Split Key Consulting
ActiveSplit Key Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €301k and a net result of €93k. Its solvency ranks better than 89% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 11.1 against 8.12 in 2024), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
28.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€301k▲ 44.3%
2024 · €208k
2024: €208k
2024 → 2025
Total assets
€330k▲ 39.0%
2024 · €238k
2024: €238k
2024 → 2025
Net result
€93k▼ 54.4%
2024 · €204k
2024: €204k
2024 → 2025
Working capital
€299k▲ 44.1%
2024 · €207k
2024: €207k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€208k-€301k▲ 44.3%
Operating result€270k-€121k▼ 55.2%
Net result€204k-€93k▼ 54.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330k
Fixed assets
€2k▲ 66.7%
Current assets
€328k▲ 38.9%
Equity and liabilities €330k
Equity
€301k▲ 44.3%
Debt
€30k▲ 1.7%
The debt ratio falls from 12.3% to 9.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€122k▼
2024 · €273k
Cash flow
€94k▼
2024 · €208k
Solvency
91.0%▲
2024 · 87.7%
Current ratio
11.10▲
2024 · 8.12
Quick ratio
11.10▲
2024 · 8.12
Debt / equity
0.10▼
2024 · 0.14
ROE
31.0%▼
2024 · 98.0%
ROA
28.2%▼
2024 · 86.0%
Interest coverage
49.70▼
2024 · 103.37
Debt
€30k▲
2024 · €29k
Debt ≤ 1 year
€30k▲
2024 · €29k
Income taxes
€25k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€238k€330k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€236k€328k▲
Amounts receivable within one year40/41€40k€44k▲
Trade receivables40€39k€42k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€193k€281k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€238k€330k▲
Equity10/15€208k€301k▲
Contributions10/11€5k€5k=
Reserves13€203k€296k▲
Distributable reserves133€203k€296k▲
Amounts payable17/49€29k€30k▲
Amounts payable within one year42/48€29k€30k▲
Trade debts44€587€721▲
Suppliers440/4€587€721▲
Taxes, remuneration and social security45€10k€10k▲
Taxes450/3€10k€10k▲
Other amounts payable47/48€19k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€785▼
Other operating charges640/8€118€183▲
Gross operating margin9900€273k€122k▼
Operating profit (loss)9901€270k€121k▼
Financial income75/76B€47€75▲
Recurring financial income75€47€75▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€267k€119k▼
Income taxes67/77€63k€25k▼
Profit (loss) for the period9904€204k€93k▼
Profit (loss) for the period to be appropriated9905€204k€93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€204k€93k▼
Transfer to equity691/2€203k€92k▼
To other reserves6921€203k€92k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudeleeuwenrui 262000 AntwerpenGround area
250 m²
Building footprint
114 m²
Volume, LiDAR
1,452 m³
Parcel 11802B2292/00B000, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Split Key Consulting
since 20232.342.638.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B2292/00B000 | Flanders | 250 m² | 1 · 114 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 13,682 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.