SHPV
ActiveSHPV has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €372k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 1511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency32▲+32
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.73 in 2024; short-term debt: 93.4% and cash: 0% of total assets), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.6%
Return on assets
83.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
22 d early
2023
27 d late
2022
29 d late
2021
17 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€85k
EBIT margin
207.1%
Net result
€372k
2024 · €-13k
2018: €-17k
2019: €14k
2020: €166k
2021: €26k
2022: €-1k
2023: €-24k
2024: €-13k
2018 → 2025
Working capital
€28k
2024 · €-21k
2018: €-182k
2019: €-168k
2020: €-7k
2021: €18k
2022: €14k
2023: €-8k
2024: €-21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€19k▼ 7.0%€-5k€-18k▼ 271%€29k
Operating result€35k-€-4k€-14k▼ 287%€-13k▲ 2.7%€372k
Net result€26k-€-1k€-24k▼ 1,570%€-13k▲ 43.4%€372k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €372k after a loss of €13k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €446k
Fixed assets
€2k▼ 40.2%
Current assets
€444k▲ 677%
Equity and liabilities €446k
Equity
€29k
Debt
€417k
Debt finances 93.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€373k▲
2024 · €-12k
Cash flow
€374k▲
2024 · €-12k
Solvency
6.6%▲
2024 · -30.5%
Current ratio
1.07▲
2024 · 0.73
Quick ratio
1.07▲
2024 · 0.73
Debt / equity
14.26▲
2024 · -4.28
ROA
83.6%▲
2024 · -22.3%
Interest coverage
110.19▲
2024 · -6.41
Debt
€417k▲
2024 · €78k
Debt ≤ 1 year
€417k▲
2024 · €78k
Income taxes
€3k
A ratio outside any meaningful range has been withheld (balance sheet total €446k, equity €29k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€446k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€57k€444k▲
Amounts receivable within one year40/41€57k€438k▲
Trade receivables40€3k-
Other amounts receivable41€54k€438k▲
Cash at bank and in hand54/58€87€20▼
Deferred charges and accrued income490/1€272€6k▲
Equity and liabilities
Total equity and liabilities10/49€60k€446k▲
Equity10/15€-18k€29k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-37k€11k▲
Amounts payable17/49€78k€417k▲
Amounts payable within one year42/48€78k€417k▲
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€4k€87k▲
Taxes450/3€4k€87k▲
Other amounts payable47/48€66k€327k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€387€400▲
Gross operating margin9900€-12k€373k▲
Operating profit (loss)9901€-13k€372k▲
Financial income75/76B€2k€8k▲
Recurring financial income75€2k€8k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-13k€376k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-13k€372k▲
Profit (loss) for the period to be appropriated9905€-13k€372k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€336k▲
Profit (loss) brought forward from the previous period14P€-24k€-37k▼
Profit to be distributed694/7-€325k
Directors or managers695-€325k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €372k
Net result €372k after 3 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-04-2025
Resigned as Director
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Quartiers,Vitrival 75070 Fosses-la-VilleGround area
706 m²
Building footprint
130 m²
Volume, LiDAR
631 m³
Parcel 92132B0383/00P000, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLANET TROOZ
since 20092.176.460.066
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92132B0383/00P000 | Wallonia | 706 m² | 1 · 130 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MD-Verhuur
BE 0794.807.904
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VDMV SANIRENT
BE 0460.201.850
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C&N
BE 0461.514.122
Mons · Eq €31k
Of 881 companies in sector 77229 we hold annual accounts for 319. 209 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-02-2008
Fiscal year end31-12
Activities, NACEBEL
77220Rental and leasing activities
77229Renting and leasing of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.