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SP INVEST

Active Risk: not assessed
Private limited companyfounded 2019active for 7 yearsRue Hector Denis 33, 4420 Saint-Nicolas, BelgiumKBO/BCE: BE 0736.642.645

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SP INVEST is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €366,722 and a net result of -€4,915. Equity has been growing by about 19% per year since 2020. Its solvency ranks better than 20% of 1,850 sector peers (NACE 66, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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SP INVESTActive
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Overview

Official details

KBO
Status
Active since 22-10-2019 Normal situation
Activity
Activities auxiliary to financial services and insurance activities NACE 66300and 1 other
Establishment unit
2.308.954.346 4420 Saint-Nicolas, since 22-10-2019
Financial year end
31 December
Peppol
Reachable since 30-09-2025
Company details

Board and ownership

Board
  • IMMORIPRO SADirector
  • LOCAPARK SADirector
Shareholders
Holdings
Shares in 1 company CD7 PROPERTIES (Ans Alleur)
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€4,915
▼ 91.6%
Equity
€366,722
▼ 1.3%
Total assets
€3.4m
▼ 0.3%
Filed on 15-08-2026, 15 days after the deadlineat the National Bank
Financials
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 15 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1850 sector peers (2025).
NBB · sector comparison
Position among 1850 sector peers
Solvency
better than 20%
← weakest strongest →
raises risk · 2025 accounts filed 15 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-08-2026, 15 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
15 days late
2024
15 days early
2023
6 days early
2022
7 days late
2021
28 days late
2020
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 14 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€4,915 View
  • Positive: Result rose in 2025from -€58,352 to -€4,915 ▲ 91.6% View
  • Caution: Lower net result than 87% of companies in auxiliary financial servicessector median €71,338 · 1,848 companies -€4,915 View

Comparable companies

These companies have the same main activity as SP INVEST: activities auxiliary to financial services and insurance activities (NACE 66300). They are comparable in size and age: total assets between €1.9m and €4.1m, founded between 2017 and 2021.

CompanyTotal assetsGross margin
SP INVEST Saint-Nicolas€3.4m€0.09m
ALMINHOLD Kontich€4.1m€0.1m
Global Castle Group Brussel€2.0m€0.1m
Het Gebouw Wingene€1.9m€0.1m
MAXANDRO Tervuren€2.8m€0.2m
Groep Franken Heusden-Zolder€1.9m€0.1m
STABIMMO Brugge€1.9m€0.1m
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SP INVEST
What is the company number of SP INVEST?
The company number of SP INVEST is 0736.642.645. The VAT number is the same number with BE in front: BE 0736.642.645.
Where is SP INVEST based?
The registered office is at Rue Hector Denis 33, 4420 Saint-Nicolas.Company details
What does SP INVEST do?
According to the KBO register, the main activity is activities auxiliary to financial services and insurance activities (NACE 66300).
What is the legal form of SP INVEST?
The legal form of SP INVEST is Private limited company (BV).
When was SP INVEST founded?
SP INVEST was founded on 22-10-2019.
Is SP INVEST still active?
Yes, SP INVEST is an active enterprise in the KBO register.
What is the turnover of SP INVEST?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €88,042 and 1,290 comparable companies of the same size. It probably lies between €150,000 and €470,000. It is a rough estimate.Financials
Is SP INVEST profitable?
In financial year 2025, SP INVEST made a loss of €4,915.
Where can I find the annual accounts of SP INVEST?
SP INVEST filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SP INVEST due?
SP INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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