STANDING IMMO CONSTRUCT
ActiveFrom the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of STANDING IMMO CONSTRUCT is 2.5% (moderate). The 2024 annual accounts show equity of €15,328 and a net result of €1,255, of which €1,800 non-recurring income. Equity has been growing by about 34% per year since 2019. Its solvency ranks better than 57% of 9,836 sector peers (NACE 41, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 14-11-2018 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue Grande 133, 7340 Colfontaine
- Activity
- General construction of residential buildings NACE 41001and 4 others
- Establishment unit
- 2.325.188.285 7390 Quaregnon, since 14-11-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.5%
- Gross margin
- €7,694
- ▼ 25.7%
- Turnover
- ≈ €93,000
- estimated
- Profit
- €1,255
- ▼ 51.5%
- Equity
- €15,328
- ▲ 8.9%
- Total assets
- €31,213
- ▲ 7.4%
Score breakdownraises riskFigures for financial year 2024 (filed on 09-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 40 days late; 1 of the last 3 accounts lateFounded in 2018lowers riskLiquidity: current ratio 1.80, cash €14,675Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 57% of them on solvency, 78% on liquidity, 49% on profitability and 52% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 40 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 1 November 2026.
Annual accounts 2024
- Financial year ended
- 31-12-2024
- Filed on
- 09-09-2025
- Format
- micro format
- Reference
- 2025-00487275
2020 to 2024, 5 financial years 2019 to 2024, 6 financial years
The operating result for 2024 is 98% lower than in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Companies with the same profile, two years later
Historical observationIn July 2024, 5,047 companies had the same profile as STANDING IMMO CONSTRUCT has now. Two years later, 2.2% had gone bankrupt and 93.9% were still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of STANDING IMMO CONSTRUCT itself: 2.5% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for STANDING IMMO CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €1,800 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €7,227 | €7,430 | €7,433 | = |
| Other operating charges640/8 | - | - | €269 | €255 | €149 | €201 | ▲ 35.2% |
| Gross operating margin9900 | -€10,349 | €1,170 | €5,083 | €6,302 | €10,352 | €7,694 | ▼ 25.7% |
| Operating profit (loss)9901 | -€10,711 | €915 | €4,814 | -€1,180 | €2,774 | €60 | ▼ 97.8% |
| Financial income75/76B | - | - | €50 | - | €0 | €1,707 | ▲ 42,684× |
| Recurring financial income75 | €0 | €0 | €50 | - | €0 | €1,707 | ▲ 42,684× |
| Financial charges65/66B | - | - | €550 | €280 | €185 | €513 | ▲ 178% |
| Recurring financial charges65 | €11 | €162 | €550 | €280 | €185 | €513 | ▲ 178% |
| Profit (loss) for the period before taxes9903 | -€10,722 | €752 | €4,315 | -€1,460 | €2,589 | €1,255 | ▼ 51.5% |
| Profit (loss) for the period9904 | -€10,722 | €752 | €4,315 | -€1,460 | €2,589 | €1,255 | ▼ 51.5% |
| Profit (loss) for the period to be appropriated9905 | -€10,722 | €752 | €4,315 | -€1,460 | €2,589 | €1,255 | ▼ 51.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €4,151 | €10,984 | €31,355 | €43,072 | €29,054 | €31,213 | ▲ 7.4% |
| Fixed assets21/28 | - | - | €21,050 | €16,323 | €9,993 | €2,560 | ▼ 74.4% |
| Tangible fixed assets22/27 | - | - | €21,000 | €16,273 | €8,843 | €1,410 | ▼ 84.1% |
| Plant, machinery and equipment23 | - | - | €7,000 | €4,690 | €2,380 | €68 | ▼ 97.2% |
| Furniture and vehicles24 | - | - | €14,000 | €11,583 | €6,463 | €1,343 | ▼ 79.2% |
