Equity
Solid Partner has made a profit without a break since 2019.
The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 88% on liquidity, 82% on profitability and 84% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 31,368 companies had the same profile as Solid Partner has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Solid Partner itself: < 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Solid Partner. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 5.2 (4.0 in 2024), above the usual 1.5. Short-term debt is 19.2% and cash 43% of total assets. 21.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Solid Partner Hamme (Vl.) | - | - | 78.7% | - |
| SERIDEM Tournai | - | - | 96.9% | - |
| BORGERS CONSULTING Herent | - | - | 82.5% | - |
| COLONVAL-GESTASSUR Ham-sur-Heure-Nalinnes | €193,331 | -2.3% | 26.8% | 0.9 |
| M. HENCKENS Geel | - | - | 74.1% | - |
| VDV ADMIN & CONSULTING Halle | - | - | 82.3% | - |
| TARTENCO Saint-Hubert | €61,050 | 13.4% | 23.4% | - |
These companies have the same main activity as Solid Partner: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €74,400 and €146,000, founded between 1985 and 1998.
Solid Partner files the micro format. That format states no turnover. The gross margin rose from €336 in 2011 to €49,187 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €87,000 and €170,000.
Higher than 76% of 15,820 companies in 2025.
Higher than 79% of 15,592 companies in 2025.
Higher than 67% of 15,709 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||
20/58 |
114,998 | 73,556 | 55,536 | 25,348 | 14,950 | 9,931 | 3,236 | 2,462 | 6,448 | 7,387 | 8,146 | 5,346 | 6,720 | 6,939 | 3,600 | |
21/28 |
5 | 5 | 15,000 | - | - | - | - | - | 1,418 | 2,118 | 3,296 | 5,346 | 4,396 | 3,869 | - | |
22/27 |
- | - | 15,000 | - | - | - | - | - | 1,418 | 2,118 | 3,296 | 5,346 | 4,396 | 3,869 | - | |
24 |
- | - | 15,000 | - | - | - | - | - | 1,418 | 2,118 | 3,296 | 5,346 | 4,396 | 3,869 | - | |
28 |
5 | 5 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
29/58 |
114,993 | 73,551 | 40,536 | 25,348 | 14,950 | 9,931 | 3,236 | 2,462 | 5,030 | 5,269 | 4,849 | - | 2,324 | 3,070 | 3,600 | |
3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,600 | |
37 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,600 | |
40/41 |
65,556 | 45,387 | 23,162 | 25,348 | 14,950 | 9,595 | 1,619 | 1,860 | 3,326 | 5,038 | 912 | - | 1,568 | 1,210 | - | |
40 |
4,266 | 2,971 | 2,874 | 2,299 | 1,539 | 5,034 | 1,619 | 1,860 | 3,326 | 5,038 | 912 | - | 1,568 | 1,210 | - | |
41 |
61,290 | 42,416 | 20,288 | 23,050 | 13,411 | 4,561 | - | - | - | - | - | - | - | - | - | |
54/58 |
49,437 | 28,164 | 17,374 | - | - | 336 | 1,616 | 603 | 1,705 | 230 | 1,799 | - | 756 | 1,860 | - | |
490/1 |
- | - | - | - | - | - | - | - | - | - | 2,139 | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||
10/49 |
114,998 | 73,556 | 55,536 | 25,348 | 14,950 | 9,931 | 3,236 | 2,462 | 6,448 | 7,387 | 8,146 | 5,346 | 6,720 | 6,939 | 3,600 | |
10/15 |
