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BART ANTHONISSEN,ARCHITECT

Active
Private limited companyfounded 200719 yrs activeLeeuwstraat 70, 9000 Gent, BelgiumKBO/BCE: BE 0887.240.786

BART ANTHONISSEN,ARCHITECT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275k and a net result of €10k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
74 / 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+9
Solvency40▼-11
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.79 in 2024), but 79.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.4%
Return on assets
0.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9386 sector peers (2025).
NBB · sector comparison
Position among 9386 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
27 d early
2023
21 d early
2022
21 d late
2021
30 d early
2020
24 d early
2019
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€275k▲ 3.7%
2024 · €265k
2018: €375k 2019: €375k 2020: €341k 2021: €388k 2022: €347k 2023: €284k 2024: €265k
2018 → 2025
Total assets
€1.35M▲ 19.6%
2024 · €1.13M
2018: €390k 2019: €533k 2020: €1.05M 2021: €1.25M 2022: €1.16M 2023: €1.15M 2024: €1.13M
2018 → 2025
Net result
€10k▲ 107%
2024 · €5k
2018: €30k 2019: €24k 2020: €-9k 2021: €307k 2022: €-41k 2023: €-21k 2024: €5k
2018 → 2025
Working capital
€169k▲ 3.8%
2024 · €162k
2018: €349k 2019: €230k 2020: €220k 2021: €372k 2022: €230k 2023: €178k 2024: €162k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€388k-€347k▼ 10.5%€284k▼ 18.1%€265k▼ 6.9%€275k▲ 3.7%
Operating result€2k-€-11k€4k€11k▲ 146%€12k▲ 10.1%
Net result€307k-€-41k€-21k▲ 47.6%€5k€10k▲ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €2k€2kNet result 2021: €307k€307kOperating result 2022: €-11k€-11kNet result 2022: €-41k€-41kOperating result 2023: €4k€4kNet result 2023: €-21k€-21kOperating result 2024: €11k€11kNet result 2024: €5k€5kOperating result 2025: €12k€12kNet result 2025: €10k€10k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets €909k▲ 20.2%
Current assets €436k▲ 18.2%
Equity and liabilities €1.35M
Equity €275k▲ 3.7%
Debt €1.07M▲ 24.4%
The debt ratio rises from 76.5% to 79.6%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€41k
2024 · €40k
Cash flow
€39k
2024 · €34k
Solvency
20.4%
2024 · 23.5%
Current ratio
1.63
2024 · 1.79
Quick ratio
1.63
2024 · 1.79
Debt / equity
3.90
2024 · 3.25
ROE
3.6%
2024 · 1.8%
ROA
0.7%
2024 · 0.4%
Interest coverage
4.68
2024 · 1.72
Debt
€1.07M
2024 · €860k
Debt ≤ 1 year
€267k
2024 · €206k
Debt > 1 year
€803k
2024 · €654k
Income taxes
€1k
2024 · €182
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.13M€1.35M
Fixed assets21/28€756k€909k
Tangible fixed assets22/27€756k€909k
Land and buildings22€48k€48k
Plant, machinery and equipment23€904€443
Furniture and vehicles24€4k€42
Leasing and similar rights25€497k€472k
Assets under construction and advance payments27€207k€389k
Financial fixed assets28€100€100=
Current assets29/58€369k€436k
Amounts receivable within one year40/41€151k€205k
Trade receivables40€62k€120k
Other amounts receivable41€89k€85k
Current investments50/53€140k€158k
Cash at bank and in hand54/58€69k€64k
Deferred charges and accrued income490/1€9k€9k=
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.35M
Equity10/15€265k€275k
Contributions10/11€12k€12k=
Reserves13€252k€262k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€250k€260k
Amounts payable17/49€860k€1.07M
Amounts payable after more than one year17€654k€803k
Financial debts170/4€654k€803k
Amounts payable within one year42/48€206k€267k
Current portion of amounts payable after more than one year42€21k€33k
Trade debts44€9k€45k
Suppliers440/4€9k€45k
Taxes, remuneration and social security45€5k€7k
Taxes450/3€5k€7k
Other amounts payable47/48€171k€183k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k
Other operating charges640/8€219€225
Gross operating margin9900€40k€41k
Operating profit (loss)9901€11k€12k
Financial income75/76B€18k€8k
Recurring financial income75€18k€8k
Financial charges65/66B€23k€9k
Recurring financial charges65€23k€9k
Profit (loss) for the period before taxes9903€5k€11k
Income taxes67/77€182€1k
Profit (loss) for the period9904€5k€10k
Profit (loss) for the period to be appropriated9905€5k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€5k€10k
Transfer from equity791/2€24k-
Transfer to equity691/2€5k€10k
To other reserves6921€5k€10k
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €5k
Net result €5k after 2 loss-making years.
10-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial Weakest financial yearnet €-41k ▼113%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €307k
Net result €307k after one loss-making year.
07-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leeuwstraat 709000 Gent
Ground area
106 m²
Building footprint
67 m²
Volume, LiDAR
879 m³
Parcel 44804D2841/00V009, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44804D2841/00V009 Flanders 106 m² 1 · 67 m² 16.6 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 4,781 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-02-2007
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.