Sonder & Stripes
ActiveSonder & Stripes has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €28k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 7002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency100▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.38 against 2.56 in 2024; short-term debt: 19% and cash: 66% of total assets), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
13 d early
2022
56 d late
2021
3 d early
2020
5 d early
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 40.0%
2024 · €66k
2019: €24k
2020: €44k
2021: €65k
2022: €56k
2023: €38k
2024: €66k
2019 → 2025
Total assets
€118k▲ 2.0%
2024 · €116k
2019: €31k
2020: €55k
2021: €77k
2022: €122k
2023: €96k
2024: €116k
2019 → 2025
Net result
€28k▼ 1.6%
2024 · €29k
2019: €22k
2020: €20k
2021: €22k
2022: €26k
2023: €-18k
2024: €29k
2019 → 2025
Working capital
€76k▲ 40.9%
2024 · €54k
2019: €9k
2020: €33k
2021: €63k
2022: €42k
2023: €24k
2024: €54k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€56k▼ 13.7%€38k▼ 33.4%€66k▲ 76.4%€93k▲ 40.0%
Operating result€29k-€37k▲ 27.1%€-17k€34k€36k▲ 8.0%
Net result€22k-€26k▲ 19.2%€-18k€29k€28k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€20k▼ 28.1%
Current assets
€99k▲ 11.2%
Equity and liabilities €118k
Equity
€93k▲ 40.0%
Debt
€26k▼ 48.7%
The debt ratio falls from 42.9% to 21.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2024 · €47k
Cash flow
€41k▼
2024 · €42k
Solvency
78.4%▲
2024 · 57.1%
Current ratio
4.38▲
2024 · 2.56
Quick ratio
4.38▲
2024 · 2.56
Debt / equity
0.28▼
2024 · 0.75
ROE
30.4%▼
2024 · 43.3%
ROA
23.9%▼
2024 · 24.7%
Interest coverage
214.91▲
2024 · 144.76
Debt
€26k▼
2024 · €50k
Debt ≤ 1 year
€23k▼
2024 · €35k
Debt > 1 year
€3k▼
2024 · €15k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€118k▲
Fixed assets21/28€27k€20k▼
Tangible fixed assets22/27€27k€20k▼
Land and buildings22€1k€840▼
Furniture and vehicles24€26k€19k▼
Current assets29/58€89k€99k▲
Amounts receivable within one year40/41€20k€20k▲
Trade receivables40€15k€18k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€69k€78k▲
Deferred charges and accrued income490/1€612€642▲
Equity and liabilities
Total equity and liabilities10/49€116k€118k▲
Equity10/15€66k€93k▲
Contributions10/11€1k€1k=
Reserves13€65k€92k▲
Distributable reserves133€65k€92k▲
Profit (loss) carried forward14€725-
Amounts payable17/49€50k€26k▼
Amounts payable after more than one year17€15k€3k▼
Financial debts170/4€15k€3k▼
Amounts payable within one year42/48€35k€23k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€2k€925▼
Suppliers440/4€2k€925▼
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€10k€10k▼
Other amounts payable47/48€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€1k€809▼
Gross operating margin9900€48k€50k▲
Operating profit (loss)9901€34k€36k▲
Financial income75/76B€7€0▼
Recurring financial income75€7€0▼
Financial charges65/66B€325€227▼
Recurring financial charges65€325€227▼
Profit (loss) for the period before taxes9903€33k€36k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€29k€28k▼
Profit (loss) for the period to be appropriated9905€29k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€29k▲
Profit (loss) brought forward from the previous period14P-€725
Transfer from equity791/2-€2k
Transfer to equity691/2€28k€29k▲
To other reserves6921€28k€29k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-18k ▼169%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wezelsebaan 2242900 SchotenGround area
2,792 m²
Building footprint
183 m²
Volume, LiDAR
1,010 m³
Parcel 11040D0149/02V002, Flanders · tallest building 16.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sonder & Stripes
since 20192.293.382.183
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0149/02V002 | Flanders | 2,792 m² | 1 · 183 m² | 16.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,754. 3,029 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2019
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.