90,452 | 55,164 | 43,502 | 24,044 | 14,035 | 8,212 | -6,454 | -9,397 | -7,205 | -14,258 | -21,456 | -30,998 | -24,999 | -29,478 | -35,919 | |
10/11 |
18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | |
100 |
- | - | - | - | - | - | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | 18,840 | |
13 |
35,873 | 20,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | 10,873 | |
130/1 |
- | - | - | - | 702 | 702 | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 702 | 702 | 702 | 702 | 702 | 702 | 702 | 702 | 702 | |
1311 |
- | - | - | - | 702 | 702 | - | - | - | - | - | - | - | - | - | |
133 |
35,873 | 20,873 | 10,873 | 10,873 | 10,171 | 10,171 | 10,171 | 10,171 | 10,171 | 10,171 | 10,171 | 10,171 | 10,171 | 10,171 | 10,171 | |
14 |
35,739 | 15,451 | 13,789 | -5,669 | -15,678 | -21,501 | -36,167 | -39,110 | -36,918 | -43,971 | -51,169 | -60,711 | -54,712 | -59,191 | -65,632 | |
17/49 |
24,546 | 18,392 | 12,035 | 1,304 | 915 | 1,719 | 9,690 | 11,859 | 13,652 | 21,644 | 29,602 | 36,344 | 31,719 | 36,417 | 39,519 | |
42/48 |
22,121 | 18,392 | 12,035 | 1,304 | 915 | 1,719 | 9,690 | 11,859 | 13,652 | 21,644 | 29,602 | 36,344 | 31,719 | 36,417 | 39,519 | |
43 |
- | - | - | 440 | 120 | - | - | - | - | - | - | 100 | - | - | - | |
430/8 |
- | - | - | 440 | 120 | - | - | - | - | - | - | 100 | - | - | - | |
44 |
8,393 | 1,765 | 1,314 | 222 | 348 | - | - | - | 381 | 68 | 444 | 100 | 263 | - | - | |
440/4 |
8,393 | 1,765 | 1,314 | 222 | 348 | - | - | - | 381 | 68 | 444 | 100 | 263 | - | - | |
46 |
- | 635 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
45 |
13,728 | 15,991 | 10,721 | 642 | 448 | 1,719 | 1,608 | 669 | 2,081 | 3,100 | 1,469 | 1,612 | 1,591 | 1,830 | - | |
450/3 |
13,728 | 15,991 | 10,721 | 642 | 448 | 1,719 | 1,608 | 669 | 2,081 | 3,100 | 1,469 | 1,612 | 1,591 | 1,830 | - | |
47/48 |
- | - | - | - | - | - | 8,081 | 11,191 | 11,191 | 18,477 | 27,689 | 34,531 | 29,864 | 34,587 | 39,519 | |
492/3 |
2,425 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Income statement | ||||||||||||||||
76A |
- | - | - | - | - | - | 300 | - | - | - | - | - | - | - | - | |
9900 |
49,187 | 37,232 | 45,570 | 10,912 | 6,381 | 15,233 | 3,521 | -188 | 8,532 | 9,665 | 12,269 | -3,365 | 6,434 | 7,138 | 336 | |
630 |
- | 15,000 | 15,000 | - | - | - | - | 1,418 | 701 | 1,871 | 2,050 | 2,050 | 1,050 | 524 | - | |
640/8 |
1,478 | 1,156 | 1,126 | 469 | 468 | 467 | 480 | 484 | 475 | 473 | 472 | 472 | 817 | 119 | 115 | |
66A |
- | 500 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9901 |
47,710 | 20,575 | 29,444 | 10,443 | 5,914 | 14,766 | 3,041 | -2,089 | 7,356 | 7,322 | 9,747 | -5,886 | 4,566 | 6,495 | 222 | |
75/76B |
215 | 132 | 2 | - | - | - | - | 0 | - | - | - | - | 0 | - | - | |
75 |
215 | 132 | 2 | - | - | - | - | 0 | - | - | - | - | 0 | - | - | |
65/66B |
122 | 243 | 112 | 132 | 91 | 99 | 99 | 103 | 303 | 124 | 205 | 113 | 87 | 54 | - | |
65 |
122 | 243 | 112 | 132 | 91 | 99 | 99 | 103 | 303 | 124 | 205 | 113 | 87 | 54 | - | |
9903 |
47,803 | 20,465 | 29,334 | 10,310 | 5,823 | 14,667 | 2,943 | -2,192 | 7,053 | 7,198 | 9,542 | -5,999 | 4,480 | 6,441 | 222 | |
