SPV FAMILY
ActiveSummary
The computed 12-month bankruptcy probability of SPV FAMILY is 2.8% (moderate). The 2025 annual accounts show equity of €21,420 and a net result of €412,457. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 15% of 5,036 sector peers (NACE 47, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 20-03-2012 Normal situation
- Activity
- Retail trade NACE 47713
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 31-03-2024
- Establishment unit
- 2.208.130.863 5070 Fosses-la-Ville, since 20-03-2012
- Financial year end
- 31 March
- Peppol
- Reachable since 23-12-2025
Board and ownership
- GALAND PaulineDirector
- SHPVDirector · permanent representative Silvio VECCHIO
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.8%
- Gross margin
- €498,699
- ▲ 188%
- Turnover
- ≈ €1.8m
- estimated
- Profit
- €412,457
- ▲ 20×
- Equity
- €21,420
- Total assets
- €538,620
- ▼ 18.4%
- Staff
- 6.7 FTE
- =
- 2026 accounts not filed, 2 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 02-11-2025)Equity €21,420 (4.0% of total assets)Size: 6.7 FTE, total assets €538,620Liquidity: current ratio 1.19, cash €2,755, halvedShow the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 22% of them on solvency, 7% on liquidity, 96% on profitability and 98% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 5 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Key points
Recent changes
- · Gazette deed Capital increase of €40,000Appointments: SHPV (director) and GALAND Pauline (director) · Permanent representative: Silvio VECCHIO
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as SPV FAMILY: retail trade (NACE 47713). They are comparable in size and age: total assets between €344,000 and €922,000, founded between 1996 and 2013.
| Company | Total assets | Gross margin |
|---|---|---|
| SPV FAMILY Fosses-la-Ville | €538,620 | €498,699 |
| THE LITTLE ONES Antwerpen | €617,991 | €246,574 |
| I X I DISTRIBUTION Etterbeek | €922,440 | €461,533 |
| MAJOR DISTRIBUTION Elsene | €344,282 | €176,601 |
| CAFMEYER JUNIOR Knokke-Heist | €517,401 | €221,537 |
| UNICELL Sint-Niklaas | €775,792 | €261,981 |
| GAVANTI Mortsel | €705,256 | €199,645 |
Key facts about SPV FAMILY
- What is the company number of SPV FAMILY?
- The company number of SPV FAMILY is 0844.549.405. The VAT number is the same number with BE in front: BE 0844.549.405.
- Where is SPV FAMILY based?
- The registered office is at Rue du Cimetière 7A, 5070 Fosses-la-Ville.Company details
- What does SPV FAMILY do?
- According to the KBO register, the main activity is retail trade (NACE 47713).
- What is the legal form of SPV FAMILY?
- The legal form of SPV FAMILY is Private limited company (BV).
- When was SPV FAMILY founded?
- SPV FAMILY was founded on 20-03-2012.
- Is SPV FAMILY still active?
- Yes, SPV FAMILY is an active enterprise in the KBO register.
- How many employees does SPV FAMILY have?
- SPV FAMILY had an average of 6.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SPV FAMILY fall under?
- In its 31-03-2024 annual accounts, SPV FAMILY states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of SPV FAMILY?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €498,699 and 47 comparable companies (NACE 477). It probably lies between €1.4m and €3.0m. In financial year 2021 turnover was €758,588.
- Is SPV FAMILY profitable?
- In financial year 2025, SPV FAMILY made a profit of €412,457.
- Where can I find the annual accounts of SPV FAMILY?
- SPV FAMILY filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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