SPANT-ARCHITECTEN
ActiveSPANT-ARCHITECTEN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275k and a net result of €58k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.26 against 6.63 in 2024; short-term debt: 11.9% and cash: 34.8% of total assets), and 11.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.1%
Return on assets
18.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
8 d late
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€275k▲ 14.8%
2024 · €239k
2019: €156k
2020: €186k
2021: €199k
2022: €187k
2023: €208k
2024: €239k
2019 → 2025
Total assets
€312k▲ 11.6%
2024 · €279k
2019: €172k
2020: €265k
2021: €265k
2022: €248k
2023: €246k
2024: €279k
2019 → 2025
Net result
€58k▲ 26.3%
2024 · €46k
2019: €21k
2020: €32k
2021: €30k
2022: €42k
2023: €37k
2024: €46k
2019 → 2025
Working capital
€270k▲ 19.3%
2024 · €226k
2019: €144k
2020: €157k
2021: €175k
2022: €168k
2023: €191k
2024: €226k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€187k▼ 6.1%€208k▲ 11.2%€239k▲ 15.1%€275k▲ 14.8%
Operating result€45k-€55k▲ 22.3%€55k▼ 1.4%€67k▲ 21.8%€84k▲ 25.9%
Net result€30k-€42k▲ 40.6%€37k▼ 12.8%€46k▲ 26.5%€58k▲ 26.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312k
Fixed assets
€5k▼ 63.7%
Current assets
€307k▲ 15.3%
Equity and liabilities €312k
Equity
€275k▲ 14.8%
Debt
€37k▼ 7.4%
The debt ratio falls from 14.4% to 11.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▲
2024 · €80k
Cash flow
€68k▲
2024 · €60k
Solvency
88.1%▲
2024 · 85.6%
Current ratio
8.26▲
2024 · 6.63
Quick ratio
8.26▲
2024 · 6.63
Debt / equity
0.14▼
2024 · 0.17
ROE
21.3%▲
2024 · 19.3%
ROA
18.7%▲
2024 · 16.5%
Interest coverage
985.83▲
2024 · 365.97
Debt
€37k▼
2024 · €40k
Debt ≤ 1 year
€37k▼
2024 · €40k
Income taxes
€28k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€312k▲
Fixed assets21/28€13k€5k▼
Tangible fixed assets22/27€13k€5k▼
Furniture and vehicles24€13k€5k▼
Financial fixed assets28€25€25=
Current assets29/58€267k€307k▲
Amounts receivable after more than one year29€79k€75k▼
Other amounts receivable291€79k€75k▼
Amounts receivable within one year40/41€26k€24k▼
Trade receivables40€21k€19k▼
Other amounts receivable41€5k€5k▲
Current investments50/53€97k€98k▲
Cash at bank and in hand54/58€61k€108k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€279k€312k▲
Equity10/15€239k€275k▲
Contributions10/11€6k€6k=
Reserves13€233k€267k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€216k€250k▲
Profit (loss) carried forward14€120€1k▲
Amounts payable17/49€40k€37k▼
Amounts payable within one year42/48€40k€37k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€20k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k▼
Other operating charges640/8€817€787▼
Gross operating margin9900€81k€94k▲
Operating profit (loss)9901€67k€84k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€218€95▼
Recurring financial charges65€218€95▼
Profit (loss) for the period before taxes9903€69k€87k▲
Income taxes67/77€22k€28k▲
Profit (loss) for the period9904€46k€58k▲
Profit (loss) for the period to be appropriated9905€46k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€58k▲
Profit (loss) brought forward from the previous period14P€2k€120▼
Transfer from equity791/2€13k€24k▲
Transfer to equity691/2€46k€58k▲
To other reserves6921€46k€58k▲
Profit to be distributed694/7€15k€23k▲
Return on contributions (dividend)694€15k€23k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €58k ▲26.3%
Operating result €84k, net result €58k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €208k ▲11.2%
5 profitable years in a row build equity to €208k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olijftakstraat 312060 AntwerpenGround area
72 m²
Building footprint
59 m²
Volume, LiDAR
740 m³
Parcel 11805E1287/00N003, Flanders · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E1287/00N003 | Flanders | 72 m² | 1 · 59 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BART ANTHONISSEN,ARCHITECT
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ARCHITECTENBUREAU DEMEYERE ASSOCIATES
BE 0885.060.167
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ATMOS ARCHITECTES
BE 0670.885.652
Marche-en-Famenne · Eq €275k
ARCHITECTENBUREAU BOUWKUNST & DESIGN
BE 0444.642.753
Stabroek · Eq €274k
ATELIER D'ARCHITECTURE DE L'ANGLE
BE 0462.212.522
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 4,803 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2003
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.