67/77 |
12,515 | 8,803 | 9,877 | 301 | - | - | - | - | - | - | - | - | - | - | - | |
9904 |
35,288 | 11,662 | 19,457 | 10,009 | 5,823 | 14,667 | 2,943 | -2,192 | 7,053 | 7,198 | 9,542 | -5,999 | 4,480 | 6,441 | 222 | |
9905 |
35,288 | 11,662 | 19,457 | 10,009 | 5,823 | 14,667 | 2,943 | -2,192 | 7,053 | 7,198 | 9,542 | -5,999 | 4,480 | 6,441 | 222 | |
| Appropriation of the result | ||||||||||||||||
9906 |
50,739 | 25,451 | 13,789 | -5,669 | -15,678 | -21,501 | -36,167 | -39,110 | -36,918 | -43,971 | -51,169 | -60,711 | -54,712 | -59,191 | -65,632 | |
14P |
15,451 | 13,789 | -5,669 | -15,678 | -21,501 | - | - | - | - | - | - | - | - | - | - | |
691/2 |
15,000 | 10,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
6921 |
15,000 | 10,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||||||
The accounts for 22 older financial years (1989-2010) were filed as documents without figures as data, scans for example.
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00334915 | |
| 31-12-2024 | micro format | 22-07-2025 | 2025-00293058 | |
| 31-12-2023 | micro format | 30-07-2024 | 2024-00300992 | |
| 31-12-2022 | micro format | 29-07-2023 | 2023-00289866 | |
| 31-12-2021 | micro format | 21-07-2022 | 2022-20209839 | |
| 31-12-2020 | micro format | 03-08-2021 | 2021-45700370 | |
| 31-12-2019 | micro format | 22-10-2020 | 2020-62700067 | |
| 31-12-2018 | micro format | 09-07-2019 | 2019-30800508 | |
| 31-12-2017 | micro format | 27-09-2018 | 2018-65800157 | |
| 31-12-2016 | micro format | 27-08-2017 | 2017-49600461 | |
| 31-12-2015 | abbreviated format | 03-08-2016 | 2016-39100489 | |
| 31-12-2014 | abbreviated format | 06-08-2015 | 2015-40000261 | |
| 31-12-2013 | abbreviated format | 06-08-2014 | 2014-40700134 | |
| 31-12-2012 | abbreviated format | 27-08-2013 | 2013-47100216 | |
| 31-12-2011 | abbreviated format | 24-10-2012 | 2012-61700029 | |
| 31-12-2010 | abbreviated format | 23-09-2011 | 2011-55200511 | |
| 31-12-2009 | abbreviated format | 18-06-2010 | 2010-20200105 | |
| 31-12-2008 | abbreviated format | 16-06-2009 | 2009-23800333 | |
| 31-12-2007 | abbreviated format | 02-07-2008 | 2008-35100235 | |
| 31-12-2006 | abbreviated format | 20-06-2007 | 2007-26000159 | |
| 31-12-2005 | abbreviated format | 27-07-2006 | 2006-55503943 | |
| 31-12-2004 | abbreviated format | 20-07-2005 | 2005-53200797 | |
| 31-12-2003 | abbreviated format | 24-06-2004 | 2004-31300049 | |
| 31-12-2002 | abbreviated format | 05-08-2003 | 2003-60103419 | |
| 31-12-2001 | abbreviated format | 08-07-2002 | 2002-35300266 | |
| 31-12-2000 | abbreviated format | 11-01-2002 | 2002-01104190 | |
| 31-12-1999 | abbreviated format | 13-10-2000 | 2000-65003195 | |
| 31-12-1998 | abbreviated format | 30-09-1999 | 1999-50203405 | |
| 31-12-1997 | abbreviated format | 11-08-1998 | 1998-40002894 | |
| 31-12-1996 | abbreviated format | 31-03-1998 | 1998-05700603 | |
| 31-12-1995 | abbreviated format | 11-10-1996 | 1996-47700218 | |
| 31-12-1994 | abbreviated format | 24-10-1995 | 1995-54803881 | |
