RBM INVEST

Active

Private limited companyfounded 2024active for 1 yearKBO/BCE: BE 1017.987.680

Summary

The computed 12-month bankruptcy probability of RBM INVEST is 9.6% (elevated). The 2025 annual accounts show negative equity (-€18,157) and a net result of -€19,157. Its solvency ranks better than 9% of 22,479 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Risk analysisFollow Report Compare

RBM INVESTActiveChecked score 29/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

1 site

Size

€19,232total assets 2025

Equity: -€18,157
Loss: -€19,157

Turnover not published (micro format)

Financial health

29 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 9.6%

Structure

BAHRAOUI RayhaneDirector

Accounts 50 days early

Why 29raises riskEx-officio strike-off in the KBO1 change of registered office in 24 monthsFounded in 2024lowers riskSize: total assets €19,232Show the evidence

Checked score

Score 2025

29 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 5% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 0

equity -94.4% of total assets

Liquidity 0

short-term debt 194.4% · cash 0.0%

Profitability 0

return on assets -99.6%

Bankruptcy probability, 12 months

9.6% Elevated

0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,213 companies, NACE 47, micro)

Last 24 months 01-2026: 3.8%lowest value 02-2026: 3.8%● unchanged vs 01-2026lowest value 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 4.3%▲ +0.5 percentage points vs 03-2026 05-2026: 8.1%▲ +3.8 percentage points vs 04-2026 06-2026: 8.8%▲ +0.7 percentage points vs 05-2026 07-2026: 8.8%● unchanged vs 06-2026 08-2026: 9.2%▲ +0.4 percentage points vs 07-2026 09-2026: 9.4%▲ +0.2 percentage points vs 08-2026 10-2026: 9.6%▲ +0.2 percentage points vs 09-2026highest value

No credit on open account

Liquidity insufficient (current ratio 0.51, below 1; short-term debt: 194.4% and cash: 0% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 1% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.

lowers riskraises riskneutral

Ex-officio strike-off in the KBO

KBO publications

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €19,232

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

50 days early

← before the deadline after the deadline →

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

11-06-2026 Annual accounts filedfinancial year 2025 · micro…
28-04-2026 Address struckevent 19-02-2026
07-04-2025 Registered officeRegistered-office move

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€18,157 View
Caution: Among the weakest 10% on solvencysector median 33.4% · 22,479 companies -94.4% View
One director decidessole director in office 1 View