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A & C

Active
Public limited companyfounded 2000active for 26 yearsA. Rodenbachstraat 55, 9470 Denderleeuw, BelgiumKBO/BCE: BE 0471.709.713
Summary

A & C has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€92,596) and a net result of -€12,573. Equity is shrinking by about 46% per year across the filed financial years. Its solvency ranks better than 10% of 21,997 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Retail trade
NACE 47713
1 site
Size
€142,436total assets 2025
Equity
-€92,596
Loss
-€12,573
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
Accounts 19 days early0 of 4 deeds read
Why 53raises riskName on a sanctions listCapped at 59: negative equityNegative equity -€92,596Loss of €12,573, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)lowers riskSize: total assets €142,436Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 12% of its sector peers (NACE 47, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -65.0% of total assets
Liquidity 2-5
short-term debt 87.8% · cash 0.7%
Profitability 8+1
return on assets -8.8%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,189 companies, NACE 47, micro)
Last 24 months 11-2024: 3.0% 12-2024: 3.1%▲ +0.1 percentage points vs 11-2024 01-2025: 3.1%● unchanged vs 12-2024 02-2025: 3.0%▼ -0.1 percentage points vs 01-2025 03-2025: 3.3%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 2.9%▼ -0.4 percentage points vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 2.9%● unchanged vs 05-2025 07-2025: 2.9%● unchanged vs 06-2025 08-2025: 2.9%● unchanged vs 07-2025 09-2025: 2.9%● unchanged vs 08-2025 10-2025: 1.5%▼ -1.4 percentage points vs 09-2025 11-2025: 1.4%▼ -0.1 percentage points vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.3%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 1.4%▲ +0.1 percentage points vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 1.4%● unchanged vs 07-2026 09-2026: 1.4%● unchanged vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.94, compared with 1.05 in 2024, below 1; short-term debt: 87.8% and cash: 0.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 5% on liquidity, 16% on profitability and 22% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €142,436
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€92,596
NBB · annual accounts
raises risk · Loss of €12,573, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€92,596
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 12-03-2026, 19 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
19 days early
2024
14 days early
2023
2 days early
2022
7 days early
2021
on the day
2020
on the day
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-08-2026 is due by 31-03-2027. Nothing is late today. The company usually files around 24 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-08-2026 year end14-10-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Name match with a sanctions list

1 entry
SZRZ Rt.alias Aкционерное общество “Cаратовский радиоприборный завод”
EU sanctions list · programme UKR · 2024/753 (OJ L23022024) · listed since 23-02-2024 · exact name match (100%)

A name match is not a finding that this company itself is on the list; check the entry at the source.

  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: Name on a sanctions lista name, not a verdict: check the source Match View
  • Risk: Negative equityfinancial year 2025: debts exceed assets -€92,596 View
  • Risk: 7 loss-making years in a rowloss financial year 2025 -€12,573 View
  • Caution: Among the weakest 5% on equitysector median €41,624 · 22,037 companies -€92,596 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

By topic

Financials

Financial year
2025
Total assets
€142,436
Loss
-€12,573
Solvency
-65.0%
Total assets▼ 15.9%
Net result
20192025
Go to Financials

Timeline

Events
26
Since
2002
Next accounts
by 31-03-2027
  1. 24-03-2023Annual accounts filed
  2. 31-03-2022Annual accounts filed
  3. 31-08-2021Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail tradeNACE 47713
Founded
17-04-2000
Year ends
31-08
Peppol
Reachable for e-invoices
Go to Company details

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