Summary
STABIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €425,933 and a net result of €14,129. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 28% of 2464 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
137 d early
2024
122 d early
2023
69 d early
2022
41 d early
2021
33 d early
2020
16 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 May (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€425,933▲ 3.4%
2024 · €411,804
Net result
€14,129
2024 · -€87,847
Total assets
€1.9m▼ 0.7%
2024 · €1.9m
Solvency
22.5%▲ 0.9pp
2024 · 21.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,462▲ 16.2%€821▼ 85.0%-€52,707-€37,912▲ 28.1%€57,142
Net result-€3,847below the sector's middle half▲ 26.1%-€8,890below the sector's middle half▼ 131%-€71,846below the sector's middle half▼ 708%-€87,847below the sector's middle half▼ 22.3%€14,129within the sector's middle half
Equity€580,386within the sector's middle half▼ 0.7%€571,496within the sector's middle half▼ 1.5%€499,650within the sector's middle half▼ 12.6%€411,804within the sector's middle half▼ 17.6%€425,933above the sector's middle half▲ 3.4%
Total assets€1.1mwithin the sector's middle half▲ 60.4%€1.0mwithin the sector's middle half▼ 3.3%€2.2mabove the sector's middle half▲ 114%€1.9mwithin the sector's middle half▼ 13.8%€1.9mabove the sector's middle half▼ 0.7%
Debt€489,432▲ 491%€463,509▼ 5.3%€1.7m▲ 269%€1.5m▼ 12.8%€1.5m▼ 1.8%
Working capital-€155,046below the sector's middle half▼ 335%-€156,364below the sector's middle half▼ 0.9%-€337,564below the sector's middle half▼ 116%€15,071within the sector's middle half€60,581within the sector's middle half▲ 302%
Solvency54.3%within the sector's middle half▼ 33.3pp55.2%within the sector's middle half▲ 1.0pp22.6%within the sector's middle half▼ 32.6pp21.6%within the sector's middle half▼ 1.0pp22.5%within the sector's middle half▲ 0.9pp
Current ratio0.09below the sector's middle half▼ 0.020.06below the sector's middle half▼ 0.040.51below the sector's middle half▲ 0.461.36within the sector's middle half▲ 0.852.40within the sector's middle half▲ 1.04
Return on assets (ROA)-0.4%below the sector's middle half▲ 0.4pp-0.9%below the sector's middle half▼ 0.5pp-3.2%below the sector's middle half▼ 2.4pp-4.6%below the sector's middle half▼ 1.4pp0.7%below the sector's middle half▲ 5.4pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €57,142 after a loss of €37,912 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.8m ▼ 3.2%
Current assets
€103,841 ▲ 82.0%
Equity and liabilities €1.9m
Equity
€425,933 ▲ 3.4%
Debt
€1.5m ▼ 1.8%
Debt's share of the balance-sheet total falls from 78.4% to 77.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.3%▲
2024 · -21.3%
Debt ≤ 1 year
€43,260▲
2024 · €41,989
Debt > 1 year
€1.4m▼
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €43,000 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,514 | €46,476 | €86,857 | €74,279 | €85,000 | ▲ 14.4% |
| Other operating charges640/8 | €4,590 | €6,290 | €10,728 | €22,755 | €7,672 | ▼ 66.3% |
| Gross operating margin9900 | €48,566 | €53,587 | €44,877 | €59,122 | €149,814 | ▲ 153% |
| Operating profit (loss)9901 | €5,462 | €821 | -€52,707 | -€37,912 | €57,142 | ▲ 251% |
| Financial income75/76B | €0 | - | - | €4,179 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | - | - | €4,179 | €0 | ▼ 100% |
| Financial charges65/66B | €3,808 | €5,138 | €19,138 | €54,114 | €43,013 | ▼ 20.5% |
| Recurring financial charges65 | €3,808 | €5,138 | €19,138 | €54,114 | €43,013 | ▼ 20.5% |
| Profit (loss) for the period before taxes9903 | €1,654 | -€4,317 | -€71,846 | -€87,847 | €14,129 | ▲ 116% |
| Income taxes67/77 | €5,501 | €4,573 | €0 | - | - | - |
| Profit (loss) for the period9904 | -€3,847 | -€8,890 | -€71,846 | -€87,847 | €14,129 | ▲ 116% |
