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SmartLife Concept

Active
Private limited companyfounded 2015active for 11 yearsGeneraal Henrystraat 107, 1040 Etterbeek, BelgiumKBO/BCE: BE 0627.620.484
Summary

SmartLife Concept has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,022 and a net result of €13,966. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 62% of 9,394 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-03-2015 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.296.120.553 1040 Etterbeek, since 01-09-2019
Financial year end
31 December
Peppol
Reachable since 27-01-2026

Board and ownership

Board
  • BOOMER JérémyDirector · since 26-03-2015

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€29,624
▲ 149%
Turnover
≈ €210,000
estimated
Profit
€13,966
▲ 34.8%
Equity
€22,022
▲ 173%
Total assets
€40,331
▲ 101%
Employees on 31-12-2025
1
Score breakdownraises risk1 change of registered office in 24 monthsSize: total assets €40,331Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.14, cash €21,985Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 82% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 80+15
equity 54.6% of total assets
Liquidity 78+9
short-term debt 44.9% · cash 54.5%
Profitability 100=
return on assets 34.6%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -1.5 percentage points vs 07-2025 09-2025: 0.3%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.6%▲ +0.3 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.5%▼ -0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.3%▲ +0.3 percentage points vs 08-2026 10-2026: 0.5%▼ -0.8 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.14 (1.56 in 2024), above the usual 1.5. Short-term debt is 44.9% and cash 54.5% of total assets. 45.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 63% of them on solvency, 81% on liquidity, 91% on profitability and 93% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.14, cash €21,985
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €40,331
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
32 days early
2022
32 days early
2021
9 days early
2020
30 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Registered office moved from Etterbeek to Etterbbek
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as SmartLife Concept: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €34,200 and €42,200, founded between 2013 and 2016.

CompanyTotal assetsGross margin
SmartLife Concept Etterbeek€40,331€29,624
SOLAM-BATI Schaarbeek€42,160€26,447
MIHALI CONSTRUCT Boom€38,423€29,693
NOTEK Overijse€39,999€25,149
LUXEMBOURG 42 Overijse€35,844€30,766
PETER CREEMERS Maaseik€39,872€28,800
JEBO CONSTRUCT Pelt€34,223€26,250
Full comparison

Key facts about SmartLife Concept

What is the company number of SmartLife Concept?
The company number of SmartLife Concept is 0627.620.484. The VAT number is the same number with BE in front: BE 0627.620.484.
Where is SmartLife Concept based?
The registered office is at Generaal Henrystraat 107, 1040 Etterbeek.Company details
What does SmartLife Concept do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SmartLife Concept?
The legal form of SmartLife Concept is Private limited company (BV).
When was SmartLife Concept founded?
SmartLife Concept was founded on 26-03-2015.
Is SmartLife Concept still active?
Yes, SmartLife Concept is an active enterprise in the KBO register.
How many employees does SmartLife Concept have?
SmartLife Concept had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SmartLife Concept?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €29,624 and 164 comparable companies (NACE 41001). It probably lies between €110,000 and €380,000.
Is SmartLife Concept profitable?
In financial year 2025, SmartLife Concept made a profit of €13,966.
Where can I find the annual accounts of SmartLife Concept?
SmartLife Concept filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SmartLife Concept due?
SmartLife Concept must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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