SPIR-IT
ActiveSummary
SPIR-IT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-136k) and a net result of €87k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.46 in 2024; short-term debt: 63.9% and cash: 22.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-67.4%
Return on assets
43.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
9 d late
2020
31 d late
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€313k
EBIT margin
62.1%
Net result
€87k▼ 34.9%
2024 · €134k
2018: €-18k
2019: €-5k
2020: €51k
2021: €123k
2022: €-25k
2023: €-543k
2024: €134k
2018 → 2025
Working capital
€-72k▲ 33.4%
2024 · €-108k
2018: €25k
2019: €24k
2020: €-226k
2021: €-157k
2022: €-12k
2023: €-140k
2024: €-108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€313k-
Equity€211k-€185k▼ 12.0%€-357k€-223k▲ 37.5%€-136k▲ 39.1%
Operating result€195k-€-16k€-26k▼ 66.2%€182k€138k▼ 23.9%
Net result€123k-€-25k€-543k▼ 2,044%€134k€87k▼ 34.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€145k ▼ 12.8%
Current assets
€57k ▼ 39.0%
Key figures and ratios
EBITDA
€164k▼
2024 · €203k
Cash flow
€113k▼
2024 · €155k
Solvency
-67.4%▲
2024 · -86.1%
Current ratio
0.44▼
2024 · 0.46
Debt to equity
-2.48▼
2024 · -2.16
ROA
43.4%▼
2024 · 51.8%
Interest coverage
10.61▼
2024 · 10.84
Debt
€337k▼
2024 · €482k
Debt ≤ 1 year
€129k▼
2024 · €201k
Debt > 1 year
€208k▼
2024 · €281k
Income taxes
€36k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€259k€201k▼
Fixed assets21/28€166k€145k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€164k€145k▼
Land and buildings22€115k€103k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€21k€15k▼
Other tangible fixed assets26€27k€23k▼
Current assets29/58€93k€57k▼
Amounts receivable within one year40/41€25k€10k▼
Trade receivables40€25k€10k▼
Cash at bank and in hand54/58€66k€46k▼
Deferred charges and accrued income490/1€2k€979▼
Equity and liabilities
Total equity and liabilities10/49€259k€201k▼
Equity10/15€-223k€-136k▲
Contributions10/11€14k€14k=
Reserves13€181k€181k=
Tax-exempt reserves132€7k€7k=
Distributable reserves133€174k€174k=
Profit (loss) carried forward14€-418k€-331k▲
Amounts payable17/49€482k€337k▼
Amounts payable after more than one year17€281k€208k▼
Financial debts170/4€281k€208k▼
Amounts payable within one year42/48€201k€129k▼
Current portion of amounts payable after more than one year42€103k€73k▼
Trade debts44€11k€8k▼
Suppliers440/4€11k€8k▼
Taxes, remuneration and social security45€41k€16k▼
Taxes450/3€41k€16k▼
Other amounts payable47/48€47k€32k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€26k▲
Other operating charges640/8€3k€18k▲
Non-recurring operating charges66A€385-
Gross operating margin9900€206k€182k▼
Operating profit (loss)9901€182k€138k▼
Financial income75/76B€152€377▲
Recurring financial income75€152€377▲
Financial charges65/66B€19k€16k▼
Recurring financial charges65€19k€16k▼
Profit (loss) for the period before taxes9903€163k€123k▼
Income taxes67/77€29k€36k▲
Profit (loss) for the period9904€134k€87k▼
Profit (loss) for the period to be appropriated9905€134k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-418k€-331k▲
Profit (loss) brought forward from the previous period14P€-552k€-418k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €134k
Net result €134k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-543k
Net result drops to €-543k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Equity above €200kEq €211k ▲140%
2 profitable years in a row build equity to €211k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €51k
Net result €51k after 2 loss-making years.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie de la Frêneraie 291300 WavreGround area
1,506 m²
Building footprint
115 m²
Parcel 25772I0162/00W000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Voie de la Frêneraie 29, 1300 Wavre
since 20072.167.999.092
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772I0162/00W000 | Wallonia | 1,506 m² | 1 · 115 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,339 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.