Produbel
ActiveThe annual accounts of Produbel for fiscal year 2024 show a net loss of 84% of the equity at the start of that year. The 2024 annual accounts show equity of €22k and a net result of €-11k. Equity is shrinking by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 8091 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100▲+1
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 34.46 against 0.0 in 2023; short-term debt: 2.2% and cash: 46.7% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.8%
Return on assets
-49.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €22k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
23 d late
2022
29 d late
2021
100 d late
2020
50 d early
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€22k▲ 66.1%
2023 · €13k
2018: €21k
2019: €23k
2020: €21k
2021: €19k
2022: €17k
2023: €13k
2018 → 2024
Total assets
€23k▲ 25.5%
2023 · €18k
2018: €21k
2019: €23k
2020: €21k
2021: €19k
2022: €20k
2023: €18k
2018 → 2024
Net result
€-11k▼ 220%
2023 · €-4k
2018: €-2k
2019: €2k
2020: €-2k
2021: €-2k
2022: €-2k
2023: €-4k
2018 → 2024
Working capital
€17k
2023 · €-5k
2018: €3k
2019: €5k
2020: €3k
2021: €900
2022: €-1k
2023: €-5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€19k▼ 9.8%€17k▼ 11.1%€13k▼ 20.8%€22k▲ 66.1%
Operating result€-2k-€-2k=€-2k▲ 2.5%€-4k▼ 83.8%€-6k▼ 57.0%
Net result€-2k-€-2k▲ 2.3%€-2k▼ 2.2%€-4k▼ 67.1%€-11k▼ 220%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €4k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €23k
Fixed assets
€6k▼ 69.2%
Current assets
€17k▲ 250,498%
Equity and liabilities €23k
Equity
€22k▲ 66.1%
Debt
€495▼ 89.5%
The debt ratio falls from 26.1% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
97.8%▲
2023 · 73.9%
Current ratio
34.46▲
2023 · 0.00
Quick ratio
34.46▲
2023 · 0.00
Debt / equity
0.02▼
2023 · 0.35
ROE
-50.7%▼
2023 · -26.3%
ROA
-49.6%▼
2023 · -19.4%
Debt
€495▼
2023 · €5k
Debt ≤ 1 year
€495▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€18k€23k▲
Fixed assets21/28€18k€6k▼
Financial fixed assets28€18k€6k▼
Current assets29/58€7€17k▲
Amounts receivable within one year40/41€0€168▲
Trade receivables40€0-
Other amounts receivable41€0€168▲
Cash at bank and in hand54/58€7€11k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€18k€23k▲
Equity10/15€13k€22k▲
Contributions10/11€19k€39k▲
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€-7k€-18k▼
Amounts payable17/49€5k€495▼
Amounts payable within one year42/48€5k€495▼
Trade debts44€0€495▲
Suppliers440/4€0€495▲
Other amounts payable47/48€5k€0▼
Income statement
Code20232024
Other operating charges640/8€578€505▼
Gross operating margin9900€-3k€-5k▼
Operating profit (loss)9901€-4k€-6k▼
Financial income75/76B€172€0▼
Recurring financial income75€172€0▼
Financial charges65/66B€0€5k▲
Recurring financial charges65€0€5k▲
Profit (loss) for the period before taxes9903€-4k€-11k▼
Profit (loss) for the period9904€-4k€-11k▼
Profit (loss) for the period to be appropriated9905€-4k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-18k▼
Profit (loss) brought forward from the previous period14P€-4k€-7k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
31-12
Financial
Liquidity times 23835current ratio 34.46
Current ratio from 0.00 to 34.46; short-term debt falls from €5k to €495.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 100 days late
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-11-2024
Petrus Adriaansen: Resigned as Director
04-04-2024
ADRIAANSEN Petrus Jacobus Antonius: Resigned as Director
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Visserij 12910 EssenGround area
782 m²
Building footprint
161 m²
Volume, LiDAR
349 m³
Parcel 11016A0198/00L000, Flanders · tallest building 12.8 m. Linked by address, not a title deed.
1 establishment unit
Produbel
since 20072.163.116.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0198/00L000 | Flanders | 782 m² | 1 · 161 m² | 12.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 31,647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.