IMMO CHATEL
ActiveIMMO CHATEL has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €141k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+19
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.27 against 2.23 in 2024; short-term debt: 23.2% and cash: 82.8% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
44.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
4 d early
2022
31 d early
2021
39 d early
2020
23 d late
2018
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 140%
2024 · €100k
2020: €-125k
2021: €-18k
2022: €-3k
2023: €-9k
2024: €100k
2020 → 2025
Total assets
€313k▲ 76.7%
2024 · €177k
2020: €289k
2021: €104k
2022: €43k
2023: €137k
2024: €177k
2020 → 2025
Net result
€141k▲ 29.2%
2024 · €109k
2020: €116k
2021: €108k
2022: €15k
2023: €176k
2024: €109k
2020 → 2025
Working capital
€237k▲ 150%
2024 · €95k
2020: €-125k
2021: €-18k
2022: €-3k
2023: €-10k
2024: €95k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-18k-€-3k▲ 85.9%€-9k▼ 247%€100k€241k▲ 140%
Operating result€108k-€16k▼ 85.5%€257k▲ 1,542%€159k▼ 38.0%€208k▲ 30.2%
Net result€108k-€15k▼ 85.8%€176k▲ 1,050%€109k▼ 38.0%€141k▲ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €313k
Fixed assets
€4k▼ 32.6%
Current assets
€310k▲ 80.0%
Equity and liabilities €313k
Equity
€241k▲ 140%
Debt
€73k▼ 6.0%
The debt ratio falls from 43.5% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€209k▲
2024 · €161k
Cash flow
€142k▲
2024 · €110k
Solvency
76.8%▲
2024 · 56.5%
Current ratio
4.27▲
2024 · 2.23
Quick ratio
4.27▲
2024 · 2.23
Debt / equity
0.30▼
2024 · 0.77
ROE
58.4%▼
2024 · 108.7%
ROA
44.9%▼
2024 · 61.4%
Interest coverage
581667.78▲
2024 · 23640.52
Debt
€73k▼
2024 · €77k
Debt ≤ 1 year
€73k▼
2024 · €77k
Income taxes
€68k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€313k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€491€240▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€172k€310k▲
Amounts receivable within one year40/41€137k€50k▼
Trade receivables40€137k€50k▼
Cash at bank and in hand54/58€35k€260k▲
Deferred charges and accrued income490/1-€474
Equity and liabilities
Total equity and liabilities10/49€177k€313k▲
Equity10/15€100k€241k▲
Contributions10/11€4k€4k=
Outside capital11€4k€4k=
Other1109/19€4k€4k=
Reserves13€285k€425k▲
Distributable reserves133€285k€425k▲
Profit (loss) carried forward14€-188k€-188k=
Amounts payable17/49€77k€73k▼
Amounts payable within one year42/48€77k€73k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€22k€16k▼
Taxes450/3€22k€16k▼
Other amounts payable47/48€53k€53k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€970€774▼
Gross operating margin9900€162k€210k▲
Operating profit (loss)9901€159k€208k▲
Financial income75/76B€557€783▲
Recurring financial income75€557€783▲
Financial charges65/66B€7€0▼
Recurring financial charges65€7€0▼
Profit (loss) for the period before taxes9903€160k€208k▲
Income taxes67/77€51k€68k▲
Profit (loss) for the period9904€109k€141k▲
Profit (loss) for the period to be appropriated9905€109k€141k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-48k▲
Profit (loss) brought forward from the previous period14P€-188k€-188k=
Transfer to equity691/2€109k€141k▲
To other reserves6921€109k€141k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €200kEq €241k ▲140%
6 profitable years in a row build equity to €241k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 2.23
Current ratio from 0.93 to 2.23; short-term debt falls from €145k to €77k.
31-03
Financial
Equity above €100kEq €100k
5 profitable years in a row build equity to €100k.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2020net €176k ▲1050%
Operating result €257k, net result €176k, both a record.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €15k ▼85.8%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2018
13-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2017
10-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2016
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
15-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Neuve-Cour 1461480 TubizeGround area
1,604 m²
Building footprint
630 m²
Volume, LiDAR
9,838 m³
Parcel 25105A0185/00F002, Wallonia · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue Neuve-Cour 146, 1480 Tubize
since 19932.063.539.990
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105A0185/00F002 | Wallonia | 1,604 m² | 1 · 630 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 5,055 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-1993
Fiscal year end31-03
Abbreviation FR
I.M.C.
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.