IP CONSULTING
ActiveSummary
IP CONSULTING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of €129,258. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 920 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-1
Solvency71▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.58 in 2024; short-term debt: 33% and cash: 5.7% of total assets), and 54.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
13 d early
2023
15 d early
2022
61 d early
2021
74 d early
2020
56 d early
2019
76 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#3 company by total assets in Hoeilaart, Administrative and support services sector#3 company by equity in Hoeilaart, Administrative and support services sector#4 oldest company in Hoeilaart, Administrative and support services sector
Equity
€2.0m▲ 6.9%
2024 · €1.9m
Total assets
€4.4m▲ 3.2%
2024 · €4.2m
Net result
€129,258▼ 7.8%
2024 · €140,147
Working capital
-€960,897▼ 55.6%
2024 · -€617,571
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€455,908▲ 238%€769,804▲ 68.9%€508,311▼ 34.0%€243,825▼ 52.0%€236,722▼ 2.9%
Net result€325,464▲ 215%€567,124▲ 74.3%€359,842▼ 36.5%€140,147▼ 61.1%€129,258▼ 7.8%
Equity€823,106▲ 65.4%€1.4m▲ 68.9%€1.7m▲ 24.3%€1.9m▲ 8.1%€2.0m▲ 6.9%
Total assets€2.3m▼ 9.9%€3.0m▲ 30.4%€4.6m▲ 50.7%€4.2m▼ 8.1%€4.4m▲ 3.2%
Debt€1.5m▼ 30.3%€1.6m▲ 10.1%€2.8m▲ 75.2%€2.3m▼ 18.0%€2.3m▲ 0.4%
Working capital-€601,773▲ 54.4%-€266,477▲ 55.7%-€1.4m▼ 430%-€617,571▲ 56.2%-€960,897▼ 55.6%
Staff (FTE)2.3▲ 27.8%2.6▲ 13.0%5.3▲ 104%7.1▲ 34.0%5.3▼ 25.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 3% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.4m
Fixed assets
€3.9m ▲ 14.5%
Current assets
€478,346 ▼ 42.8%
Equity and liabilities €4.4m
Equity
€2.0m ▲ 6.9%
Provisions
€41,671 ▼ 7.3%
Debt
€2.3m ▲ 0.4%
Debt's share of the balance-sheet total falls from 54.7% to 53.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€684,171▼
2024 · €711,746
Cash flow
€576,707▼
2024 · €608,068
Current ratio
0.33▼
2024 · 0.58
Quick ratio
0.28▼
2024 · 0.52
Debt to equity
1.16▼
2024 · 1.24
ROE
6.5%▼
2024 · 7.5%
ROA
3.0%▼
2024 · 3.3%
Interest coverage
9.89▼
2024 · 11.27
Debt ≤ 1 year
€1.4m▼
2024 · €1.5m
Debt > 1 year
€877,507▲
2024 · €852,598
Income taxes
€43,774▼
2024 · €44,446
Staff costs
€189,314▲
2024 · €170,089
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €2,839 | €0 | - | - |
| Remuneration, social security and pensions62 | - | €94,725 | €163,290 | €170,089 | €189,314 | ▲ 11.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €205,633 | €236,880 | €385,934 | €467,921 | €447,449 | ▼ 4.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €3,978 | - |
| Other operating charges640/8 | - | €27,088 | €47,941 | €19,683 | €19,878 | ▲ 1.0% |
| Non-recurring operating charges66A | - | €508 | - | - | - | - |
| Gross operating margin9900 | €771,456 | €1.1m | €1.1m | €901,517 | €897,341 | ▼ 0.5% |
| Operating profit (loss)9901 | €455,908 | €769,804 | €508,311 | €243,825 | €236,722 | ▼ 2.9% |
| Financial income75/76B | - | €374 | €386 | €655 | €2,215 | ▲ 238% |
| Recurring financial income75 | €2,597 | €374 | €386 | €655 | €457 | ▼ 30.3% |
| Non-recurring financial income76B | - | - | - | - | €1,758 | - |
