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CONTRASTE DIGITAL

Active
Public limited companyfounded 199234 yrs activeRue de Coquelet 134, 5000 Namur, BelgiumKBO/BCE: BE 0446.689.057
Summary

CONTRASTE DIGITAL has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €867,385 and a net result of €235,954. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 1599 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
CONTRASTE DIGITALActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010NACE 72220
#3 company by staff growth in the province of Namur, Telecoms and IT sector2 sites
Size
€5.8mturnover 2025
Staff
37.4 FTE
Equity
€867,385
Profit
€235,954
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Parent
CONTRASTE EUROPE · 100%
Board
3 members
Holdings
1
Accounts 25 d early1 of 29 deeds read
Why 91- Liquidity: current ratio 1.85+ Founded in 1992+ Profit of €235,954 (FY 2025)+ Size: turnover €5.8m, 37.4 FTE, total assets €2.4mShow the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 62, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 61=
equity 36.4% of total assets
Liquidity 50+5
short-term debt 50.2%
Profitability 66+49
return on assets 9.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,156 companies)
Last 24 months 11-2024: 0.8%highest value 12-2024: 0.8%● 0.0% vs 11-2024highest value 01-2025: 0.8%● 0.0% vs 12-2024highest value 02-2025: 0.7%▼ -9.4% vs 01-2025 03-2025: 0.7%▲ +0.7% vs 02-2025 04-2025: 0.8%▲ +1.9% vs 03-2025 05-2025: 0.8%▲ +1.6% vs 04-2025 06-2025: 0.7%▼ -12.5% vs 05-2025 07-2025: 0.7%▲ +10.6% vs 06-2025 08-2025: 0.2%▼ -76.1% vs 07-2025 09-2025: 0.2%▼ -1.7% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▼ -12.5% vs 03-2026 05-2026: 0.2%▼ -0.6% vs 04-2026lowest value 06-2026: 0.2%▲ +9.8% vs 05-2026 07-2026: 0.2%▼ -3.6% vs 06-2026 08-2026: 0.2%▲ +8.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.85 raises the probability
  • Founded in 1992 lowers the probability for this profile
  • Profit of €235,954 (FY 2025) lowers the probability
  • Size: turnover €5.8m, 37.4 FTE, total assets €2.4m lowers the probability for this profile
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.74 in 2024; short-term debt: 50.2% of total assets), but 63.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, small). Better than this share of them on solvency 46%, liquidity 54%, profitability 46%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.85
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €235,954 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: turnover €5.8m, 37.4 FTE, total assets €2.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €867,385
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 d early
2024
23 d early
2023
27 d early
2022
31 d early
2021
3 d late
2020
9 d early
2019
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointments: Eric FESLER, Benoît PIROTTE and…Registered office clause
  2. Annual accounts filedfiscal year 2025 · full…
  3. Back to profitnet €235,954

Key points

  • Positive: Turnover rose in 2025from €2.7m to €5.8m ▲ 109% View
  • Positive: Company by staff growth in the province of…in the Checked rankings #3 View
  • Controlled by CONTRASTE EUROPEknown shareholders 100% 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Turnover
€5.8m
Profit
€235,954
Solvency
36.4%
Turnover▲ 109%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 04-08-2026Reappointments: Eric FESLER, Benoît PIROTTE and Luc…
  2. 06-07-2026Annual accounts filed
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Computer programmingNACE 62100
Founded
20-02-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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