SPRIMAT
ActiveSummary
SPRIMAT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €104,452. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2023
Profitability70▼-2
Solvency43▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.18 in 2023; short-term debt: 65.7% and cash: 8.1% of total assets), and 81.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.4%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
5 d late
2022
20 d early
2021
11 d late
2020
20 d late
2019
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€104,452▼ 49.3%
2023 · €206,100
Working capital
€2.3m▲ 88.9%
2023 · €1.2m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€212,319€225,511▲ 6.2%€340,776▲ 51.1%€317,658▼ 6.8%€164,095-
Net result€173,300above the sector's middle half▲ 244%€151,530above the sector's middle half▼ 12.6%€230,957above the sector's middle half▲ 52.4%€206,100above the sector's middle half▼ 10.8%€104,452above the sector's middle half-
Equity€779,983above the sector's middle half▲ 28.6%€931,513above the sector's middle half▲ 19.4%€1.2mabove the sector's middle half▲ 24.8%€1.4mabove the sector's middle half▲ 17.7%€1.5mabove the sector's middle half-
Total assets€3.7mabove the sector's middle half▼ 32.2%€5.6mabove the sector's middle half▲ 50.4%€8.1mabove the sector's middle half▲ 45.8%€8.6mabove the sector's middle half▲ 6.2%€8.2mabove the sector's middle half-
Debt€2.9m▼ 39.8%€4.6m▲ 58.6%€7.0m▲ 50.1%€7.3m▲ 4.3%€6.7m-
Working capital€1.1mabove the sector's middle half▲ 15.4%€617,659above the sector's middle half▼ 46.2%€1.9mabove the sector's middle half▲ 204%€1.2mabove the sector's middle half▼ 36.1%€2.3mabove the sector's middle half-
Solvency21.1%within the sector's middle half▲ 10.0pp16.7%within the sector's middle half▼ 4.3pp14.3%within the sector's middle half▼ 2.4pp15.9%within the sector's middle half▲ 1.5pp18.4%within the sector's middle half-
Current ratio1.63within the sector's middle half▲ 0.371.17within the sector's middle half▼ 0.461.34within the sector's middle half▲ 0.171.18within the sector's middle half▼ 0.161.42within the sector's middle half-
Return on assets (ROA)4.7%within the sector's middle half▲ 3.8pp2.7%within the sector's middle half▼ 2.0pp2.8%within the sector's middle half▲ 0.1pp2.4%within the sector's middle half▼ 0.5pp1.3%within the sector's middle half-
Staff (FTE)5.4within the sector's middle half▲ 12.5%5.5within the sector's middle half▲ 1.9%5.5within the sector's middle half=4.3within the sector's middle half▼ 21.8%5.1within the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result is €164,095 in 2025, compared with €317,658 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €8.2m
Fixed assets
€532,708 ▼ 15.0%
Current assets
€7.6m ▼ 4.5%
Equity and liabilities €8.2m
Equity
€1.5m ▲ 9.8%
Debt
€6.7m ▼ 8.1%
Debt's share of the balance-sheet total falls from 84.1% to 81.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€199,533▼
2023 · €426,443
Cash flow
€139,890▼
2023 · €314,885
Quick ratio
1.01▲
2023 · 0.79
Debt to equity
4.44▼
2023 · 5.31
ROE
6.9%▼
2023 · 15.1%
Interest coverage
7.91▼
2023 · 10.59
Debt ≤ 1 year
€5.4m▼
2023 · €6.8m
Debt > 1 year
€17,740▼
2023 · €105,000
Income taxes
€49,054▼
2023 · €80,386
Staff costs
€248,021▼
2023 · €265,876
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.3%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €264,222 | €298,292 | €265,876 | €248,021 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42,201 | €162,792 | €114,927 | €108,785 | €35,439 | - |
| Other operating charges640/8 | - | €13,738 | €61,168 | €18,007 | €19,179 | - |
| Gross operating margin9900 | €517,695 | €666,264 | €815,163 | €710,326 | €466,733 | - |
| Operating profit (loss)9901 | €212,319 | €225,511 | €340,776 | €317,658 | €164,095 | - |
| Financial income75/76B | - | €7,250 | - | €9,113 | €14,622 | - |
| Recurring financial income75 | €27,074 | €7,250 | - | €9,113 | €14,622 | - |
| Financial charges65/66B | - | €19,961 | €21,244 | €40,286 | €25,211 | - |
| Recurring financial charges65 | €16,593 | €19,961 | €21,244 | €40,286 | €25,211 | - |