| Financial charges65/66B | - | €19,422 | €31,893 | €63,170 | €69,189 | ▲ 9.5% |
| Recurring financial charges65 | €36,181 | €19,422 | €31,893 | €63,170 | €69,189 | ▲ 9.5% |
| Profit (loss) for the period before taxes9903 | €424,908 | €750,755 | €476,805 | €181,309 | €169,748 | ▼ 6.4% |
| Transfer from deferred taxes780 | - | €3,283 | €3,283 | €3,283 | €3,283 | = |
| Income taxes67/77 | €44,640 | €186,914 | €120,246 | €44,446 | €43,774 | ▼ 1.5% |
| Profit (loss) for the period9904 | €325,464 | €567,124 | €359,842 | €140,147 | €129,258 | ▼ 7.8% |
| Transfer from tax-exempt reserves789 | - | €9,850 | €9,850 | €9,850 | €9,850 | = |
| Profit (loss) for the period to be appropriated9905 | €161,052 | €576,974 | €369,692 | €149,997 | €139,108 | ▼ 7.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.3m | €3.0m | €4.6m | €4.2m | €4.4m | ▲ 3.2% |
| Fixed assets21/28 | €2.0m | €2.3m | €3.8m | €3.4m | €3.9m | ▲ 14.5% |
| Tangible fixed assets22/27 | €2.0m | €2.3m | €3.8m | €3.4m | €3.9m | ▲ 14.5% |
| Land and buildings22 | - | €686,592 | €694,923 | €648,099 | €615,910 | ▼ 5.0% |
| Plant, machinery and equipment23 | - | - | - | - | €9,327 | - |
| Furniture and vehicles24 | - | €1.6m | €3.1m | €2.7m | €3.3m | ▲ 18.8% |
| Leasing and similar rights25 | - | €9,558 | - | - | - | - |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €338,136 | €778,710 | €777,982 | €835,812 | €478,346 | ▼ 42.8% |
| Stocks and contracts in progress3 | €45,721 | €25,879 | €55,466 | €79,579 | €75,600 | ▼ 5.0% |
| Stocks30/36 | - | €25,879 | €55,466 | €79,579 | €75,600 | ▼ 5.0% |
| Amounts receivable within one year40/41 | €81,891 | €3,156 | €353,244 | €399,967 | €153,789 | ▼ 61.5% |
| Trade receivables40 | - | €2,979 | €350,201 | €361,667 | €53,397 | ▼ 85.2% |
| Other amounts receivable41 | - | €178 | €3,044 | €38,300 | €100,392 | ▲ 162% |
| Current investments50/53 | €11,622 | €9,342 | €7,311 | €7,575 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €162,422 | €740,332 | €358,702 | €346,574 | €248,956 | ▼ 28.2% |
| Deferred charges and accrued income490/1 | - | - | €3,259 | €2,117 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.3m | €3.0m | €4.6m | €4.2m | €4.4m | ▲ 3.2% |
| Equity10/15 | €823,106 | €1.4m | €1.7m | €1.9m | €2.0m | ▲ 6.9% |
| Contributions10/11 | - | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €804,106 | €1.4m | €1.7m | €1.8m | €2.0m | ▲ 7.0% |
| Non-distributable reserves130/1 | - | €1,900 | €1,900 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,900 | €1,900 | €0 | - | - |
| Tax-exempt reserves132 | - | €208,522 | €198,672 | €188,823 | €178,973 | ▼ 5.2% |
| Distributable reserves133 | - | €1.2m | €1.5m | €1.7m | €1.8m | ▲ 8.4% |
| Profit (loss) carried forward14 | - | - | - | €0 | - | - |
| Provisions and deferred taxes16 | €54,804 | €51,521 | €48,237 | €44,954 | €41,671 | ▼ 7.3% |
| Deferred taxes168 | - | €51,521 | €48,237 | €44,954 | €41,671 | ▼ 7.3% |
| Amounts payable17/49 | €1.5m | €1.6m | €2.8m | €2.3m | €2.3m | ▲ 0.4% |
| Amounts payable after more than one year17 | €514,764 | €552,417 | €623,196 | €852,598 | €877,507 | ▲ 2.9% |
| Financial debts170/4 | - | €552,417 | €623,196 | €852,598 | €877,507 | ▲ 2.9% |