| Financial fixed assets28 | - | - | €50 | €50 | €1,150 | €1,150 | = |
| Current assets29/58 | €4,151 | €10,984 | €10,305 | €26,749 | €19,061 | €28,653 | ▲ 50.3% |
| Stocks and contracts in progress3 | - | - | - | - | - | €2,500 | - |
| Stocks30/36 | - | - | - | - | - | €2,500 | - |
| Amounts receivable within one year40/41 | €2,680 | €9,504 | €4,037 | €26,689 | €14,147 | €11,479 | ▼ 18.9% |
| Trade receivables40 | - | - | €2,680 | €20,976 | €6,400 | €9,319 | ▲ 45.6% |
| Other amounts receivable41 | - | - | €1,357 | €5,713 | €7,747 | €2,160 | ▼ 72.1% |
| Cash at bank and in hand54/58 | €1,471 | €1,481 | €5,652 | €60 | €4,146 | €14,675 | ▲ 254% |
| Deferred charges and accrued income490/1 | - | - | €616 | - | €768 | - | - |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €4,151 | €10,984 | €31,355 | €43,072 | €29,054 | €31,213 | ▲ 7.4% |
| Equity10/15 | €1,678 | €2,431 | €6,745 | €11,485 | €14,074 | €15,328 | ▲ 8.9% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | €12,400 | €18,600 | €18,600 | - | - |
| Issued capital100 | - | - | €18,600 | €18,600 | €18,600 | - | - |
| Uncalled capital101 | - | - | €6,200 | - | - | - | - |
| Contributions outside capital11 | - | - | - | - | - | €18,600 | - |
| Other1109/19 | - | - | - | - | - | €18,600 | - |
| Profit (loss) carried forward14 | -€10,722 | -€9,969 | -€5,655 | -€7,115 | -€4,526 | -€3,272 | ▲ 27.7% |
| Amounts payable17/49 | €2,472 | €8,554 | €24,610 | €31,587 | €14,980 | €15,885 | ▲ 6.0% |
| Amounts payable after more than one year17 | - | - | €22,500 | €18,500 | - | - | - |
| Other amounts payable178/9 | - | - | €22,500 | €18,500 | - | - | - |
| Amounts payable within one year42/48 | €2,472 | €8,554 | €2,110 | €13,087 | €14,980 | €15,885 | ▲ 6.0% |
| Trade debts44 | €1,469 | €7,189 | €244 | €9,967 | €6,894 | €8,997 | ▲ 30.5% |
| Suppliers440/4 | - | - | €244 | €9,967 | €6,894 | €8,997 | ▲ 30.5% |
| Taxes, remuneration and social security45 | - | - | €407 | €1,500 | - | - | - |
| Taxes450/3 | - | - | €407 | €1,500 | - | - | - |
| Other amounts payable47/48 | - | - | €1,460 | €1,620 | €8,086 | €6,888 | ▼ 14.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,722 | €752 | €4,315 | -€1,460 | €2,589 | €1,255 | ▼ 51.5% |
| + Depreciation and write-downs630 | - | - | - | €7,227 | €7,430 | €7,433 | = |
| Operating cash flow (approximation) | -€10,722 | €752 | €4,315 | €5,767 | €10,019 | €8,687 | ▼ 13.3% |
| Investment in fixed assets (approximation) | - | - | - | -€2,500 | -€1,100 | €0 | - |
| Change in cash | - | €10 | €4,171 | -€5,592 | €4,085 | €10,529 | ▲ 158% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 09-09-2025 | 2025-00487275 | |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00415156 | |
| 31-12-2022 | full format | 30-08-2023 | 2023-00401458 | |
| 31-12-2021 | full format | 13-10-2022 | 2022-20461117 | |
| 31-12-2020 | full format | 25-08-2021 | 2021-53900536 | |
| 31-12-2019 | full format | 07-09-2020 | 2020-51400302 |
Comparable companies
These companies have the same main activity as STANDING IMMO CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €25,600 and €37,300, founded between 2018 and 2019.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| STANDING IMMO CONSTRUCT Colfontaine | 2018 | €31,213 | €15,328 | €7,694 | €1,255 | 2024 |
| LI-NO-EL Beringen | 2018 | €29,654 | -€24,370 | €7,917 | €8 | 2025 |
| RAFIX Antwerpen | 2019 | €31,054 | €8,293 | €6,523 | €575 | 2025 |
| ALBINVEST Anderlecht | 2019 | €34,086 | -€13,097 | €8,938 | €2,694 | 2025 |
| KURIOSA Oudergem | 2018 | €25,575 | €21,531 | €7,054 | €725 | 2025 |
