Softwins
ActiveSummary
Softwins has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €442,797 and a net result of €10,522. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 1411 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability67▼-33
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 7.46 against 10.55 in 2023; short-term debt: 6.6% and cash: 1.3% of total assets), and 6.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.4%
Return on assets
2.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
57 d early
2022
39 d early
2021
26 d early
2020
31 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€442,797▼ 7.4%
2023 · €478,076
Total assets
€474,091▼ 6.2%
2023 · €505,276
Net result
€10,522▼ 97.0%
2023 · €352,589
Working capital
€202,110▼ 10.9%
2023 · €226,790
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€8,881€15,586▲ 75.5%€5,312▼ 65.9%€523,155▲ 9,748%-€13,650
Net result€8,474within the sector's middle half€973within the sector's middle half▼ 88.5%-€4,787below the sector's middle half€352,589above the sector's middle half€10,522within the sector's middle half▼ 97.0%
Equity€230,649within the sector's middle half▲ 3.8%€231,622within the sector's middle half▲ 0.4%€214,836within the sector's middle half▼ 7.2%€478,076within the sector's middle half▲ 123%€442,797within the sector's middle half▼ 7.4%
Total assets€400,622within the sector's middle half▼ 6.0%€394,448within the sector's middle half▼ 1.5%€331,730within the sector's middle half▼ 15.9%€505,276within the sector's middle half▲ 52.3%€474,091within the sector's middle half▼ 6.2%
Debt€169,973▼ 16.7%€162,826▼ 4.2%€116,894▼ 28.2%€27,200▼ 76.7%€31,294▲ 15.1%
Working capital-€96,377▲ 32.1%-€91,723▲ 4.8%-€106,179▼ 15.8%€226,790€202,110▼ 10.9%
Solvency57.6%within the sector's middle half▲ 5.5pp58.7%within the sector's middle half▲ 1.1pp64.8%within the sector's middle half▲ 6.0pp94.6%above the sector's middle half▲ 29.9pp93.4%above the sector's middle half▼ 1.2pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €13,650 after €523,155 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €474,091
Fixed assets
€240,687 ▼ 5.5%
Current assets
€233,404 ▼ 6.8%
Equity and liabilities €474,091
Equity
€442,797 ▼ 7.4%
Debt
€31,294 ▲ 15.1%
Debt's share of the balance-sheet total rises from 5.4% to 6.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2,947▼
2023 · €539,526
Cash flow
€27,119▼
2023 · €368,960
Current ratio
7.46▼
2023 · 10.55
Debt to equity
0.07▲
2023 · 0.06
ROE
2.4%▼
2023 · 73.8%
ROA
2.2%▼
2023 · 69.8%
Interest coverage
5.51▼
2023 · 221.14
Debt ≤ 1 year
€31,294▲
2023 · €23,758
Income taxes
-€12,433▼
2023 · €172,564
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,861 | €19,260 | €20,607 | €16,372 | €16,597 | ▲ 1.4% |
| Other operating charges640/8 | - | €5,366 | €5,519 | €5,493 | €3,781 | ▼ 31.2% |
| Gross operating margin9900 | €33,372 | €40,212 | €31,438 | €545,019 | €6,728 | ▼ 98.8% |
| Operating profit (loss)9901 | €8,881 | €15,586 | €5,312 | €523,155 | -€13,650 | ▼ 103% |
| Financial income75/76B | - | €3,616 | €2,085 | €4,438 | €12,275 | ▲ 177% |
| Recurring financial income75 | €2,561 | €3,616 | €2,085 | €4,438 | €12,275 | ▲ 177% |
| Financial charges65/66B | - | €5,175 | €2,949 | €2,440 | €535 | ▼ 78.1% |
| Recurring financial charges65 | €6,030 | €5,175 | €2,949 | €2,440 | €535 | ▼ 78.1% |
| Profit (loss) for the period before taxes9903 | €5,412 | €14,028 | €4,449 | €525,152 | -€1,910 | ▼ 100% |
| Income taxes67/77 | -€3,062 | €13,055 | €9,236 | €172,564 | -€12,433 | ▼ 107% |
| Profit (loss) for the period9904 | €8,474 | €973 | -€4,787 | €352,589 | €10,522 | ▼ 97.0% |
| Profit (loss) for the period to be appropriated9905 | €8,474 | €973 | -€4,787 | €352,589 | €10,522 | ▼ 97.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €400,622 | €394,448 | €331,730 | €505,276 | €474,091 | ▼ 6.2% |
| Fixed assets21/28 | €351,003 | €340,284 | €327,082 | €254,728 | €240,687 | ▼ 5.5% |
| Tangible fixed assets22/27 | €351,003 | €340,284 | €327,082 | €254,728 | €240,687 | ▼ 5.5% |
| Land and buildings22 | - | €335,928 | €323,824 | €252,567 | €237,293 | ▼ 6.0% |
