Debts
€15,215 97% of the balance sheet
PRIME AUTO
Lifetime
1 annual account with figurespeak €69,589 (2025)
€69,589
lowest -€1,602 (2025)
-€1,602
peak €398 (2025)
€398
€15,215
Board1 name since 2024
1 directorEL BELHADJI Adil
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Loss of €1,602First year with figures
Key points
from the 2025 annual accounts2025 accounts filed 61 days after the deadline
Checked score
52
Fair
Financially stronger than 30% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 1.8%lowest value
01-2026: 1.8%● unchanged vs 12-2025lowest value
02-2026: 1.9%▲ +0.1 percentage points vs 01-2026
03-2026: 2.2%▲ +0.3 percentage points vs 02-2026
04-2026: 2.3%▲ +0.1 percentage points vs 03-2026
05-2026: 2.6%▲ +0.3 percentage points vs 04-2026
06-2026: 2.6%● unchanged vs 05-2026
07-2026: 2.9%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 2.8%▼ -0.1 percentage points vs 07-2026
09-2026: 2.8%● unchanged vs 08-2026
10-2026: 2.1%▼ -0.7 percentage points vs 09-2026
11-2026: 2.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
Founded in 2024
Equity €398 (2.5% of total assets)
lowers risk
Liquidity: current ratio 1.03, cash €7,602
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 52% on liquidity and 16% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 167 companies had the same profile as PRIME AUTO has now. Each dot is one company, two years later.
89.2%
were still trading
6.6%
stopped another way
4.2%
went bankrupt
That fits the bankruptcy probability of PRIME AUTO itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 167 companies, not a prediction for PRIME AUTO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22939 sector peers (2025).
NBB · sector comparisonPosition among 22939 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016360258
Incorporation
Founding capital of €2,000, 100 shares · Founder: EL BELHADJI Adil · Appointment: EL BELHADJI Adil (director) · published on 21-11-2024 · Gazette deed
First establishment
Guldenschaapstraat 6, Vilvoorde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PRIME AUTO Vilvoorde | €69,589 | -2.2% | 2.5% | - |
| AUTO LABEL Zaventem | - | - | 7.0% | - |
| AFC CARS Kraainem | €78,203 | 0.3% | 16.1% | - |
| TOMOBIL Zaventem | - | - | -33.5% | - |
| RBM INVEST Sint-Pieters-Leeuw | - | - | -94.4% | - |
| SR AUTO Kraainem | - | - | -20.5% | - |
| LEO CARS Beyne-Heusay | - | - | 45.1% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as PRIME AUTO: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €15,900 and €19,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 19-11-2024Normal situation
- Registered office
- 284 active companies are registered at this address64 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811
- Establishment unit
- 2.367.029.1371800 Vilvoorde, since 19-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-02-2026
Insights on PRIME AUTO
The computed 12-month bankruptcy probability of PRIME AUTO is 2.1% (moderate). The 2025 annual accounts show equity of €398 and a net result of -€1,602.
Its solvency ranks better than 24% of 22,939 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PRIME AUTO
- What is the company number of PRIME AUTO?
- The company number of PRIME AUTO is 1016.360.258. The VAT number is the same number with BE in front: BE 1016.360.258.
- Where is PRIME AUTO based?
- The registered office is at Guldenschaapstraat 6, 1800 Vilvoorde.Company details
- What does PRIME AUTO do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of PRIME AUTO?
- PRIME AUTO is a private limited company (BV).
- When was PRIME AUTO founded?
- PRIME AUTO was founded on 19-11-2024.
- Is PRIME AUTO still active?
- Yes, PRIME AUTO is an active enterprise in the KBO register.
- What is the turnover of PRIME AUTO?
- The turnover of PRIME AUTO was €69,589 in financial year 2025, according to the filed annual accounts.Financials
- Is PRIME AUTO profitable?
- In financial year 2025, PRIME AUTO made a loss of €1,602.
- Where can I find the annual accounts of PRIME AUTO?
- PRIME AUTO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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