Equity
-€3,997
Debts exceed assets in financial year 2024.
SR AUTO
Lifetime
1 annual account with figurespeak -€6,962 (2024)
-€6,962
lowest -€6,997 (2024)
-€6,997
peak -€3,997 (2024)
-€3,997
€23,486
Board2 names since 2024
1 directorSPOIDEN Thomas Yolande Stéphane
Documentsfilings and deeds
21-08-202521 days late
2024micro format
Loss of €6,997Resignation: REMY Jérémy (director) 06-12Incorporation 30-081 establishment registeredFirst year with figures
Key points
from the 2024 annual accountsDebts
€23,486 121% of the balance sheet
Suppliers 55%Taxes and wages 5%Other 40%
At the same address
955 companies
2024 accounts filed 21 days after the deadlineTurnover not published (micro format)
Checked score
47
Fair
Financially stronger than 24% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 1.3%lowest value
10-2025: 1.3%● unchanged vs 09-2025lowest value
11-2025: 1.3%● unchanged vs 10-2025lowest value
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.5%▲ +0.2 percentage points vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.4%▼ -0.1 percentage points vs 05-2026
07-2026: 1.5%▲ +0.1 percentage points vs 06-2026
08-2026: 2.2%▲ +0.7 percentage points vs 07-2026
09-2026: 2.5%▲ +0.3 percentage points vs 08-2026
10-2026: 3.8%▲ +1.3 percentage points vs 09-2026highest value
11-2026: 3.8%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 21-08-2025)
Founded in 2024
lowers risk
Size: total assets €19,489
Liquidity: current ratio 0.38, cash €8,896
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 14% of them on solvency, 52% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as SR AUTO has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SR AUTO itself: 3.8% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for SR AUTO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.38, below 1. Short-term debt is 120.5% and cash 45.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2024 accounts filed 21 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 21 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- REMY Jérémy Christopher Fabrice 50 sharesdeed of 30-08-2024
- SPOIDEN Thomas Yolande Stéphane 50 sharesdeed of 30-08-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012912996
Resignation: REMY Jérémy (director)
General meeting of 30-09-2024 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founders: REMY Jérémy Christopher Fabrice (partner and founder) and SPOIDEN Thomas Yolande Stéphane (partner and founder) · Appointments: REMY Jérémy Christopher Fabrice (director) and SPOIDEN Thomas Yolande Stéphane (director) · published on 30-08-2024 · Gazette deed
First establishment
Rue de la Tulipe 1, Seraing
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SR AUTO Kraainem | - | - | -20.5% | - |
| AFC CARS Kraainem | €78,203 | 0.3% | 16.1% | - |
| ACH CARS Dilbeek | - | - | -72.0% | - |
| RBM INVEST Sint-Pieters-Leeuw | - | - | -94.4% | - |
| AUTO LABEL Zaventem | - | - | 7.0% | - |
| HAY CARS Vilvoorde | - | - | -1.8% | - |
| PRIME AUTO Vilvoorde | €69,589 | -2.2% | 2.5% | - |
These companies have the same main activity as SR AUTO: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €15,600 and €21,800, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 28-08-2024Normal situation
- Registered office
- 957 active companies are registered at this address96 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 1 other
- Establishment unit
- 2.363.510.6114102 Seraing, since 28-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-05-2026
Insights on SR AUTO
The computed 12-month bankruptcy probability of SR AUTO is 3.8% (moderate). The 2024 annual accounts show negative equity (-€3,997) and a net result of -€6,997.
Its solvency ranks better than 16% of 25,554 sector peers (NACE 47, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SR AUTO
- What is the company number of SR AUTO?
- The company number of SR AUTO is 1012.912.996. The VAT number is the same number with BE in front: BE 1012.912.996.
- Where is SR AUTO based?
- The registered office is at Steenweg op Mechelen 455, 1950 Kraainem.Company details
- What does SR AUTO do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of SR AUTO?
- SR AUTO is a private limited company (BV).
- When was SR AUTO founded?
- SR AUTO was founded on 28-08-2024.
- Is SR AUTO still active?
- Yes, SR AUTO is an active enterprise in the KBO register.
- What is the turnover of SR AUTO?
- The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
- Is SR AUTO profitable?
- In financial year 2024, SR AUTO made a loss of €6,997.
- Where can I find the annual accounts of SR AUTO?
- SR AUTO filed 1 annual account with the National Bank of Belgium, for financial year 2024.
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