 52, Quaregnon
All 14 events

Comparable companies

same main activity, similar in size and age
Company
STANDING IMMO CONSTRUCT Colfontaine €31,213 €7,694 49.1% -
LI-NO-EL Beringen €29,654 €7,917 -82.2% -
RAFIX Antwerp €31,054 €6,523 26.7% -
ALBINVEST Anderlecht €34,086 €8,938 -38.4% -
KURIOSA Auderghem €25,575 €7,054 84.2% -
Winsmarc Antwerp €35,720 €9,172 46.9% -
MATTHIAS TAVEIRNE ALGEMENE KARWEIEN Aalter €37,269 €8,603 52.4% -

These companies have the same main activity as STANDING IMMO CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €25,600 and €37,300, founded between 2018 and 2019.

Official details

Source: KBO
Status
Active since 14-11-2018Normal situation
Activity
General construction of residential buildingsNACE 41001and 4 others
Establishment unit
2.325.188.2857390 Quaregnon, since 14-11-2018
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2024

€31,213▲ 7.4%
Filing
Filed on 09-09-2025
Financials

Insights on STANDING IMMO CONSTRUCT

STANDING IMMO CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€10,349 in 2019 to €7,694 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STANDING IMMO CONSTRUCT

What is the company number of STANDING IMMO CONSTRUCT?
The company number of STANDING IMMO CONSTRUCT is 0713.555.061. The VAT number is the same number with BE in front: BE 0713.555.061.
Where is STANDING IMMO CONSTRUCT based?
The registered office is at Rue Grande 133, 7340 Colfontaine.Company details
What does STANDING IMMO CONSTRUCT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of STANDING IMMO CONSTRUCT?
STANDING IMMO CONSTRUCT is a private limited company (BV).
When was STANDING IMMO CONSTRUCT founded?
STANDING IMMO CONSTRUCT was founded on 14-11-2018.
Is STANDING IMMO CONSTRUCT still active?
Yes, STANDING IMMO CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of STANDING IMMO CONSTRUCT?
The turnover in financial year 2024 is ≈ €93,000. This figure is estimated from the gross margin of €7,694 and 263 comparable companies (NACE 41001). It probably lies between €48,000 and €170,000. It is a rough estimate.Financials
Is STANDING IMMO CONSTRUCT profitable?
In financial year 2024, STANDING IMMO CONSTRUCT made a profit of €1,255.
Where can I find the annual accounts of STANDING IMMO CONSTRUCT?
STANDING IMMO CONSTRUCT filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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