SOUSA CONSTRUCT
ActiveSOUSA CONSTRUCT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €619k and a net result of €66k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 77% of 2138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
98
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+15
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 5.27 in 2024), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.5%
Return on assets
7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
20 d late
2023
29 d late
2022
24 d late
2021
29 d late
2020
13 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€66k▲ 17.0%
2024 · €56k
2018: €52k
2019: €63k
2020: €64k
2021: €65k
2022: €68k
2023: €145k
2024: €56k
2018 → 2025
Working capital
€536k▼ 24.1%
2024 · €707k
2018: €221k
2019: €276k
2020: €340k
2021: €403k
2022: €451k
2023: €592k
2024: €707k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€465k-€532k▲ 14.6%€678k▲ 27.3%€734k▲ 8.3%€619k▼ 15.6%
Operating result€89k-€96k▲ 8.0%€202k▲ 111%€78k▼ 61.4%€82k▲ 5.6%
Net result€65k-€68k▲ 4.7%€145k▲ 115%€56k▼ 61.2%€66k▲ 17.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €945k
Fixed assets
€213k▲ 12.0%
Current assets
€731k▼ 16.1%
Equity and liabilities €945k
Equity
€619k▼ 15.6%
Debt
€326k▼ 0.8%
The debt ratio rises from 30.9% to 34.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€119k▲
2024 · €104k
Cash flow
€102k▲
2024 · €83k
Solvency
65.5%▼
2024 · 69.1%
Current ratio
3.75▼
2024 · 5.27
Quick ratio
3.75▼
2024 · 5.27
Debt / equity
0.53▲
2024 · 0.45
ROE
10.7%▲
2024 · 7.7%
ROA
7.0%▲
2024 · 5.3%
Interest coverage
22.46▲
2024 · 19.76
Debt
€326k▼
2024 · €328k
Debt ≤ 1 year
€195k▲
2024 · €165k
Debt > 1 year
€131k▼
2024 · €163k
Income taxes
€25k▲
2024 · €20k
Staff costs
€187k▲
2024 · €172k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€945k▼
Fixed assets21/28€191k€213k▲
Tangible fixed assets22/27€189k€211k▲
Land and buildings22€162k€150k▼
Plant, machinery and equipment23€955€207▼
Furniture and vehicles24€27k€60k▲
Financial fixed assets28€1k€3k▲
Current assets29/58€872k€731k▼
Amounts receivable within one year40/41€623k€531k▼
Trade receivables40€398k€455k▲
Other amounts receivable41€226k€77k▼
Cash at bank and in hand54/58€227k€189k▼
Deferred charges and accrued income490/1€22k€11k▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€945k▼
Equity10/15€734k€619k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€714k€599k▼
Amounts payable17/49€328k€326k▼
Amounts payable after more than one year17€163k€131k▼
Financial debts170/4€163k€131k▼
Amounts payable within one year42/48€165k€195k▲
Current portion of amounts payable after more than one year42€28k€31k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€104k€103k▼
Suppliers440/4€104k€103k▼
Taxes, remuneration and social security45€34k€8k▼
Taxes450/3€34k€6k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48-€51k
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€172k€187k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€36k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€280k€308k▲
Operating profit (loss)9901€78k€82k▲
Financial income75/76B€4k€14k▲
Recurring financial income75€4k€14k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€77k€91k▲
Income taxes67/77€20k€25k▲
Profit (loss) for the period9904€56k€66k▲
Profit (loss) for the period to be appropriated9905€56k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€714k€780k▲
Profit (loss) brought forward from the previous period14P€657k€714k▲
Profit to be distributed694/7-€181k
Return on contributions (dividend)694-€181k
Social balance
Average headcount (FTE)90873.23.2=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €145k ▲115%
Operating result €202k, net result €145k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
31-12
Financial
Equity above €500kEq €532k ▲14.6%
5 profitable years in a row build equity to €532k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 13 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 134 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 149 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
DE SOUSA MONTEIRO PINTO Rui Pedro
CurrentDirector · since 24-06-2024
24-06-2024
Appointed as Director
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Obusstraat 1701070 AnderlechtGround area
528 m²
Building footprint
484 m²
Volume, LiDAR
2,629 m³
Parcel 21302A0091/00N008, Brussels · tallest building 13.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sousa Construct
since 20122.214.614.423
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0091/00N008 | Brussels | 528 m² | 1 · 484 m² | 13.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bouwonderneming Cleuren
BE 0461.359.714
Bilzen-Hoeselt · Eq €619k
RETTON
BE 0882.088.306
Wetteren · Eq €619k
D-HOMES
BE 0633.530.853
Fléron · Eq €619k
HERMANS BART
BE 0827.390.402
Aarschot · Eq €619k
ADRIBOUW
BE 0887.227.227
Izegem · Eq €619k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 8,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.