| Winsmarc Antwerpen | 2018 | €35,720 | €16,739 | €9,172 | €2,058 | 2025 |
| MATTHIAS TAVEIRNE ALGEMENE KARWEIEN Aalter | 2018 | €37,269 | €19,515 | €8,603 | €800 | 2025 |
They were chosen from the 15,546 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| SIMAZ Ludovic |
|
The board according to the articles of association
Board and representation
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “B/ Pouvoirs Chaque administrateur agissant seul représente la société à l'égard des tiers et en justice et peut poser tous les actes…”
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, un ou plusieurs administrateurs”“Mandat d’administrateur rémunéré ou gratuit, assemblée générale”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Assemblée générale délibérant comme en matière de modification des statuts”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Après confirmation par Tribunal de l’Entreprise compétent, si plusieurs forment collège”
Articles of association, deed of 05-08-2024
Owners and capital
Capital transactions
- 05-08-2024 Converted to unavailable equity
Shares according to the articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Cédant du sort réservé, expert choisi de commun accord ou défaut Président Tribunal de l’Entreprise du siège social statuant comme en référé”
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Conformément au prescrit de l’article 5:25 CSA, registre des actions”“Annule toutes décisions prises, prorogation”“Une voix par action, présidence,délibérations,procès-verbaux”Liquidation distribution: “Réparti également entre toutes actions, actif net entre actionnaires au prorata nombre d’actions”“Exécution des statuts, élection de domicile”“Droit commun, clauses contraires aux impératives censées non écrites”“Vote en cas de démembrement d'actions, usufruitier”3 more provisions in the deed, see the deed of 05-08-2024
Articles of association, deed of 05-08-2024 (in French)
Group and network
Connections & network
1 current directorThe network starts from the directors of STANDING IMMO CONSTRUCT. Every other company they run is a node.
History
Acts, filings and financial milestones
05-08
Gazette deed
Resignation: SIMAZ Ludovic (manager)Reappointment: SIMAZ Ludovic (director) · Power of attorney · Director discharge12 points ▸
- Power of attorney, Pierre GLINEUR
- Director resignation, SIMAZ Ludovic (manager)
- Director reappointment, SIMAZ Ludovic (director (not named in the articles))
- Director discharge, SIMAZ Ludovic
- Registered office clause, “7340 Colfontaine ex Pâturages rue Grande,133 A” (deed in French)
- Other provision, “adoption des résolutions, adoptées à l’unanimité” (deed in French)
- General meeting, “assemblée générale extraordinaire, a pris les résolutions suivantes” (deed in French)
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “suppression, fonds disponibles pour distribution” (deed in French)
- Registered-office move, 7340 Colfontaine ex Pâturages,rue Grande,133 A
- Capital
06-09
Gazette deed
Registered officeRegistered-office move · Director in office3 points ▸
- General meeting, 31-03-2023
- Registered-office move, Route de Mons, 52 à 7390 Quaregnon
- Director in office, SIMAZ, Ludovic (manager)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0713.555.061
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Sites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53064A0062/00C011 | Wallonia | 786 m² | 1 · 163 m² | 7.4 m · 2 |
| 53080A0056/00Y002 | Wallonia | 185 m² | 1 · 50 m² | 11.0 m · 3 |