| Amounts payable within one year42/48 | €939,909 | €1.0m | €2.2m | €1.5m | €1.4m | ▼ 1.0% |
| Current portion of amounts payable after more than one year42 | - | €59,646 | €193,193 | €188,714 | €264,139 | ▲ 40.0% |
| Financial debts43 | - | €516,339 | €865,174 | €520,000 | €575,133 | ▲ 10.6% |
| Credit institutions430/8 | - | €516,339 | €865,174 | €520,000 | €575,133 | ▲ 10.6% |
| Trade debts44 | €19,458 | €55,805 | €428,540 | €305,121 | €426,440 | ▲ 39.8% |
| Suppliers440/4 | - | €55,805 | €428,540 | €305,121 | €426,440 | ▲ 39.8% |
| Advances received on contracts in progress46 | - | €247,368 | €656,029 | €361,404 | €125,014 | ▼ 65.4% |
| Taxes, remuneration and social security45 | - | €164,559 | €39,365 | €73,780 | €41,155 | ▼ 44.2% |
| Taxes450/3 | - | €146,116 | €2 | €33,085 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €18,443 | €39,363 | €40,696 | €41,155 | ▲ 1.1% |
| Other amounts payable47/48 | - | €1,471 | €6,691 | €4,363 | €7,360 | ▲ 68.7% |
| Accrued charges and deferred income492/3 | - | €9,747 | €4,595 | €2,651 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €325,464 | €567,124 | €359,842 | €140,147 | €129,258 | ▼ 7.8% |
| + Depreciation and write-downs630 | €205,633 | €236,880 | €385,934 | €467,921 | €447,449 | ▼ 4.4% |
| Operating cash flow (approximation) | €531,097 | €804,004 | €745,776 | €608,068 | €576,707 | ▼ 5.2% |
| Investment in fixed assets (approximation) | - | -€507,561 | -€1.9m | -€38,804 | -€939,008 | ▼ 2,320% |
| Change in cash | - | €577,910 | -€381,630 | -€12,128 | -€97,618 | ▼ 705% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €567,124 ▲74.3%
Operating result €769,804, net result €567,124, both a record.
30-09
Financial
Equity above €1mEq €1.4m ▲68.9%
5 profitable years in a row build equity to €1.4m.
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €500,000Eq €823,106 ▲65.4%
4 profitable years in a row build equity to €823,106.
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €7,135 ▼78.3%
Net result drops to €7,135, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 3 establishment units since 2001
Ground area
2,832 m²
Building footprint
1,009 m²
Volume, LiDAR
4,605 m³
3 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Fr. Verbeekstraat 181, 3090 Overijse
since 20012.101.198.162
IP CONSULTING
since 20212.325.263.214
ViaVie
since 20212.325.263.313
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0038/00B003 | Flanders | 1,914 m² | 1 · 644 m² | 7.1 m · 2 fl. |
| 23033B0076/00W003 | Flanders | 548 m² | 1 · 118 m² | 8.4 m · 2 fl. |
| 23062B0029/00G002 | Flanders | 370 m² | 1 · 247 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500SP0ALHSVB1CA34
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Of 1,446 companies in sector 77110 we hold annual accounts for 727. 268 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-2000
Fiscal year end30-09
Activities, NACEBEL 2025
47812Retail trade
77110Renting and leasing of cars and light motor vehicles
46712Wholesale trade
46720Wholesale of motor vehicle parts and accessories
47820Retail sale of motor vehicle parts and accessories
Scores and ratios are computed by Checked and are not a credit decision.