ITS POLAK

Active

Private limited companyfounded 2001active for 24 yearsZandstraat 34, 3582 Beringen, BelgiumKBO/BCE: BE 0476.404.018

Summary

ITS POLAK has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €200,711 and a net result of €23,318. Equity is growing by about 2.5% per year across the filed financial years. Its solvency ranks better than 48% of 348 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

ITS POLAKActiveChecked score 96/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46646

3 sites

Size

≈ €630,000turnover 2026, estimated

Staff: 0.9 FTE
Equity: €200,711
Profit: €23,318

Turnover estimated from the gross margin

Financial health

96 Excellent Checked score 2026

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Barbara Waclawa KLEDZIKDirector

2026 accounts 36 days early2 of 4 deeds summarised

Why 96lowers riskLiquidity: current ratio 1.40, cash €319,437Founded in 2001Equity €200,711 (39.9% of total assets)Size: 0.9 FTE, total assets €503,207Show the evidence

Checked score

Score 2026

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 65% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Strong

Solvency 65+11

equity 39.9% of total assets

Liquidity 75+31

short-term debt 49.2% · cash 63.5%

Profitability 75+21

return on assets 4.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.2 percentage points vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%▲ +0.3 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 1.1%▲ +0.3 percentage points vs 05-2025 07-2025: 2.2%▲ +1.1 percentage points vs 06-2025highest value 08-2025: 2.2%● unchanged vs 07-2025highest value 09-2025: 0.1%▼ -2.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.4, compared with 1.09 in 2025, below the usual 1.5; short-term debt: 49.2% and cash: 63.5% of total assets), and 60.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 49% on solvency, 79% on liquidity, 62% on profitability and 69% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 1.40, cash €319,437

NBB · annual accounts

Founded in 2001

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €200,711 (39.9% of total assets)

NBB · annual accounts

Size: 0.9 FTE, total assets €503,207

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-09-2026, 36 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

36 days early

2025

73 days early

2023

42 days early

2022

42 days early

2021

25 days early

2020

41 days early

2019

39 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days before the deadline; the sector median (NACE 46) for financial year 2023 is 2 days before the deadline, and 40% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

25-09-2026 Annual accounts filedfinancial year 2026 · abbreviated…
31-03-2026 Equity above €200,000equity €200,711 ▲13.1%
19-08-2025 Annual accounts filedfinancial year 2025 · micro…

Key points

Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2026: €23,318 7 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2026
Total assets: €503,207
Profit: €23,318
Solvency: 39.9%

Total assets▼ 18.9%

Net result

20192026

Go to Financials

Board & ownership

Board: 1 member

Barbara Waclawa KLEDZIKDirector

Go to Board & ownership

Timeline

Events: 31
Since: 2003
Next accounts: by 31-10-2027

31-03-2025Highest result from 2019 to 2026
31-03-2025Equity above €150,000
12-06-2024Algemene Vergadering - Boekjaar

Go to Timeline

Company details

Sites: 3

Legal form: Private limited company
Activity: Wholesale tradeNACE 46646
Founded: 24-12-2001
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

Annual meeting: First Friday of September at 19:00

Go to Articles of association

Key facts about ITS POLAK

What is the company number of ITS POLAK?: 0476.404.018. In Belgium the VAT number is the company number with BE in front: BE 0476.404.018.
Where is ITS POLAK based?: The registered office is at Zandstraat 34, 3582 Beringen.Company details
What does ITS POLAK do?: According to the KBO register, the main activity is wholesale trade (NACE 46646).
What is the legal form of ITS POLAK?: Private limited company (BV).
When was ITS POLAK founded?: On 24-12-2001.
Is ITS POLAK still active?: Yes, ITS POLAK is an active enterprise in the KBO register.
How many employees does ITS POLAK have?: On average 0.9 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of ITS POLAK?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ITS POLAK profitable?: In financial year 2026, ITS POLAK made a profit of €23,318.
Where can I find the annual accounts of ITS POLAK?: ITS POLAK filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of ITS POLAK due?: By 31-10-2027, for financial year 2027.Timeline