ATMOS ARCHITECTES
ActiveATMOS ARCHITECTES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275k and a net result of €131k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency46▼-1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.27 in 2024), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
12.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
14 d early
2024
28 d late
2023
44 d early
2022
28 d early
2021
4 d early
2020
17 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€275k▲ 12.9%
2024 · €243k
2018: €24k
2019: €48k
2020: €69k
2021: €111k
2022: €213k
2023: €302k
2024: €243k
2018 → 2025
Total assets
€1.03M▲ 13.7%
2024 · €910k
2018: €125k
2019: €132k
2020: €299k
2021: €477k
2022: €979k
2023: €992k
2024: €910k
2018 → 2025
Net result
€131k
2024 · €-58k
2018: €5k
2019: €24k
2020: €21k
2021: €42k
2022: €192k
2023: €89k
2024: €-58k
2018 → 2025
Working capital
€75k▲ 67.3%
2024 · €45k
2018: €18k
2019: €50k
2020: €31k
2021: €110k
2022: €57k
2023: €99k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€213k▲ 91.9%€302k▲ 41.7%€243k▼ 19.2%€275k▲ 12.9%
Operating result€50k-€233k▲ 365%€127k▼ 45.7%€-41k€179k
Net result€42k-€192k▲ 358%€89k▼ 53.8%€-58k€131k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €179k after a loss of €41k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€666k▼ 4.5%
Current assets
€369k▲ 73.5%
Equity and liabilities €1.03M
Equity
€275k▲ 12.9%
Debt
€760k▲ 14.0%
The debt ratio rises from 73.3% to 73.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€228k▲
2024 · €7k
Cash flow
€181k▲
2024 · €-10k
Solvency
26.6%▼
2024 · 26.7%
Current ratio
1.25▼
2024 · 1.27
Quick ratio
1.25▼
2024 · 1.27
Debt / equity
2.77▲
2024 · 2.74
ROE
47.8%▲
2024 · -23.8%
ROA
12.7%▲
2024 · -6.4%
Interest coverage
13.21▲
2024 · 0.43
Debt
€760k▲
2024 · €667k
Debt ≤ 1 year
€294k▲
2024 · €168k
Debt > 1 year
€462k▼
2024 · €495k
Income taxes
€30k▲
2024 · €445
Staff costs
€114k▲
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€910k€1.03M▲
Fixed assets21/28€698k€666k▼
Intangible fixed assets21€4k€4k▼
Tangible fixed assets22/27€693k€662k▼
Land and buildings22€679k€647k▼
Furniture and vehicles24€14k€15k▲
Current assets29/58€213k€369k▲
Amounts receivable within one year40/41€96k€170k▲
Trade receivables40€81k€113k▲
Other amounts receivable41€15k€57k▲
Cash at bank and in hand54/58€90k€184k▲
Deferred charges and accrued income490/1€27k€15k▼
Equity and liabilities
Total equity and liabilities10/49€910k€1.03M▲
Equity10/15€243k€275k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€223k€254k▲
Amounts payable17/49€667k€760k▲
Amounts payable after more than one year17€495k€462k▼
Financial debts170/4€495k€462k▼
Amounts payable within one year42/48€168k€294k▲
Current portion of amounts payable after more than one year42€36k€33k▼
Trade debts44€41k€35k▼
Suppliers440/4€41k€35k▼
Taxes, remuneration and social security45€35k€60k▲
Taxes450/3€20k€39k▲
Remuneration and social security454/9€15k€21k▲
Other amounts payable47/48€56k€167k▲
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€85k€114k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€49k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€11k
Other operating charges640/8€20k€3k▼
Gross operating margin9900€112k€356k▲
Operating profit (loss)9901€-41k€179k▲
Financial income75/76B€0€99▲
Recurring financial income75€0€99▲
Financial charges65/66B€17k€17k▲
Recurring financial charges65€17k€17k▲
Profit (loss) for the period before taxes9903€-58k€162k▲
Income taxes67/77€445€30k▲
Profit (loss) for the period9904€-58k€131k▲
Profit (loss) for the period to be appropriated9905€-58k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€223k€354k▲
Profit (loss) brought forward from the previous period14P€281k€223k▼
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €131k
Net result €131k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-58k ▼165%
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €192k ▲358%
Operating result €233k, net result €192k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲91.9%
5 profitable years in a row build equity to €213k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 3.96
Current ratio from 1.22 to 3.96; short-term debt falls from €137k to €37k.
31-12
Financial
Equity above €100kEq €111k ▲60.8%
4 profitable years in a row build equity to €111k.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aye, Rue du Vivier 166900 Marche-en-FamenneGround area
904 m²
Building footprint
106 m²
Parcel 83002A1140/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Atmos Architectes
since 20172.263.877.951
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83002A1140/00X000 | Wallonia | 904 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 4,778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2017
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.