SPREAD TECHNOLOGIES
ActiveSummary
SPREAD TECHNOLOGIES has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,648) and a net result of -€6,300. Its solvency ranks better than 5% of 3,376 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- -€5,648
- Loss
- -€6,300
- DUBUC Emile Philippe DelphineDirector
- JACQUET Hugo Jules GeorgesDirector
Why 53raises riskCapped at 59: negative equityNegative equity -€5,648Loss of €6,300, the second in a row (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €3,685Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 3% on solvency, 27% on liquidity, 5% on profitability and 0% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 44 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: Antoine MERVEILLE (director)Power of attorney
Financials · financial year 2025, abbreviated format
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €5,729 in 2025 against €276 in 2024; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €112 | -€5,330 | - |
| Operating profit (loss)9901 | -€276 | -€5,729 | ▼ 1,978% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €72 | €570 | ▲ 690% |
| Recurring financial charges65 | €72 | €570 | ▲ 690% |
| Profit (loss) for the period before taxes9903 | -€348 | -€6,300 | ▼ 1,710% |
| Profit (loss) for the period9904 | -€348 | -€6,300 | ▼ 1,710% |
| Profit (loss) for the period to be appropriated9905 | -€348 | -€6,300 | ▼ 1,710% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €782 | €3,685 | ▲ 371% |
| Current assets29/58 | €782 | €3,685 | ▲ 371% |
| Amounts receivable within one year40/41 | - | €185 | - |
| Other amounts receivable41 | - | €185 | - |
| Cash at bank and in hand54/58 | €782 | €3,500 | ▲ 348% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €782 | €3,685 | ▲ 371% |
| Equity10/15 | €652 | -€5,648 | - |
| Contributions10/11 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | -€348 | -€6,648 | ▼ 1,810% |
| Amounts payable17/49 | €130 | €9,332 | ▲ 72× |
| Amounts payable within one year42/48 | €130 | €9,332 | ▲ 72× |
| Trade debts44 | €109 | €1,194 | ▲ 996% |
| Suppliers440/4 | €109 | €1,194 | ▲ 996% |
| Other amounts payable47/48 | €21 | €8,138 | ▲ 392× |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€348 | -€6,300 | ▼ 1,710% |
| Operating cash flow (approximation) | -€348 | -€6,300 | ▼ 1,710% |
| Change in cash | - | €2,718 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 05-06-2026 | 2026-00139686 |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00194582 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DUBUC Emile Philippe Delphine |
|
| JACQUET Hugo Jules Georges |
|
| MERVEILLE Antoine Benoit Sylvain |
|
Owners and capital
Capital and shareholders
- JACQUET Hugo Jules Georges 50 shares (50%) · €500
- DUBUC Emile Philippe Delphine 50 shares (50%) · €500
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 03-06-2024 Incorporation · €1,000 · 100 shares
Group and network
Connections & network
1 connected companyThe connected companies are in the list below.
History
Acts, filings and financial milestones
24-01
Gazette deed
Resignation: Antoine MERVEILLE (director)Power of attorney6 facts ▸
- General meeting, 28-11-2024
- Director resignation, Antoine MERVEILLE (director)
- Power of attorney, FIDUCIAIRE DIGITALE SRL
- Power of attorney, Benoît Meurmans
- Power of attorney, Nicolas Widar
- Other provision, “annexheader” (deed in French)
03-06
Gazette deed
IncorporationAppointments: JACQUET Hugo Jules Georges, DUBUC Emile Philippe Delphine and MERVEILLE Antoine Benoit Sylvain · Founding capital · Bank account14 facts ▸
- Incorporation, 27-05-2024
- Founding capital, €1,000
- Bank account, EUR, “société en formation” (deed in French)
- Capital
- Other provision, “dispositions finales et transitoires - décisions actionnaires exerçant pouvoirs assemblée générale, comparants en qualité actionnaires ensemble” (deed in French)
- Registered office clause, “5000 Namur, Avenue Reine Astrid”, 16 (deed in French)
- Board rule, 3
- Director appointment, JACQUET Hugo Jules Georges (director (not named in the articles))
- Director appointment, DUBUC Emile Philippe Delphine (director (not named in the articles))
- Director appointment, MERVEILLE Antoine Benoit Sylvain (director (not named in the articles))
- Other provision, “absence condamnation interdisant mandat” (deed in French) (3 times)
- Pre-incorporation commitments, “takeover, engagements obligations activités entreprises nom compte société en formation” (deed in French)
- +2 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92302G0241/00S000 | Wallonia | 225 m² | 1 · 278 m² | 13.5 m · 4 |
How the parcels are linked
Articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- SPREAD TECHNOLOGIES
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, peut établir,par simple décision de l’organe d’administration,des sièges administratifs,agences,ateliers,dépôts et…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 14. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d'administration, un ou plusieurs administrateurs” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Thursday of May at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed