Equity
€103,142 ▲ 26.6%
SERIDEM has made a profit without a break since 2020.
SERIDEM
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €104,715 (2011)
€43,802▲ 19.3%
lowest -€71,750 (2014)
€21,646▼ 5.0%
peak €103,142 (2025)
€103,142▲ 26.6%
€3,353▲ 19.8%
peak 1.1 FTE (2006)
-not published
Board1 name since 2021
1 directorMarie-Annick BLANCQUART
Documentsfilings and deeds
06-07-202625 days before the deadline
2025micro format
Gross margin from €36,721 to €43,802Equity from €81,496 to €103,142Debts from €2,798 to €3,353Cash from €2,293 to €681
Key points
from the 2025 annual accountsFilings
38 annual accounts since 1988
Eight of the last ten came late. The 2019 accounts came latest: 46 days after the end of the period.
Position in the sector
96.9%
Higher solvency than 95% of companies in legal and accounting. Sector median 56.8% · 15,828 companies.
Checked score
95
Excellent
Financially stronger than 61% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 23.75, cash €681, halved
lowers risk
Sector: Legal and accounting activities (NACE 69)
Founded in 1987
Figures for financial year 2025 (filed on 06-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 32% on liquidity, 57% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as SERIDEM has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SERIDEM itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for SERIDEM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 23.75 (56.58 in 2024), above the usual 1.5. Short-term debt is 3.1% and cash 0.6% of total assets. 3.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €103,142
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
12 days late
2023
14 days late
2022
25 days late
2021
8 days late
2020
25 days late
2019
46 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432700073
Registered office moved from Gaurain-Ramecroix to Tournai
New registered office: Chaussée de Douai 146 A à 7500 Tournai · Previous registered office: Grand Route 284 A à 7530 Gaurain-Ramecroix · General meeting of 04-01-2024 · Gazette deed
Registered office moved from Leuze-en-Hainaut to Gaurain
New registered office: Grand Route 284A, 7530 Gaurain_Ramecroix · Previous registered office: Rue du Bas Coron 35, 7904 Leuze-en-Hainaut · Change of role: Marie-Annick BLANCQUART, from manager to director · General meeting of 10-09-2021 · Gazette deed
First establishment
Rue du Bas Coron 35, Leuze-en-Hainaut
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SERIDEM Tournai | - | - | 96.9% | - |
| Solid Partner Hamme (Vl.) | - | - | 78.7% | - |
| COLONVAL-GESTASSUR Ham-sur-Heure-Nalinnes | €193,331 | -2.3% | 26.8% | 0.9 |
| BORGERS CONSULTING Herent | - | - | 82.5% | - |
| TARTENCO Saint-Hubert | €61,050 | 13.4% | 23.4% | - |
| LUC FRANCOTTE Sambreville | - | - | 87.2% | - |
| VDV ADMIN & CONSULTING Halle | - | - | 82.3% | - |
These companies have the same main activity as SERIDEM: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €74,400 and €146,000, founded between 1985 and 1998.
Official details
Source: KBO- Status
- Active since 10-12-1987Normal situation
- Registered office
- 10 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Other tax advisory servicesNACE 69209and 1 other
- Establishment unit
- 2.032.074.4777904 Leuze-en-Hainaut, since 22-12-1987
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- ≈ €110,000estimated
- €106,495▲ 26.3%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on SERIDEM
SERIDEM files the micro format. That format states no turnover. The gross margin fell from €97,611 in 2006 to €43,802 in 2025.
The balance sheet grew most from 2007 to 2009 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERIDEM
- What is the company number of SERIDEM?
- The company number of SERIDEM is 0432.700.073. The VAT number is the same number with BE in front: BE 0432.700.073.
- Where is SERIDEM based?
- The registered office is at Chaussée de Douai 146, 7500 Tournai.Company details
- What does SERIDEM do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of SERIDEM?
- SERIDEM is a private limited company (BV).
- When was SERIDEM founded?
- SERIDEM was founded on 10-12-1987.
- Is SERIDEM still active?
- Yes, SERIDEM is an active enterprise in the KBO register.
- What is the turnover of SERIDEM?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €43,802 and 50 comparable companies (NACE 692). It probably lies between €78,000 and €150,000.Financials
- Is SERIDEM profitable?
- In financial year 2025, SERIDEM made a profit of €21,646.
- Where can I find the annual accounts of SERIDEM?
- SERIDEM filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERIDEM due?
- SERIDEM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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