SPIXIT
ActiveSPIXIT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €204k. Equity is growing by ~37.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency65▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.12 in 2024), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
11.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
31 d early
2023
42 d early
2022
5 d early
2021
2 d early
2020
33 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€204k▼ 46.0%
2024 · €378k
2018: €35k
2019: €57k
2020: €79k
2021: €74k
2022: €17k
2023: €-4k
2024: €378k
2018 → 2025
Working capital
€-217k▲ 11.5%
2024 · €-245k
2018: €-81k
2019: €-92k
2020: €-62k
2021: €-49k
2022: €-143k
2023: €-269k
2024: €-245k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€306k-€323k▲ 5.5%€319k▼ 1.2%€824k▲ 158%€1.03M▲ 24.7%
Operating result€101k-€51k▼ 49.1%€76k▲ 47.3%€68k▼ 9.7%€69k▲ 0.4%
Net result€74k-€17k▼ 77.3%€-4k€378k€204k▼ 46.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.74M
Fixed assets
€1.71M▼ 0.6%
Current assets
€21k▼ 36.6%
Equity and liabilities €1.74M
Equity
€1.03M▲ 24.7%
Debt
€708k▼ 24.3%
The debt ratio falls from 53.1% to 40.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€79k=
2024 · €79k
Cash flow
€215k▼
2024 · €389k
Solvency
59.2%▲
2024 · 46.9%
Current ratio
0.09▼
2024 · 0.12
Quick ratio
0.09▼
2024 · 0.12
Debt / equity
0.69▼
2024 · 1.13
ROE
19.8%▼
2024 · 45.8%
ROA
11.7%▼
2024 · 21.5%
Interest coverage
2.90▲
2024 · 1.52
Debt
€708k▼
2024 · €934k
Debt ≤ 1 year
€238k▼
2024 · €278k
Debt > 1 year
€469k▼
2024 · €655k
Income taxes
€11k▲
2024 · €5k
Staff costs
€39k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.76M€1.74M▼
Fixed assets21/28€1.73M€1.71M▼
Tangible fixed assets22/27€31k€21k▼
Plant, machinery and equipment23€354€156▼
Furniture and vehicles24€26k-
Leasing and similar rights25-€19k
Other tangible fixed assets26€5k€2k▼
Financial fixed assets28€1.69M€1.69M=
Current assets29/58€33k€21k▼
Amounts receivable after more than one year29-€0
Trade receivables290-€0
Amounts receivable within one year40/41€10k€766▼
Trade receivables40-€114
Other amounts receivable41€10k€651▼
Current investments50/53€51€100▲
Cash at bank and in hand54/58€24k€20k▼
Equity and liabilities
Total equity and liabilities10/49€1.76M€1.74M▼
Equity10/15€824k€1.03M▲
Contributions10/11€148k€148k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€626k€830k▲
Amounts payable17/49€934k€708k▼
Amounts payable after more than one year17€655k€469k▼
Financial debts170/4€655k€469k▼
Amounts payable within one year42/48€278k€238k▼
Current portion of amounts payable after more than one year42€148k€238k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€24k-
Taxes450/3€22k-
Remuneration and social security454/9€2k-
Other amounts payable47/48€101k-
Accrued charges and deferred income492/3€881€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€120k€120k▲
Operating profit (loss)9901€68k€69k▲
Financial income75/76B€367k€174k▼
Recurring financial income75€367k€174k▼
Financial charges65/66B€52k€27k▼
Recurring financial charges65€52k€27k▼
Profit (loss) for the period before taxes9903€383k€215k▼
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€378k€204k▼
Profit (loss) for the period to be appropriated9905€378k€204k▼
Appropriation of the result
Profit (loss) to be appropriated9906€626k€830k▲
Profit (loss) brought forward from the previous period14P€249k€626k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.03M ▲24.7%
2 profitable years in a row build equity to €1.03M.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €378k
Net result €378k after one loss-making year.
31-12
Financial
Equity above €500kEq €824k ▲158%
Equity rises from €319k to €824k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-4k ▼123%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €232k ▲51.7%
3 profitable years in a row build equity to €232k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Equity above €150kEq €153k ▲41.3%
2 profitable years in a row build equity to €153k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bordeauxstraat 441060 Sint-Gillis (bij-Brussel)Ground area
202 m²
Building footprint
89 m²
Volume, LiDAR
1,060 m³
Parcel 21013B0049/00A004, Brussels · tallest building 17.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bordeauxstraat 44, 1060 Sint-Gillis (bij-Brussel)
since 20032.126.929.193
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0049/00A004 | Brussels | 202 m² | 1 · 89 m² | 17.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MINT
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Verbimmo Invest
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 27,450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
96301Funeral services
46190Agents in non-specialised wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
52487
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.