| Plant, machinery and equipment23 | - | €4,356 | €3,258 | €2,160 | €1,063 | ▼ 50.8% |
| Furniture and vehicles24 | - | - | - | - | €2,331 | - |
| Current assets29/58 | €49,619 | €54,164 | €4,648 | €250,549 | €233,404 | ▼ 6.8% |
| Amounts receivable after more than one year29 | - | €37,877 | - | €233,000 | €223,000 | ▼ 4.3% |
| Other amounts receivable291 | - | €37,877 | - | €233,000 | €223,000 | ▼ 4.3% |
| Amounts receivable within one year40/41 | €4,398 | €5,092 | - | €4,063 | €4,284 | ▲ 5.4% |
| Trade receivables40 | - | - | - | €46 | €1,872 | ▲ 3,999% |
| Other amounts receivable41 | - | €5,092 | - | €4,017 | €2,412 | ▼ 40.0% |
| Cash at bank and in hand54/58 | €2,253 | €11,195 | €4,648 | €12,861 | €6,120 | ▼ 52.4% |
| Deferred charges and accrued income490/1 | - | - | - | €625 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €400,622 | €394,448 | €331,730 | €505,276 | €474,091 | ▼ 6.2% |
| Equity10/15 | €230,649 | €231,622 | €214,836 | €478,076 | €442,797 | ▼ 7.4% |
| Contributions10/11 | €62,000 | €62,000 | €50,000 | €5,000 | €5,000 | = |
| Capital10 | - | €62,000 | - | - | - | - |
| Issued capital100 | - | €62,000 | - | - | - | - |
| Revaluation surpluses12 | - | €92,206 | €81,067 | €60,385 | €54,348 | ▼ 10.0% |
| Reserves13 | €72,839 | €72,839 | €83,978 | €412,691 | €372,927 | ▼ 9.6% |
| Distributable reserves133 | - | €72,839 | €83,978 | €412,691 | €372,927 | ▼ 9.6% |
| Profit (loss) carried forward14 | €3,604 | €4,577 | -€209 | - | €10,522 | - |
| Amounts payable17/49 | €169,973 | €162,826 | €116,894 | €27,200 | €31,294 | ▲ 15.1% |
| Amounts payable after more than one year17 | €23,977 | €13,677 | €3,948 | - | - | - |
| Financial debts170/4 | - | €13,677 | €3,948 | - | - | - |
| Amounts payable within one year42/48 | €145,996 | €145,887 | €110,827 | €23,758 | €31,294 | ▲ 31.7% |
| Current portion of amounts payable after more than one year42 | - | €21,934 | €10,022 | €3,948 | - | - |
| Trade debts44 | €3,066 | €40,787 | €5,960 | - | - | - |
| Suppliers440/4 | - | €40,787 | €5,960 | - | - | - |
| Taxes, remuneration and social security45 | - | €15,394 | €7,241 | €18,852 | €3,495 | ▼ 81.5% |
| Taxes450/3 | - | €12,438 | €4,285 | €18,852 | €3,495 | ▼ 81.5% |
| Remuneration and social security454/9 | - | €2,956 | €2,956 | - | - | - |
| Other amounts payable47/48 | - | €67,772 | €87,604 | €959 | €27,799 | ▲ 2,799% |
| Accrued charges and deferred income492/3 | - | €3,261 | €2,119 | €3,442 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,474 | €973 | -€4,787 | €352,589 | €10,522 | ▼ 97.0% |
| + Depreciation and write-downs630 | €18,861 | €19,260 | €20,607 | €16,372 | €16,597 | ▲ 1.4% |
| Operating cash flow (approximation) | €27,334 | €20,233 | €15,820 | €368,960 | €27,119 | ▼ 92.6% |
| Investment in fixed assets (approximation) | - | -€8,542 | -€7,404 | €55,982 | -€2,556 | ▼ 105% |
| Change in cash | - | €8,942 | -€6,547 | €8,213 | -€6,741 | ▼ 182% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €352,589
Net result €352,589 after one loss-making year.
31-12
Financial
Liquidity times 251current ratio 10.55
Current ratio from 0.04 to 10.55; short-term debt falls from €110,827 to €23,758.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €8,474
Net result €8,474 after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
31-12
Financial
Weakest financial yearnet -€27,144
Net result drops to -€27,144, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1998
Ground area
601 m²
Building footprint
260 m²
Volume, LiDAR
2,419 m³
2 parcels, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
SOFTWINS
since 19982.062.538.615
SOFTWINS
since 20022.062.538.714
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31338E0142/00_000 | Flanders | 392 m² | 1 · 143 m² | 15.2 m · 4 fl. |
| 11003A0173/00K009 | Flanders | 209 m² | 1 · 117 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 4,315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-05-1993
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450119590
Also
9925:BE0450119590
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.