Equity
€300,762 ▲ 12.1%
NiVo Solutions has made a profit in every financial year since 2018.
NiVo Solutions
Lifetime
8 annual accounts with figures on one time axispeak €75,969 (2021)
€53,713▼ 6.1%
peak €52,374 (2021)
€32,355▼ 21.4%
peak €300,762 (2025)
€300,762▲ 12.1%
€9,143▼ 38.0%
Board1 name since 2018
1 directorVOSSEN Nico Jozef Jeanine
Documentsfilings and deeds
08-09-202639 days late
2025micro format
Equity from €268,407 to €300,762Debts from €14,756 to €9,143
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Investments
€2,984 1.7 × depreciation
Green is investment, beige is depreciation.
Liquidity
33.54 was 19.05 in 2024
Short-term debts fell from €14,756 to €9,143.
Filings
8 annual accounts 3 late
The 2019 accounts came latest: 54 days after the end of the period.
Position in the sector
97.0%
Higher solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 21,217 companies.
Checked score
96
Excellent
Financially stronger than 70% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 39 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 33.54, cash €194,866
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €300,762 (97.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 42% on profitability and 59% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as NiVo Solutions has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of NiVo Solutions itself is lower: < 0.1% within 12 months. It rests on far more data about NiVo Solutions than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for NiVo Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 33.54 (19.05 in 2024), above the usual 1.5. Short-term debt is 3% and cash 62.9% of total assets. 3% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 39 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
39 days late
2024
20 days late
2023
30 days early
2022
28 days early
2021
31 days early
2020
22 days early
2019
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0691820331
Change of role: VOSSEN Nico Jozef Jeanine, from manager to director
General meeting of 04-01-2024 · Gazette deed
Incorporation
Founder: VOSSEN Nico Jozef Jeanine · Founding capital of €18,600, 186 shares, €12,400 paid up · Appointment: VOSSEN Nico Jozef Jeanine (manager) · published on 09-03-2018 · Gazette deed
First establishment
Lambertusstraat 118, Tongeren-Borgloon
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NiVo Solutions Tongeren-Borgloon | €309,904 | €53,713 | 97.0% | - |
| Monomegistos Sint-Truiden | €295,337 | €52,108 | 85.4% | - |
| BITEC services Houthalen-Helchteren | €292,126 | €46,831 | 4.8% | - |
| CODEGO Beringen | €323,704 | €59,325 | 27.6% | - |
| FUSIONTEK Peer | €369,030 | €55,207 | 45.5% | - |
| Th17 Ottignies-Louvain-la-Neuve | €301,068 | €52,048 | 28.9% | - |
| EnDeGo Edegem | €322,889 | €57,378 | 30.4% | - |
These companies have the same main activity as NiVo Solutions: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €292,000 and €369,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 07-03-2018Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.273.951.2043840 Tongeren-Borgloon, since 07-03-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 28-06-2024
Insights on NiVo Solutions
NiVo Solutions files the micro format. That format states no turnover. The gross margin rose from €31,953 in 2018 to €53,713 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NiVo Solutions
- What is the company number of NiVo Solutions?
- The company number of NiVo Solutions is 0691.820.331. The VAT number is the same number with BE in front: BE 0691.820.331.
- Where is NiVo Solutions based?
- The registered office is at Lambertusstraat 118, 3840 Tongeren-Borgloon.Company details
- What does NiVo Solutions do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of NiVo Solutions?
- NiVo Solutions is a private limited company (BV).
- When was NiVo Solutions founded?
- NiVo Solutions was founded on 07-03-2018.
- Is NiVo Solutions still active?
- Yes, NiVo Solutions is an active enterprise in the KBO register.
- What is the turnover of NiVo Solutions?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €53,713 and 60 comparable companies (NACE 62200). It probably lies between €92,000 and €130,000.Financials
- Is NiVo Solutions profitable?
- In financial year 2025, NiVo Solutions made a profit of €32,355.
- Where can I find the annual accounts of NiVo Solutions?
- NiVo Solutions filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NiVo Solutions due?
- NiVo Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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