SERIDEM
ActiveSummary
SERIDEM has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 23.75 against 56.58 in 2024; short-term debt: 3.1% and cash: 0.6% of total assets), and 3.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
20.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €103k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
12 d late
2023
14 d late
2022
25 d late
2021
8 d late
2020
25 d late
2019
46 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 26.6%
2024 · €81k
2018: €-207k
2019: €-209k▼ -0.9% vs 2018lowest in 8 years
2020: €-203k▲ +2.8% vs 2019
2021: €1k▲ +101% vs 2020
2022: €37k▲ +2681% vs 2021
2023: €59k▲ +59.8% vs 2022
2024: €81k▲ +38.8% vs 2023
2025: €103k▲ +26.6% vs 2024highest in 8 years
2018 → 2025
Total assets
€106k▲ 26.3%
2024 · €84k
2018: €59k
2019: €55k▼ -7.4% vs 2018
2020: €64k▲ +17.8% vs 2019
2021: €48k▼ -25.8% vs 2020lowest in 8 years
2022: €51k▲ +5.9% vs 2021
2023: €69k▲ +35.6% vs 2022
2024: €84k▲ +22.8% vs 2023
2025: €106k▲ +26.3% vs 2024highest in 8 years
2018 → 2025
Net result
€22k▼ 5.0%
2024 · €23k
2018: €-4klowest in 8 years
2019: €-2k▲ +59.0% vs 2018
2020: €6k▲ +427% vs 2019
2021: €205k▲ +3410% vs 2020highest in 8 years
2022: €35k▼ -82.7% vs 2021
2023: €22k▼ -38.0% vs 2022
2024: €23k▲ +3.8% vs 2023
2025: €22k▼ -5.0% vs 2024
2018 → 2025
Working capital
€76k▲ 54.9%
2024 · €49k
2018: €16k
2019: €5k▼ -70.1% vs 2018lowest in 8 years
2020: €19k▲ +312% vs 2019
2021: €34k▲ +77.5% vs 2020
2022: €30k▼ -12.7% vs 2021
2023: €57k▲ +89.9% vs 2022
2024: €49k▼ -13.6% vs 2023
2025: €76k▲ +54.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€37k▲ 2,681%€59k▲ 59.8%€81k▲ 38.8%€103k▲ 26.6%
2021: €1klowest in 5 years
2022: €37k▲ +2681% vs 2021
2023: €59k▲ +59.8% vs 2022
2024: €81k▲ +38.8% vs 2023
2025: €103k▲ +26.6% vs 2024highest in 5 years
Operating result€22k-€41k▲ 86.2%€36k▼ 11.8%€33k▼ 6.8%€36k▲ 6.6%
2021: €22klowest in 5 years
2022: €41k▲ +86.2% vs 2021highest in 5 years
2023: €36k▼ -11.8% vs 2022
2024: €33k▼ -6.8% vs 2023
2025: €36k▲ +6.6% vs 2024
Net result€205k-€35k▼ 82.7%€22k▼ 38.0%€23k▲ 3.8%€22k▼ 5.0%
2021: €205khighest in 5 years
2022: €35k▼ -82.7% vs 2021
2023: €22k▼ -38.0% vs 2022
2024: €23k▲ +3.8% vs 2023
2025: €22k▼ -5.0% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€27k ▼ 21.4%
Current assets
€80k ▲ 58.9%
Equity and liabilities €106k
Equity
€103k ▲ 26.6%
Debt
€3k ▲ 19.8%
Debt's share of the balance-sheet total falls from 3.3% to 3.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €36k
Cash flow
€29k▲
2024 · €25k
Current ratio
23.75▼
2024 · 56.58
Debt to equity
0.03▼
2024 · 0.03
ROE
21.0%▼
2024 · 28.0%
ROA
20.3%▼
2024 · 27.0%
Interest coverage
40.18▲
2024 · 34.44
Debt ≤ 1 year
€3k▲
2024 · €886
Income taxes
€13k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€84k€106k▲
Fixed assets21/28€34k€27k▼
Tangible fixed assets22/27€34k€27k▼
Furniture and vehicles24€34k€27k▼
Current assets29/58€50k€80k▲
Amounts receivable within one year40/41€48k€57k▲
Trade receivables40€2k€6k▲
Other amounts receivable41€46k€51k▲
Current investments50/53-€22k
Cash at bank and in hand54/58€2k€681▼
Deferred charges and accrued income490/1-€165
Equity and liabilities
Total equity and liabilities10/49€84k€106k▲
Equity10/15€81k€103k▲
Reserves13€112k€132k▲
Tax-exempt reserves132€29k€106k▲
Distributable reserves133€82k€26k▼
Profit (loss) carried forward14€-30k€-29k▲
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€886€3k▲
Trade debts44€73€2k▲
Suppliers440/4€73€2k▲
Taxes, remuneration and social security45€813€1k▲
Taxes450/3€813€1k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A€4k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Other operating charges640/8€811€927▲
Non-recurring operating charges66A€132-
Gross operating margin9900€37k€44k▲
Operating profit (loss)9901€33k€36k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€32k€34k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€23k€22k▼
Profit (loss) for the period to be appropriated9905€23k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-9k▲
Profit (loss) brought forward from the previous period14P€-53k€-30k▲
Transfer to equity691/2-€20k
To other reserves6921-€20k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €4k | €6k | ▲ 40.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3k | - | €2k | €7k | ▲ 204% |
| Other operating charges640/8 | €2k | €2k | €749 | €811 | €927 | ▲ 14.3% |
| Non-recurring operating charges66A | - | - | €6k | €132 | - | - |
| Gross operating margin9900 | €24k | €46k | €43k | €37k | €44k | ▲ 19.3% |
| Operating profit (loss)9901 | €22k | €41k | €36k | €33k | €36k | ▲ 6.6% |