| Profit (loss) for the period to be appropriated9905 | -€3,847 | -€8,890 | -€71,846 | -€87,847 | €14,129 | ▲ 116% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.0m | €2.2m | €1.9m | €1.9m | ▼ 0.7% |
| Fixed assets21/28 | €1.1m | €1.0m | €1.9m | €1.8m | €1.8m | ▼ 3.2% |
| Tangible fixed assets22/27 | €1.1m | €1.0m | €1.9m | €1.8m | €1.8m | ▼ 3.2% |
| Land and buildings22 | €1.1m | €1.0m | €1.9m | €1.8m | €1.8m | ▼ 3.2% |
| Plant, machinery and equipment23 | - | - | - | €2,527 | €2,007 | ▼ 20.6% |
| Current assets29/58 | €16,222 | €9,735 | €356,524 | €57,060 | €103,841 | ▲ 82.0% |
| Amounts receivable within one year40/41 | €0 | - | €317,735 | €4,031 | €0 | ▼ 100% |
| Trade receivables40 | - | - | - | €4,031 | €0 | ▼ 100% |
| Other amounts receivable41 | €0 | - | €317,735 | €0 | - | - |
| Cash at bank and in hand54/58 | €16,222 | €9,735 | €38,789 | €53,029 | €60,841 | ▲ 14.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €43,000 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €2.2m | €1.9m | €1.9m | ▼ 0.7% |
| Equity10/15 | €580,386 | €571,496 | €499,650 | €411,804 | €425,933 | ▲ 3.4% |
| Contributions10/11 | €30,716 | €30,716 | €30,716 | €30,716 | €30,716 | = |
| Revaluation surpluses12 | €445,830 | €445,830 | €388,683 | €322,089 | €322,089 | = |
| Reserves13 | €103,839 | €94,949 | €80,251 | €58,999 | €73,128 | ▲ 23.9% |
| Distributable reserves133 | €103,839 | €94,949 | €80,251 | €58,999 | €73,128 | ▲ 23.9% |
| Amounts payable17/49 | €489,432 | €463,509 | €1.7m | €1.5m | €1.5m | ▼ 1.8% |
| Amounts payable after more than one year17 | €318,116 | €297,409 | €1.0m | €1.4m | €1.4m | ▼ 1.9% |
| Financial debts170/4 | €318,116 | €297,409 | €1.0m | €1.4m | €1.4m | ▼ 1.9% |
| Amounts payable within one year42/48 | €171,268 | €166,100 | €694,088 | €41,989 | €43,260 | ▲ 3.0% |
| Current portion of amounts payable after more than one year42 | €49,422 | €20,706 | €25,039 | €41,037 | €42,247 | ▲ 3.0% |
| Financial debts43 | - | - | €250,000 | €0 | - | - |
| Credit institutions430/8 | - | - | €250,000 | €0 | - | - |
| Trade debts44 | €1,594 | €2,071 | €22,299 | €657 | €13 | ▼ 98.1% |
| Suppliers440/4 | €1,594 | €2,071 | €22,299 | €657 | €13 | ▼ 98.1% |
| Taxes, remuneration and social security45 | €5,501 | €4,573 | €0 | €295 | €0 | ▼ 100% |
| Taxes450/3 | €5,501 | €4,573 | €0 | €295 | €0 | ▼ 100% |
| Other amounts payable47/48 | €114,750 | €138,750 | €396,750 | €0 | €1,000 | - |
| Accrued charges and deferred income492/3 | €48 | €0 | - | €15,419 | €13,981 | ▼ 9.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,847 | -€8,890 | -€71,846 | -€87,847 | €14,129 | ▲ 116% |
| + Depreciation and write-downs630 | €38,514 | €46,476 | €86,857 | €74,279 | €85,000 | ▲ 14.4% |
| Operating cash flow (approximation) | €34,667 | €37,586 | €15,011 | -€13,567 | €99,129 | ▲ 831% |
| Investment in fixed assets (approximation) | - | -€18,150 | -€916,968 | -€67,419 | -€25,353 | ▲ 62.4% |
| Change in cash | - | -€6,486 | €29,054 | €14,239 | €7,813 | ▼ 45.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €14,129
Net result €14,129 after 5 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€87,847
Net result drops to -€87,847, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.36
Current ratio from 0.51 to 1.36; short-term debt falls from €694,088 to €41,989.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
Ground area
664 m²
Building footprint
236 m²
Volume, LiDAR
1,470 m³
Parcel 31807I0338/00S000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Stabimmo
since 20202.312.999.741
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31807I0338/00S000 | Flanders | 664 m² | 1 · 236 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 592 companies in sector 66300 we hold annual accounts for 366. 239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759536526
Also
9925:BE0759536526
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.