SOLAM-BATI
ActiveSummary
The computed 12-month bankruptcy probability of SOLAM-BATI is 1.6% (moderate). The 2025 annual accounts show equity of €16k and a net result of €23k. Equity is growing by ~41.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 7453 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▲+64
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.63 against 0.77 in 2024; short-term debt: 61.5% and cash: 0.4% of total assets), but 61.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
54%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
41 d late
2024
43 d late
2023
31 d late
2022
28 d late
2021
36 d late
2020
48 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€45k▲ 55.5%
2019 · €29k
2018: €160k
2019: €29k
2018 → 2020
EBIT margin
75.0%▲ 105.7pp
2019 · -30.8%
2018: -53.2%
2019: -30.8%
2018 → 2020
Net result
€23k▲ 41.6%
2024 · €16k
2018: €-86k
2019: €-10k
2020: €32k
2021: €12k
2022: €-4k
2023: €473
2024: €16k
2018 → 2025
Working capital
€16k
2024 · €-7k
2018: €-61k
2019: €-67k
2020: €-34k
2021: €-22k
2022: €-25k
2023: €-23k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-22k-€-25k▼ 16.3%€-23k▲ 11.3%€-7k▲ 71.2%€16k
Operating result€13k-€-809€3k€19k▲ 479%€25k▲ 35.7%
Net result€12k-€-4k€473€16k▲ 3,302%€23k▲ 41.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €42k
Equity
€16k
Debt
€26k
Debt finances 61.5% of the balance-sheet total.
Key figures and ratios
Current ratio
1.63▲
2024 · 0.77
Debt to equity
1.59▲
2024 · -4.40
ROE
140.1%
ROA
54.0%▼
2024 · 72.6%
Debt ≤ 1 year
€26k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22k€42k▲
Fixed assets21/28€30-
Financial fixed assets28€30€0▼
Current assets29/58€22k€42k▲
Amounts receivable within one year40/41€20k€42k▲
Trade receivables40€4k€3k▼
Other amounts receivable41€16k€39k▲
Cash at bank and in hand54/58€2k€183▼
Equity and liabilities
Total equity and liabilities10/49€22k€42k▲
Equity10/15€-7k€16k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-27k€-4k▲
Amounts payable17/49€29k€26k▼
Amounts payable within one year42/48€29k€26k▼
Financial debts43€25k€25k▼
Credit institutions430/8€25k€25k▼
Trade debts44€4k€409▼
Suppliers440/4€4k€409▼
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Income statement
Code20242025
Other operating charges640/8€2k€1k▼
Gross operating margin9900€20k€26k▲
Operating profit (loss)9901€19k€25k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€16k€23k▲
Profit (loss) for the period9904€16k€23k▲
Profit (loss) for the period to be appropriated9905€16k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-4k▲
Profit (loss) brought forward from the previous period14P€-43k€-27k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.77 to 1.63; short-term debt falls from €29k to €26k.
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €473
Net result €473 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 48 days late
2020
31-12
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
d'Anethanstraat 371030 SchaarbeekGround area
144 m²
Building footprint
97 m²
Volume, LiDAR
1,292 m³
Parcel 21910E0116/00M009, Brussels · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
d'Anethanstraat 37, 1030 Schaarbeek
since 20162.256.116.367
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0116/00M009 | Brussels | 143 m² | 1 · 97 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.D.G. Construct
BE 0780.538.313
Charleroi · Eq €16,249
PARACHEVEMENT LUXURY
BE 1010.566.883
Evere · Eq €16,255
HC CONSTRUCT
BE 0802.673.416
Antwerpen · Eq €16,256
L.E.M. GROUP CONSTRUCT
BE 0676.564.409
Aalst · Eq €16,239
DAMATA BUILDING
BE 0798.363.844
Vilvoorde · Eq €16,259
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 10,951 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
43350Other building finishing work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.