| Financial income75/76B | €184k | - | - | - | - | - |
| Recurring financial income75 | €184k | - | - | - | - | - |
| Non-recurring financial income76B | €184k | - | - | - | - | - |
| Financial charges65/66B | €1k | €1k | €1k | €1k | €1k | ▲ 2.7% |
| Recurring financial charges65 | €1k | €1k | €1k | €1k | €1k | ▲ 2.7% |
| Profit (loss) for the period before taxes9903 | €205k | €39k | €35k | €32k | €34k | ▲ 6.7% |
| Income taxes67/77 | - | €4k | €13k | €10k | €13k | ▲ 34.7% |
| Profit (loss) for the period9904 | €205k | €35k | €22k | €23k | €22k | ▼ 5.0% |
| Profit (loss) for the period to be appropriated9905 | €205k | €35k | €22k | €23k | €22k | ▼ 5.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48k | €51k | €69k | €84k | €106k | ▲ 26.3% |
| Fixed assets21/28 | €3k | €11k | €3k | €34k | €27k | ▼ 21.4% |
| Tangible fixed assets22/27 | - | €8k | - | €34k | €27k | ▼ 21.4% |
| Furniture and vehicles24 | - | €8k | - | €34k | €27k | ▼ 21.4% |
| Financial fixed assets28 | €3k | €3k | €3k | - | - | - |
| Current assets29/58 | €45k | €40k | €66k | €50k | €80k | ▲ 58.9% |
| Amounts receivable after more than one year29 | - | - | €64k | - | - | - |
| Trade receivables290 | - | - | €12k | - | - | - |
| Other amounts receivable291 | - | - | €52k | - | - | - |
| Amounts receivable within one year40/41 | €27k | €35k | - | €48k | €57k | ▲ 18.8% |
| Trade receivables40 | €27k | €13k | - | €2k | €6k | ▲ 174% |
| Other amounts receivable41 | - | €22k | - | €46k | €51k | ▲ 11.6% |
| Current investments50/53 | €1 | - | - | - | €22k | - |
| Cash at bank and in hand54/58 | €18k | €5k | €1k | €2k | €681 | ▼ 70.3% |
| Deferred charges and accrued income490/1 | - | - | - | - | €165 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48k | €51k | €69k | €84k | €106k | ▲ 26.3% |
| Equity10/15 | €1k | €37k | €59k | €81k | €103k | ▲ 26.6% |
| Reserves13 | €55k | €90k | €112k | €112k | €132k | ▲ 17.9% |
| Tax-exempt reserves132 | €29k | €29k | €29k | €29k | €106k | ▲ 263% |
| Distributable reserves133 | €26k | €61k | €82k | €82k | €26k | ▼ 69.0% |
| Profit (loss) carried forward14 | €-53k | €-53k | €-53k | €-30k | €-29k | ▲ 5.5% |
| Amounts payable17/49 | €47k | €14k | €10k | €3k | €3k | ▲ 19.8% |
| Amounts payable after more than one year17 | €36k | €3k | - | - | - | - |
| Financial debts170/4 | - | €3k | - | - | - | - |
| Other amounts payable178/9 | €36k | - | - | - | - | - |
| Amounts payable within one year42/48 | €10k | €10k | €9k | €886 | €3k | ▲ 278% |
| Financial debts43 | - | - | €805 | - | - | - |
| Credit institutions430/8 | - | - | €805 | - | - | - |
| Trade debts44 | €10k | €66 | €550 | €73 | €2k | ▲ 2,485% |
| Suppliers440/4 | €10k | €66 | €550 | €73 | €2k | ▲ 2,485% |
| Taxes, remuneration and social security45 | €748 | €10k | €7k | €813 | €1k | ▲ 80.3% |
| Taxes450/3 | €748 | €10k | €7k | €813 | €1k | ▲ 80.3% |
| Accrued charges and deferred income492/3 | €172 | €1k | €1k | €2k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €205k | €35k | €22k | €23k | €22k | ▼ 5.0% |
| + Depreciation and write-downs630 | - | €3k | - | €2k | €7k | ▲ 204% |
| Operating cash flow (approximation) | €205k | €39k | €22k | €25k | €29k | ▲ 14.9% |
| Investment in fixed assets (approximation) | - | €-11k | €8k | €-34k | €0 | ▲ 100% |
| Change in cash | - | €-13k | €-3k | €842 | €-2k | ▼ 291% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €103k ▲26.6%
6 profitable years in a row build equity to €103k.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Liquidity times 7current ratio 56.58
Current ratio from 7.56 to 56.58; short-term debt falls from €9k to €886.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Highest result since 2018net €205k ▲3,410%
Net result €205k, the highest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 3.53
Current ratio from 1.45 to 3.53; short-term debt falls from €10k to €8k.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
Show earlier events
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1987
Ground area
4,105 m²
Building footprint
534 m²
Volume, LiDAR
1,103 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Bas Coron(WS) 35, 7904 Leuze-en-Hainaut
since 19872.032.074.477
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57091A0330/00F000 | Wallonia | 2,434 m² | 1 · 170 m² | 8.0 m · 2 fl. |
| 57081I0058/00V000 | Wallonia | 1,672 m² | 1 · 364 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,264 companies in sector 69209 we hold annual accounts for 1,098. 847 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
01450Raising of sheep and goats
Scores and ratios are computed by Checked and are not a credit decision.