| Profit (loss) for the period before taxes9903 | €222,800 | €212,800 | €319,532 | €286,486 | €153,506 | - |
| Income taxes67/77 | €49,500 | €61,271 | €88,575 | €80,386 | €49,054 | - |
| Profit (loss) for the period9904 | €173,300 | €151,530 | €230,957 | €206,100 | €104,452 | - |
| Profit (loss) for the period to be appropriated9905 | €173,300 | €151,530 | €230,957 | €206,100 | €104,452 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.7m | €5.6m | €8.1m | €8.6m | €8.2m | - |
| Fixed assets21/28 | €721,281 | €1.2m | €724,731 | €626,936 | €532,708 | - |
| Tangible fixed assets22/27 | €479,729 | €1.0m | €487,919 | €390,124 | €295,896 | - |
| Land and buildings22 | - | €248,885 | €238,088 | €227,290 | €96,000 | - |
| Plant, machinery and equipment23 | - | €459,496 | €29,474 | €3,008 | €178,928 | - |
| Furniture and vehicles24 | - | €75,451 | €47,462 | €26,894 | €16,840 | - |
| Leasing and similar rights25 | - | €209,000 | €165,000 | €121,000 | - | - |
| Other tangible fixed assets26 | - | €10,393 | €7,896 | €11,932 | €4,128 | - |
| Financial fixed assets28 | €241,552 | €236,812 | €236,812 | €236,812 | €236,812 | - |
| Current assets29/58 | €3.0m | €4.3m | €7.4m | €8.0m | €7.6m | - |
| Stocks and contracts in progress3 | €1.2m | €2.1m | €2.2m | €2.7m | €2.2m | - |
| Stocks30/36 | - | €2.1m | €2.2m | €2.7m | €2.2m | - |
| Amounts receivable within one year40/41 | €1.5m | €2.2m | €4.8m | €5.1m | €4.8m | - |
| Trade receivables40 | - | €943,379 | €4.1m | €4.3m | €4.6m | - |
| Other amounts receivable41 | - | €1.2m | €709,229 | €742,261 | €120,181 | - |
| Cash at bank and in hand54/58 | €273,915 | €51,344 | €416,298 | €287,537 | €664,961 | - |
| Deferred charges and accrued income490/1 | - | €4,251 | - | €133 | €2,294 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.7m | €5.6m | €8.1m | €8.6m | €8.2m | - |
| Equity10/15 | €779,983 | €931,513 | €1.2m | €1.4m | €1.5m | - |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | - |
| Reserves13 | €20,605 | €20,605 | €20,605 | €20,605 | €20,605 | - |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | €1,855 | - |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | €1,855 | - |
| Tax-exempt reserves132 | - | €18,750 | €18,750 | €18,750 | €18,750 | - |
| Profit (loss) carried forward14 | €740,828 | €892,358 | €1.1m | €1.3m | €1.5m | - |
| Amounts payable17/49 | €2.9m | €4.6m | €7.0m | €7.3m | €6.7m | - |
| Amounts payable after more than one year17 | €324,796 | €361,284 | €207,867 | €105,000 | €17,740 | - |
| Financial debts170/4 | - | €361,284 | €207,867 | €105,000 | €17,740 | - |
| Amounts payable within one year42/48 | €1.8m | €3.7m | €5.5m | €6.8m | €5.4m | - |
| Current portion of amounts payable after more than one year42 | - | €168,896 | €126,729 | €102,867 | €21,020 | - |
| Financial debts43 | - | €200,000 | €700,000 | €500,000 | €500,000 | - |
| Credit institutions430/8 | - | €200,000 | €700,000 | €500,000 | - | - |
| Other loans439 | - | - | - | - | €500,000 | - |
| Trade debts44 | €944,562 | €2.8m | €4.2m | €5.7m | €4.7m | - |
| Suppliers440/4 | - | €2.8m | €4.2m | €5.7m | €4.7m | - |
| Taxes, remuneration and social security45 | - | €83,723 | €75,792 | €31,855 | €126,528 | - |
| Taxes450/3 | - | €51,639 | €28,839 | €5,720 | €87,507 | - |
| Remuneration and social security454/9 | - | €32,084 | €46,954 | €26,135 | €39,021 | - |
| Other amounts payable47/48 | - | €444,694 | €436,927 | €420,208 | - | - |
| Accrued charges and deferred income492/3 | - | €564,900 | €1.2m | €355,000 | €1.3m | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €173,300 | €151,530 | €230,957 | €206,100 | €104,452 | - |
| + Depreciation and write-downs630 | €42,201 | €162,792 | €114,927 | €108,785 | €35,439 | - |
| Operating cash flow (approximation) | €215,501 | €314,322 | €345,884 | €314,885 | €139,890 | - |
| Investment in fixed assets (approximation) | - | -€681,549 | €400,379 | -€10,989 | - | - |
| Change in cash | - | -€222,571 | €364,954 | -€128,761 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
08-07
State Gazette act
