Soft Solutions
ActiveSoft Solutions has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €12k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-2
Solvency67▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.4 in 2024), and 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
2.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€177k▲ 7.1%
2024 · €165k
2018: €76k
2019: €90k
2020: €124k
2021: €140k
2022: €137k
2023: €154k
2024: €165k
2018 → 2025
Total assets
€487k▲ 12.5%
2024 · €433k
2018: €396k
2019: €360k
2020: €402k
2021: €382k
2022: €369k
2023: €392k
2024: €433k
2018 → 2025
Net result
€12k▲ 2.2%
2024 · €12k
2018: €5k
2019: €14k
2020: €33k
2021: €16k
2022: €-2k
2023: €16k
2024: €12k
2018 → 2025
Working capital
€131k▲ 38.2%
2024 · €95k
2018: €-12k
2019: €-3k
2020: €36k
2021: €57k
2022: €58k
2023: €80k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€137k▼ 1.8%€154k▲ 11.9%€165k▲ 7.5%€177k▲ 7.1%
Operating result€32k-€10k▼ 70.0%€35k▲ 266%€33k▼ 5.0%€35k▲ 4.9%
Net result€16k-€-2k€16k€12k▼ 29.6%€12k▲ 2.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487k
Fixed assets
€84k▼ 16.6%
Current assets
€403k▲ 21.3%
Equity and liabilities €487k
Equity
€177k▲ 7.1%
Debt
€310k▲ 15.8%
The debt ratio rises from 61.8% to 63.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€52k▲
2024 · €49k
Cash flow
€28k▲
2024 · €27k
Solvency
36.4%▼
2024 · 38.2%
Current ratio
1.48▲
2024 · 1.40
Quick ratio
0.38▲
2024 · 0.28
Debt / equity
1.75▲
2024 · 1.62
ROE
6.6%▼
2024 · 7.0%
ROA
2.4%▼
2024 · 2.7%
Interest coverage
2.81▲
2024 · 2.69
Debt
€310k▲
2024 · €267k
Debt ≤ 1 year
€272k▲
2024 · €238k
Debt > 1 year
€38k▲
2024 · €30k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€433k€487k▲
Fixed assets21/28€100k€84k▼
Tangible fixed assets22/27€100k€84k▼
Land and buildings22€87k€74k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€332k€403k▲
Stocks and contracts in progress3€267k€299k▲
Stocks30/36€267k€299k▲
Amounts receivable within one year40/41€11k€18k▲
Trade receivables40€11k€18k▲
Cash at bank and in hand54/58€53k€84k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€433k€487k▲
Equity10/15€165k€177k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Revaluation surpluses12€25k€25k=
Reserves13€122k€133k▲
Distributable reserves133€122k€133k▲
Amounts payable17/49€267k€310k▲
Amounts payable after more than one year17€30k€38k▲
Financial debts170/4€30k€38k▲
Amounts payable within one year42/48€238k€272k▲
Current portion of amounts payable after more than one year42€3k€8k▲
Financial debts43€30k€60k▲
Credit institutions430/8€30k€60k▲
Trade debts44€93k€92k▼
Suppliers440/4€93k€92k▼
Taxes, remuneration and social security45€16k€19k▲
Taxes450/3€16k€19k▲
Other amounts payable47/48€95k€93k▼
Income statement
Code20242025
Non-recurring operating income76A€500-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€54k€56k▲
Operating profit (loss)9901€33k€35k▲
Financial income75/76B€29€12▼
Recurring financial income75€29€12▼
Financial charges65/66B€18k€18k▲
Recurring financial charges65€18k€18k▲
Profit (loss) for the period before taxes9903€15k€17k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€12k€12k▲
Profit (loss) for the period to be appropriated9905€12k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€12k▲
Transfer to equity691/2€12k€12k▲
To other reserves6921€12k€12k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €150kEq €154k ▲11.9%
Equity rises from €137k to €154k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼115%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €33k ▲137%
Operating result €57k, net result €33k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲36.9%
3 profitable years in a row build equity to €124k.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Bart Mertens
CurrentDirector · since 20-12-2023
20-12-2023
Resigned as Director
20-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koerselsebaan 333550 Heusden-ZolderGround area
1,024 m²
Building footprint
704 m²
Parcel 71025A1247/00V003, Flanders. Linked by address, not a title deed.
1 establishment unit
SOFT SOLUTIONS
since 19952.069.952.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A1247/00V003 | Flanders | 1,024 m² | 1 · 704 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
TEMPCO
BE 0457.527.323
Herstal · Eq €177k
ITS POLAK
BE 0476.404.018
Beringen · Eq €177k
AG INDUSTRIES
BE 0842.845.074
Sambreville · Eq €174k
DME LASER
BE 0807.124.231
Gembloux · Eq €170k
EUROPEAN LAB SERVICES
BE 0882.840.946
Sint-Niklaas · Eq €186k
Of 190 companies in sector 46646 we hold annual accounts for 119. 80 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-1995
Fiscal year end31-12
Activities, NACEBEL
46646Wholesale trade
47630Retail trade
47690Retail sale of other cultural and recreation goods
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.