| 31-12-1993 | abbreviated format | 13-12-1994 | 1994-50001202 | |
| 31-12-1992 | abbreviated format | 04-10-1993 | 1993-38401921 | |
| 31-12-1991 | abbreviated format | 27-07-1992 | 1992-24503668 | |
| 31-12-1990 | abbreviated format | 28-06-1991 | 1991-13804042 | |
| 31-12-1989 | abbreviated format | 29-06-1990 | 1990-13402501 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | 35,575 | 44,444 | - | - | - | - | -672 | 8,057 | 9,193 | 11,797 | -3,836 | 5,616 | 7,019 | - | ||
| - | 26,662 | 34,457 | - | - | - | - | -775 | 7,754 | 9,069 | 11,592 | -3,949 | 5,530 | 6,965 | - | ||
| - | 5 | 30,000 | - | - | - | - | 0 | 0 | 693 | 0 | 3,000 | 1,577 | 4,393 | - | ||
| 21,273 | 10,789 | - | - | - | -1,280 | 1,014 | -1,102 | 1,474 | -1,569 | - | - | -1,104 | - | - | ||
| 92,872 | 55,159 | 28,502 | 24,044 | 14,035 | 8,212 | -6,454 | -9,397 | -8,622 | -16,376 | -24,752 | - | -29,395 | -33,347 | -35,919 | ||
| 78.7% | 75.0% | 78.3% | 94.9% | 93.9% | 82.7% | - | - | -111.7% | -193.0% | -263.4% | -579.8% | -372.0% | -424.8% | - | ||
| 5.20 | 4.00 | 3.37 | 19.44 | 16.34 | 5.78 | - | - | 0.37 | 0.24 | 0.16 | - | 0.07 | 0.08 | - | ||
| 0.27 | 0.33 | 0.28 | 0.05 | 0.07 | 0.21 | - | - | - | - | - | - | - | - | - | ||
| 39.0% | 21.1% | 44.7% | 41.6% | 41.5% | 178.6% | - | - | - | - | - | - | - | - | - | ||
| 30.7% | 15.9% | 35.0% | 39.5% | 38.9% | 147.7% | - | - | 109.4% | 97.4% | 117.1% | -112.2% | 66.7% | 92.8% | - | ||
| - | over 100 | over 100 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €30,000 | - | - |
| Financial fixed assets | - | €5 | - | - | - |
| - | €15,000 | €15,000 | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 132% higher than in 2024 and the highest since 2006. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 25.0% to 21.3%. Equity and debt are higher.
Solid Partner has no parent and no holdings in its annual accounts. Christoff Van Gaeveren is the only director. Solid Partner shares no director with another company.
| FVG-INVEST
registered office since 06-07-1989 · founded in 1989 |
total assets €1.4m (2025) 0437.529.386 |
| ROSANTRA
registered office since 09-06-2000 · founded in 1994 |
total assets €1.4m (2025) 0451.645.856 |
| HANNA INVEST
registered office since 26-02-2008 · founded in 2008 |
total assets €1.1m (2025) 0896.246.346 |
| CENTRAAL KANTOOR CIO
registered office since 02-06-1992 · founded in 1992 · negative equity (2025) |
total assets €81,448 (2025) 0446.504.163 |
| VAN GAEVEREN VERZEKERINGEN
registered office since 14-10-1987 · founded in 1986 |
total assets €44,671 (2025) 0428.401.686 |
| Van Gaeveren, Christoff (sole trader)
establishment since 13-01-2017 |
founded in 2017 0669.581.694 |
| S.C.A.T. Promotions
registered office since 15-05-1997 |
founded in 1997 0460.576.883 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Durmebrug 3 registered office 9220 Hamme (Vl.) | 06-07-1989 | 2.044.007.061 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 42452E0951/00X000 | 171 m² | 1 · 171 m² | 4.4 m · 1 |
If something looks wrong or is missing, please tell us.