Appointments: SINIO SRL, EVRARD JEAN-LUC Inc and CEL MANAGEMENTPermanent representatives: Guy CREMER, Jean-Luc EVRARD and Michael MILON · Resignations: Jean-Luc EVRARD (director) and Eugène EVRARD (director) · Power of attorney11 facts ▸
State Gazette act
Appointments: SINIO SRL, EVRARD JEAN-LUC Inc and CEL MANAGEMENT
Permanent representatives: Guy CREMER, Jean-Luc EVRARD and Michael MILON · Resignations: Jean-Luc EVRARD (director) and Eugène EVRARD (director) · Power of attorney11 facts ▸
- General meeting, 25-06-2026
- Auditor appointment, SINIO SRL (réviseur d'entreprise)
- Permanent representative, Guy CREMER (permanent representative)
- Director resignation, Jean-Luc EVRARD (director)
- Director resignation, Eugène EVRARD (director)
- Other statement, décharge des administrateurs démissionnaires, sera décidée lors de la prochaine assemblée générale
- Director appointment, EVRARD JEAN-LUC Inc (director)
- Permanent representative, Jean-Luc EVRARD (permanent representative)
- Director appointment, CEL MANAGEMENT (director)
- Permanent representative, Michael MILON (permanent representative)
- Power of attorney, Anaïs SACCARO
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 5 days late
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €230,957 ▲52.4%
Operating result €340,776, net result €230,957, both a record.
31-12
Financial
Equity above €1mEq €1.2m ▲24.8%
5 profitable years in a row build equity to €1.2m.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 11 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 67 days late
2019
31-12
Financial
Weakest financial yearnet €50,433 ▼37.4%
Net result drops to €50,433, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Board 2
CEL MANAGEMENT
CurrentDirector · since 01-07-2026 · Private limited company · perm. rep.: Michael MILON
EVRARD JEAN-LUC Inc
CurrentDirector · since 01-07-2026 · Private limited company · perm. rep.: Jean-Luc EVRARD
Permanent representatives 2
Jean-Luc EVRARD
CurrentPermanent representative · since 01-07-2026 · for EVRARD JEAN-LUC Inc
Michael MILON
CurrentPermanent representative · since 01-07-2026 · for CEL MANAGEMENT
Statutory auditor 1
SINIO
CurrentRéviseur d'entreprise · since 08-07-2026 · perm. rep.: Guy CREMER
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sprimont · 4 establishment units since 2003
Ground area
2.8 ha
Building footprint
1,462 m²
Volume, LiDAR
8,925 m³
4 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
4 establishment units
Sprimat
since 20032.134.304.262
SPRIMAT SART-LEZ-SPA/EVRARD
since 20212.312.452.482
SPRIMAT GOUVY
since 20212.312.452.779
SPRIMAT BASTOGNE
since 20212.312.592.242
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82017A1089/00D002 | Wallonia | 1.0 ha | 1 · 443 m² | 9.5 m · 3 fl. |
| 84033D0437/00C000 | Wallonia | 1.0 ha | - | - |
| 62067D0003/11A000 | Wallonia | 3,917 m² | 1 · 153 m² | 6.7 m · 1 fl. |
| 63068A0451/00B000 | Wallonia | 3,815 m² | 1 · 866 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
5 people since 2026, 3 in office
- Board
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| CEL MANAGEMENT |
|
| EVRARD JEAN-LUC Inc |
|
| SINIO |
|
| Eugène EVRARD |
|
| Jean-Luc EVRARD |
|
Articles of association
Annual meeting
Last Friday of June at 18:00
Transfer restriction
One provision in the deed
Other statement
Création classes administrateurs A et B et modification article 12, 12
Distributions provenant du bénéfice de l'exercice en cours ou du bénéfice de l'exercice précédent tant que comptes annuels non approuvés,le cas échéant réduit d…
Structure & network
Connections & network
1 connected companyThe connected companies are in the list below.
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Linked via shared directors
ENTREPRISE EVRARD
Shared corporate director
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Identification & contact
Identification
Legal formPrivate limited company
Founded23-04-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47812Retail trade
46610Wholesale trade
33120Repair and maintenance of machinery
E-invoicing
Reachable via Peppol
Peppol ID
0208:0480089721
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.